
195 Middlebury Drive
Waterloo, ON N2T 2H6
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $4,014Tax
- 40×103 ftLot Size
- Estimated Value:$759,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 195 Middlebury Drive, Waterloo
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-19 | 2026-06-02 | Login to See Prices | Sold | x13141604 |
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About 195 Middlebury Drive, Waterloo
Summarized Description
- Located in a family-friendly neighbourhood.
- Features vaulted ceilings and a brand new skylight.
- Unique backsplit layout ideal for families.
- Multiple living areas for comfort and flexibility.
- Recently renovated kitchen with modern updates.
- Backyard space for relaxation and play.
- Close to parks and the University of Waterloo.
- Thoughtfully maintained with big-ticket updates.
Tucked into one of Waterloo's most family-friendly neighbourhoods, this 4-level backsplit at 195 Middlebury Drive offers the kind of space and flexibility that simply fits real life. Picture kids riding bikes on quiet streets lined with mature trees and beautifully maintained homes, while weekends are spent exploring nearby parks, grabbing coffee at The Boardwalk, or enjoying the convenience of being just minutes from the University of Waterloo.Inside, the home welcomes you with soaring vaulted ceilings and a brand new skylight that fills the main living space with natural light, creating a bright and airy atmosphere from the moment you walk in. The unique backsplit layout is ideal for growing families, offering multiple living areas so everyone can spread out comfortably-whether it's movie nights downstairs, homework at the dining table, or hosting family and friends for the holidays.Thoughtfully maintained with important big-ticket updates already completed, including the driveway, windows, and Kitchen, this is a home where you can focus less on projects and more on enjoying the lifestyle around you. The backyard offers space to relax, garden, or let the kids and pets play while the surrounding neighbourhood delivers that hard-to-find sense of community where pride of ownership is everywhere you look.This is more than just a house-it's the kind of home where everyday moments feel a little brighter... literally, thanks to that skylight. A home that grows with your family without "splitting" everyone apart.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,014
- Land Transfer Tax Fee
- $10,975
Rental Items
- Rental Equipment
- Hot Water Tank
- Under Contract
- Hot Water Heater
- Basement Type
- Finished
Interior Features
- Interior Extras
- Water Softener
- Fireplace/Stove
- Yes
- Fireplace Features
- Family Room
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Backsplit 4
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 40.03 ft
- Lot Depth
- 103.00 ft
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Dining Room—Main level
- Living Room—Main level
- Kitchen—Main level
- Primary Bedroom—Second level
- Bedroom—Second level
- Bathroom—Second level
- Bedroom 2—Ground level
- Family Room—Ground level
- Bathroom—Ground level
- Recreation—Basement level
- Laundry—Basement level
Washrooms
- 4-piece, Upper
- 3-piece, Ground
- Municipality
- Waterloo
- Main cross streets
- Westvale Gate and University
- Directions
- Left Westvale, Right Middlebury
- MLS® number
- X13141604
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-02
- Listed on
- 2026-05-19
- Days on market
- 14 days
- Possession type
- 30-59 days
- Co-op commission
- 2.0% +hst
- Seller
- Listed by
- eXp Realty
Home Market Value
Current home valuation for 195 Middlebury Drive, Waterloo, , . Listed for $725,000
HOMEH Estimate
$759,500
Estimated Sales Range
$682,802 - $836,198
HOMEH Estimate for 195 Middlebury Drive, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $225,000 over $500K
$47,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $27,086 | $20,228 | $17,255 | $0 |
=Total mortgage | $704,236 | $672,728 | $633,505 | $580,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,438monthly | $3,285monthly | $3,093monthly | $2,832monthly |
Land Transfer Tax
$10,975
$10,975
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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