
1170 Union Street
Waterloo, ON N2H 6K2
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $3,270Tax
- 48×125 ftLot Size
- Estimated Value:$577,660See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 1170 Union Street, Waterloo
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-03-02 | 2026-03-26 | Login to See Prices | Terminated | x12833768 |
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About 1170 Union Street, Waterloo
Summarized Description
- Stunning 3-bedroom, 1.5-storey home.
- Fully updated bathroom and kitchen.
- Brazilian cherry hardwood flooring throughout.
- New wood staircase installed in 2023.
- Above-ground pool and hot tub included.
- Ample parking for up to 5 vehicles.
- Multiple outdoor living spaces for relaxation.
- Move-in ready with modern updates.
This stunning 3-bedroom, 1.5-storey home has been meticulously maintained and continuously upgraded with top-of-the-line features throughout. Ample parking for up to 5 vehicles and a long list of modern updates make this a move-in-ready dream. Main Floor Bathroom: Fully updated by Bathworx in 2018 with acrylic shower base and walls. Kitchen has New quartz countertop 2018 and custom hardwood kitchen 2007. Flooring is Brazilian cherry 5" plank hardwood throughout main floor. Upstairs 2024. New flooring, trim, doors, and built-in cabinetry. Wood Staircase was Installed in 2023 Exterior & Structural Updates include Driveway New asphalt 2018. Roof Replaced in 2010 with 3/8" plywood, 8 roof vents Siding & all windows replaced 2007, new siding with " insulation board, new eavestroughs. Deck & Gazebo was built in 2018. Patio Door is 6-foot installed in 2018. Above-Ground Pool size 13x20 oval, 54" deep 2018. Hot Tub 2014 Mechanical & Utilities: Electrical Service upgraded to 125 amp 2008. Furnace was installed in 2008. Water Heater: Rented through Kitchener Utilities 2023. Eco Water System: Installed in 2018 (owned) Plumbing was Inspected and certified by Sider Plumbing 2024 Main sewer line scoped and approved for insurance 2024. City replaced water and sewer lines during road and sidewalk reconstruction. New PEX piping in lower bathroom 2022. Hot tub "as is" Plenty of perennials in the front and back garden. Gravel lot at side of the home for the utility trailer. A home that truly shows pride of ownership - every major system has been updated and maintained with care. Perfect for families, featuring modern conveniences, multiple outdoor living spaces, and a backyard retreat with pool and hot tub. There is a Home Inspection available upon request.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,270
- Land Transfer Tax Fee
- $9,473
Rental Items
- Rental Equipment
- hot water heater
- Under Contract
- Hot Water Heater
- Basement Type
- Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Primary Bedroom - Main Floor, Upgraded Insulation
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- Above Ground
- Other Structures
- Fence - Full, Gazebo, Shed
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 48.00 ft
- Lot Depth
- 124.83 ft
Inclusions
- Inclusions
- Built-in Microwave, Carbon Monoxide Detector, Dishwasher, Garage Door Opener, Hot Tub, Hot Tub Equipment, Pool Equipment, Smoke Detector
Exclusions
- Exclusions
- fridge in basement, monster fridge in basement, washer, dryer along with their pedestals, bedroom wardrobes, all curtains
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Available
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Recreation—Basement level
- Bathroom—Basement level, 3 Pc Bath
- Primary Bedroom—Ground level
- Laundry—Basement level
- Kitchen—Ground level
- Dining Room—Ground level
- Bathroom—Ground level, 3 Pc Bath
- Family Room—Ground level
- Bedroom 2—Second level
- Bedroom 3—Second level
Washrooms
- 3-piece, Ground
- 3-piece, Basement
- Municipality
- Waterloo
- Main cross streets
- Lancaster
- Zoning
- R2B
- Directions
- Lancaster/Union
- Waterfront
- None
- MLS® number
- X12833768
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-03-26
- Listed on
- 2026-03-02
- Days on market
- 24 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- ROYAL LEPAGE WOLLE REALTY
Home Market Value
Current home valuation for 1170 Union Street, Waterloo, , . Listed for $649,900
HOMEH Estimate
$577,660
Estimated Sales Range
$456,351 - $698,969
HOMEH Estimate for 1170 Union Street, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $149,900 over $500K
$39,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,384 | $18,132 | $15,468 | $0 |
=Total mortgage | $633,990 | $603,042 | $567,883 | $519,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,095monthly | $2,944monthly | $2,773monthly | $2,539monthly |
Land Transfer Tax
$9,473
$9,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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