
45 Varty Lake Road
Stone Mills, ON K0K 3N0
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 1500–2000Sq Ft
- $3,965Tax
- 397×300 ftLot Size
- Estimated Value:$641,067See Free Estimate Report

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About 45 Varty Lake Road, Stone Mills, Stone Mills
Summarized Description
- Two-storey home on a private country lot
- Open-concept layout with spacious kitchen
- Seasonal pond for winter skating
- In-floor radiant heat for comfort
- Attached heated garage for convenience
- Close to Varty Lake for recreation
- Beautiful views from every window
- Landscaped yard with plenty of outdoor space
Welcome to 45 Varty Lake Road. This two-storey home offers approximately 1650 ft. of comfortable living space on a private country lot, just minutes from Varty Lake and approximately 20 minutes to both Kingston and Napanee. Every window offers beautiful views of the surrounding property, while the seasonal pond behind the home becomes a private skating rink in the winter, creating a perfect setting for family fun. The main floor features an open-concept layout with a spacious kitchen offering cherry cabinetry, ceramic flooring, a centre island, and a dining area with direct access to the rear deck overlooking the backyard. The bright living room features a large picture window and 9-foot ceilings. Also on the main level are a convenient laundry room, a two-piece bathroom, and inside entry from the attached heated 1.5-car garage. Upstairs you'll find three bedrooms and a spacious full bathroom. The home is heated with in-floor radiant heat on the main level and in the garage, complemented by a forced-air system with central air conditioning for year-round comfort. Additional features include a drilled well, septic system, landscaped yard, storage shed, and plenty of outdoor space to enjoy country living. Located close to Varty Lake for boating, fishing, and year-round recreation, this property offers the perfect balance of privacy and convenience with an easy commute to both Kingston and Napanee.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,965
- Land Transfer Tax Fee
- $7,875
- Basement Type
- None
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- ERV/HRV, Water Heater Owned
- View
- Forest, Trees/Woods
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Year Round Living
- Pool
- None
- Property Features
- Level
- Other Structures
- Shed
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Slab
- Special Designation
- Unknown
Lot
- Lot Front
- 397.28 ft
- Lot Depth
- 300.00 ft
- Lot Size
- 2.74
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Fridge, stove, washer, dryer, dishwasher
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 7
- Total Garage And Parking Spaces
- 8
Heating & Cooling
- Heat Source
- Oil
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Well
- Sewers
- Septic
- Natural Gas
- No
- Hydro
- Yes
- Telephone
- Available
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Bedroom—Second level
- Living Room—Main level
- Kitchen—Main level
- Bathroom—Second level
- Utility Room—Main level
- Bedroom—Second level
- Dining Room—Main level
- Mud Room—Main level
- Primary Bedroom—Second level
- Foyer—Main level
Washrooms
- 2-piece, Main
- 4-piece, Upper
- Municipality
- Stone Mills
- Neighbourhood
- Stone Mills
- Main cross streets
- County Road 6 North, or Yarker Road West - turn left on Cutler Road, right on Bethel (1st stop sign), left on Varty Lake Road.
- Zoning
- SR/RE
- Directions
- County Road 6 North, or Yarker Road West - turn left on Cutler Road, right on Bethel (1st stop sign), left on Varty Lake Road.
- MLS® number
- X13598768
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-05
- Listed on
- 2026-07-23
- Days on market
- 13 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Home Market Value
Current home valuation for 45 Varty Lake Road, Stone Mills, Stone Mills, Stone Mills, ON. Listed for $570,000
HOMEH Estimate
$641,067
Estimated Sales Range
$448,747 - $833,387
HOMEH Estimate for 45 Varty Lake Road, Stone Mills, Stone Mills
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $70,000 over $500K
$32,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $21,500 | $15,903 | $13,566 | $0 |
=Total mortgage | $559,010 | $528,903 | $498,066 | $456,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,729monthly | $2,582monthly | $2,432monthly | $2,226monthly |
Land Transfer Tax
$7,875
$7,875
Around this home
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