Listed for:Listed Jul 7, 2026
$769,900

227 Lydia Street

Waterloo, ON N2H 1W4

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 227 Lydia Street, Waterloo

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 227 Lydia Street, Waterloo

Summarized Description

  • Spacious home with historic charm and character.
  • Includes 3 bedrooms and 2 bathrooms.
  • Finished loft space ideal for office or guest room.
  • Located in desirable Historic East Ward neighborhood.
  • Close to downtown shopping, restaurants, and amenities.
  • Family-friendly area with parks and walking trails.
  • Strong community feel with mature tree-lined streets.

Welcome to 227 Lydia Street, a spacious and character-filled home in Kitchener's highly sought-after Historic East Ward. Rich in original charm and timeless appeal, this inviting home offers 3 generous bedrooms, 2 bathrooms, and a finished loft/attic space-perfect as a home office, playroom, guest retreat, or additional living area. Nestled in one of Kitchener's most desirable family-friendly neighbourhoods, the Historic East Ward is known for its mature tree-lined streets, beautiful character homes, and strong sense of community. Enjoy the convenience of being just minutes from vibrant downtown Kitchener, with excellent shopping, restaurants, cafés, entertainment, and everyday amenities nearby. Public transit is easily accessible, making commuting simple, while nearby parks, walking trails, and excellent schools make this an ideal location for families and outdoor enthusiasts alike. Combining historic character with an unbeatable location, 227 Lydia Street is a wonderful opportunity to own a charming home in one of Kitchener's most established and desirable neighbourhoods. Don't miss your chance to make it yours!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,721
Land Transfer Tax Fee
$11,873

Rental Items

Rental Equipment
Hot water heater

Basement Type
Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Softener
Fireplace/Stove
Yes
Fireplace Features
Wood
Elevator
No

Exterior Features

Pool
None
Property Features
Library, Public Transit, School, Place Of Worship

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
51-99

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Other

Lot

Lot Front
39.06 ft
Lot Depth
74.12 ft

Inclusions

Inclusions
Fridge, stove, dishwasher, washer, dryer, dining room table and chairs, patio table in the breakfast bar area

Exclusions

Exclusions
None

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Breakfast—
    Main level
  • Bedroom—
    Second level
  • Bathroom—
    Basement level, 4 Pc Bath
  • Kitchen—
    Main level
  • Primary Bedroom—
    Second level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Bedroom—
    Second level
  • Family Room—
    Third level

Washrooms

  • 4-piece, Second
  • 4-piece, Basement

Municipality
Waterloo
Main cross streets
Pandora Ave & East Ave
Zoning
R2A
Directions
Pandora Ave & East Ave

MLS® number
X13534912
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-07
Updated on
2026-09-21
Days on market
100 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
RE/MAX TWIN CITY REALTY INC.

Home Market Value

Current home valuation for 227 Lydia Street, Waterloo, , . Listed for $769,900

HOMEH Estimate

?

$765,868

Estimated Sales Range

?

$605,036 - $926,700

HOMEH Estimate for 227 Lydia Street, Waterloo

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$765,868Medium confidence
Based on 11 comparable properties
+ $4,032 (1%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Minimum Down Payment Required:6.8%

5% on first $500K + 10% on $269,900 over $500K

Minimum down payment

$51,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$28,702$21,480$18,324$0
=Total mortgage
$746,249$714,390$672,739$615,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,644monthly$3,488monthly$3,285monthly$3,007monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$11,873

Total Land Transfer Tax

$11,873

Around this home

7/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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