Listed for:Listed 3 days ago
$649,900

244 Royal Street

Waterloo (Fairfield), ON N2J 2J2

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 244 Royal Street, Waterloo, Fairfield

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 244 Royal Street, Waterloo, Fairfield

Summarized Description

  • Inviting three-bedroom, two-bathroom bungalow.
  • Updated kitchen with stainless steel appliances.
  • Finished basement with recreation space.
  • Spacious rear family room for gatherings.
  • Backyard deck ideal for relaxation.
  • Modern updates throughout the home.
  • Flexible living space to suit various needs.
  • Well-maintained property in Waterloo.

Discover the possibilities at 244 Royal St. This inviting three-bedroom, two-bathroom bungalow offers a practical layout, modern updates and flexible living space to suit a variety of needs. The main level features a bright living room that connects seamlessly to the updated kitchen, renovated approximately three years ago with stainless steel appliances, contemporary cabinetry and a sleek tiled backsplash. Just beyond the kitchen, a spacious rear family room offers a second gathering space, ideal for hosting guests or enjoying a quiet night in. Three well-sized bedrooms and an updated main-floor bathroom complete the main level. Downstairs, the finished basement expands the home's functionality with an updated three-piece bathroom, a dedicated laundry area and a large recreation space that can be adapted to your lifestyle, whether you envision a media room, home office, workout area or additional space for entertaining. Outside, the backyard deck creates the perfect setting for morning coffee, summer barbecues or unwinding at the end of the day. With its comfortable layout, key updates and additional finished living space, this well-maintained Waterloo bungalow offers plenty of opportunity to settle in and make it your own.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,631
Land Transfer Tax Fee
$9,473

Rental Items

Rental Equipment
Hot Water Heater
Under Contract
Hot Water Heater

Basement Type
Full, Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Heater
Fireplace/Stove
Yes
Fireplace Features
Roughed In
Elevator
No

Exterior Features

Pool
None
Property Features
Place Of Worship, Park, School
Other Structures
Shed

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
58.50 ft
Lot Depth
153.25 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Dishwasher, Dryer, Refrigerator, Stove, Washer

Exclusions

Exclusions
All tenants belongings

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Oil
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Family Room—
    Main level
  • Bedroom—
    Main level
  • Bathroom—
    Basement level, 3 Pc Bath
  • Kitchen—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Bedroom—
    Main level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Main level
  • Recreation—
    Basement level

Washrooms

  • 4-piece, Main
  • 3-piece, Lower

Municipality
Waterloo
Neighbourhood
Fairfield
Main cross streets
Between Ellis and Margaret Avenue
Zoning
SR2
Directions
Between Ellis and Margaret Avenue
Waterfront
None

MLS® number
X14080556
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-15
Updated on
2026-10-15
Days on market
3 days
Possession type
60-89 days
Co-op commission
2% + HST. If LA shows property reduced to 1%
Seller
Listed by
eXp Realty

Home Market Value

Current home valuation for 244 Royal Street, Waterloo, Fairfield, Waterloo, ON. Listed for $649,900

HOMEH Estimate

?

$694,794

Estimated Sales Range

?

$548,887 - $840,701

HOMEH Estimate for 244 Royal Street, Waterloo, Fairfield

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$694,794Medium confidence
Based on 14 comparable properties
− $44,894 (6%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Waterloo, ON
Minimum Down Payment Required:6.2%

5% on first $500K + 10% on $149,900 over $500K

Minimum down payment

$39,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,384$18,132$15,468$0
=Total mortgage
$633,990$603,042$567,883$519,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,095monthly$2,944monthly$2,773monthly$2,539monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$9,473

Total Land Transfer Tax

$9,473

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