Sold for:Sold Apr 20, 2026
$1,195,000

405 Rideau River Street

Waterloo, ON N2V 2Y3

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 405 Rideau River Street, Waterloo

2026-03-23
2026-04-20
Sold
Price
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MLS#
x12908740

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About 405 Rideau River Street, Waterloo

Summarized Description

  • Spacious executive home with 3,840+ SF of living space
  • Bright, open-concept design ideal for family living
  • Luxurious primary suite with walk-in closet and ensuite
  • Finished basement perfect for guests or multi-generational living
  • Oversized fenced backyard with expansive patio
  • Close to schools, parks, and shopping amenities
  • Convenient access to major highways for commuting

Beautifully updated executive family home in Waterloo's highly sought-after Conservation Meadows, offering 3,840+ SF of finished living space with 4+1 bedrms & 5 bathrms. Thoughtfully designed with a bright, spacious, open-concept layout & functional flow throughout, this home is ideal for both everyday family living & entertaining. The main flr features a welcoming foyer, formal living rm or main flr office, & a separate dining rm, perfect for hosting, & enhanced by hardwood flring throughout the living, dining, & family rms. The kitchen is well-appointed with premium appliances, breakfast bar, granite counters, under-cabinet lighting, & backsplash, & seamlessly connects to a bright breakfast area with access to the backyard & patio. The adjacent family rm offers a warm & comfortable space with a gas fireplace. Completing the main level-an updated laundry/mudrm & a 2-pc bathrm. Upstairs, are 4 spacious bedrms, a dedicated home office, & multiple full bathrms. The luxurious primary suite with double door entry features a walk-in closet & 5-pc ensuite with dual sinks, tiled-glass shower, & whirlpool tub. 2 bedrms offer semi-ensuite access to a 4-pc bathrm, & an additional 5-pc bathrm serves the remaining spaces. A versatile bedrm with an attached sitting area offers flexibility as a reading nook, study space, or lounge. The finished basement extends the living space with a lrg rec rm with electric fireplace, 5th bedrm, 3-pc bathrm, & ample storage-ideal for guests, teens, or multi-generational living. Thoughtful updates throughout: refreshed bathrms & laundry, enhanced by pot lights, designer light fixtures, California shutters, & laminate flring across the upper level & basement. Step outside to the oversized, fenced backyard complete with an expansive patio & shed. Close to schools, neighbourhood parks, walking trails, universities, shopping, Laurel Creek Conservation Area, St. Jacobs Farmers' Market, & all everyday amenities, with convenient access to major HWYs.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$8,603
Land Transfer Tax Fee
$20,375

Rental Items

Under Contract
None

Basement Type
Full, Finished

Interior Features

Laundry Level
Main Level
Interior Extras
Auto Garage Door Remote, In-Law Capability, Sump Pump, Water Heater Owned, Water Softener
Fireplace/Stove
Yes
Fireplace Features
Electric, Family Room, Natural Gas, Rec Room
Elevator
No

Exterior Features

Exterior Extras
Landscaped, Patio, Porch
Pool
None
Other Structures
Fence - Full, Shed

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
6-15

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
55.09 ft
Lot Depth
104.84 ft
Lot Size
0.159
Lot Shape
Irregular

Inclusions

Inclusions
Built-in Microwave, Dishwasher, Dryer, Garage Door Opener, Range Hood, Refrigerator, Washer, Window Coverings, Wall Oven, Cooktop, Shed

Exclusions

Exclusions
Hot Tub, Fridge and Freezer in Basement.

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4 + 1
Washrooms
5
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bathroom—
    Main level, 2 Pc Bath
  • Breakfast—
    Main level
  • Dining Room—
    Main level
  • Great Room—
    Main level
  • Foyer—
    Main level
  • Kitchen—
    Main level
  • Laundry—
    Main level
  • Living Room—
    Main level
  • Bathroom—
    Second level, 4 Pc Bath
  • Bathroom—
    Second level, 5 Pc Bath
  • Bathroom—
    Second level, 5 Pc Ensuite
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Other—
    Second level
  • Office—
    Second level
  • Primary Bedroom—
    Second level
  • Other—
    Second level, Walk-In Closet(s)
  • Bathroom—
    Basement level, 3 Pc Bath
  • Bedroom—
    Basement level
  • Recreation—
    Basement level
  • Utility Room—
    Basement level

Washrooms

  • 2-piece, Main
  • 4-piece, Second
  • 5-piece, Second
  • 3-piece, Basement

Municipality
Waterloo
Main cross streets
CONSERVATION DRIVE
Directions
CONSERVATION DRIVE TO RIVER RIDEAU STREET

MLS® number
X12908740
Data source
Toronto Regional Real Estate Board
Status change
2026-04-20
Listed on
2026-03-23
Days on market
28 days
Possession type
Flexible
Co-op commission
2% + HST (SEE REMARKS)
Seller
Listed by
RE/MAX TWIN CITY REALTY INC.

Home Market Value

Current home valuation for 405 Rideau River Street, Waterloo, , . Listed for $1,195,000

HOMEH Estimate

?

$1,229,000

Estimated Sales Range

?

$970,910 - $1,487,090

HOMEH Estimate for 405 Rideau River Street, Waterloo

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,229,000Medium confidence
Based on 11 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Minimum Down Payment Required:7.9%

5% on first $500K + 10% on $695,000 over $500K

Minimum down payment

$94,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$43,976$33,341$28,441$0
=Total mortgage
$1,143,376$1,108,841$1,044,191$956,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,583monthly$5,414monthly$5,098monthly$4,668monthly
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Land Transfer Tax

Provincial

$20,375

Total Land Transfer Tax

$20,375

Around this home

0/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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