81 Elgin Street
St. Thomas, ON N5R 3M3
- 3Bedrooms
- 1Bathroom
- 1Garage
- 1100–1500Sq Ft
- $2,180Tax
- 27×85 ftLot Size
Estimated Value:$338,000See Free Estimate Report
Property not available for sale or for rent.
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About 81 Elgin Street, St. Thomas
Welcome to 81 Elgin Street in St. Thomas! This beautifully kept home is ready to move in and enjoy. Many original features, and newer touches create an inviting, homey environment for you and your family to enjoy. From the large front porch to the rear deck and everything in between this house will have something for everyone.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,180
- Land Transfer Tax Fee
- $6,685
Rental Items
- Rental Equipment
- None
- Basement Type
- Unfinished, Full
Interior Features
- Interior Extras
- Water Heater
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Shingle , Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 27.00 ft
- Lot Depth
- 85.00 ft
- Lot Size
- 0.047
Inclusions
- Inclusions
- Built-in Microwave, Dryer, Hot Water Tank Owned, Refrigerator, Stove, Washer
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 1
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Foyer—Main level
- Kitchen—Main level
- Dining Room—Main level
- Living Room—Main level
- Sitting—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Bathroom—Second level, 4 Pc Bath
Washrooms
- 4-piece, Second
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Gladstone Ave
- Zoning
- R3
- Directions
- From Talbot Street turn south onto Elgin Street
- MLS® number
- X12287911
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-08-29
- Listed on
- 2025-07-16
- Days on market
- 44 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- EXP REALTY OF CANADA INC.
Home Market Value
Current home valuation for 81 Elgin Street, St. Thomas, St. Thomas, ON. Listed for $510,500
HOMEH Estimate
$338,000
Estimated Sales Range
$267,020 - $408,980
HOMEH Estimate for 81 Elgin Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $10,500 over $500K
$26,050
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $19,358 | $14,243 | $12,150 | $0 |
=Total mortgage | $503,312 | $473,693 | $446,075 | $408,400 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,457monthly | $2,313monthly | $2,178monthly | $1,994monthly |
Land Transfer Tax
$6,685
$6,685
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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