640 Munich Circle
Waterloo, ON N2V 2L6
- 3Bedrooms
- 4Bathrooms
- 2Garage
- 1500–2000Sq Ft
- $6,240Tax
- 45×99 ftLot Size
Estimated Value:$909,000See Free Estimate Report
Property not available for sale or for rent.
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 640 Munich Circle, Waterloo
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-03-20 | 2026-03-23 | Login to See Prices | Sold | x12905934 |
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About 640 Munich Circle, Waterloo
Summarized Description
- Immaculate custom home in Clair Hills neighbourhood.
- Finished walk-out basement with large windows.
- Updated kitchen with custom cabinets and quartz countertops.
- Spacious primary bedroom with vaulted ceilings.
- Large two-tiered deck overlooking landscaped gardens.
- Great in-law potential with separate living space.
- Close to schools, YMCA, and walking trails.
- Meticulously maintained with numerous upgrades.
Immaculate 3 bedroom custom home with finished WALK-OUT BASEMENT in friendly, desirable Clair Hills neighbourhood. This lovely one-owner home has been meticulously maintained. Check out all these wonderful updates: kitchen, bathrooms, basement, hardwood flooring, furnace, air conditioner, roof, interlock driveway, garage doors, composite deck, gorgeous landscaping, attic insulation, and even upgraded electrical panel--it's all been done for you! Fabulous entry with soaring ceiling in the foyer. Separate formal dining room - perfect for all those special occasions. Bright family room with cozy gas fireplace and a great view of the yard! Updated modern kitchen with custom cabinets, stainless appliances, gas stove, quartz countertops, reverse-osmosis water system, and a walk-in pantry too! Sunny dinette with walk-out to deck. Upstairs has 3 spacious bedrooms plus an office nook. Primary bedroom features vaulted ceilings and palladian window. Huge primary ensuite with separate toilet room, glass shower, jetted tub, and 2 vanities! Large walk-in closet with built-in storage. The other 2 bedrooms are spacious with great closets as well. Finished walk-out basement with large bright windows! Spacious rec room with modern fireplace, office area, large storage room, and 3 pc bathroom with bonus sauna! Great in-law potential too! Convenient main floor laundry/mudroom. And don't forget about this yard! Large two-tiered composite deck with gas line for barbeque overlooking gorgeous landscaped perennial gardens! Relax in the sun or the shade--upper deck has awning and lower deck is sheltered! Beautiful curb appeal! Double interlock driveway, paths, and porch. Low maintenance front landscaping with shrubs and decorative stone! Full extended garage. Location! Location! Close to everything-great schools, universities, Stork Family YMCA, Costco, kilometres of walking and biking trails, and all the amenities at the Boardwalk. This home has it all--just move in!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $6,240
- Land Transfer Tax Fee
- $14,973
Rental Items
- Rental Equipment
- none
- Basement Type
- Partially Finished, Walk-Out, Full
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Auto Garage Door Remote, Sauna, Sump Pump, Water Heater Owned, Water Softener, Upgraded Insulation, Water Purifier
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric, Rec Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Awnings, Deck, Landscaped, Patio, Porch
- Pool
- None
- Property Features
- Fenced Yard, Greenbelt/Conservation, Library, Public Transit, Rec./Commun.Centre, School
- Other Structures
- Fence - Full
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 16-30
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 44.95 ft
- Lot Depth
- 98.50 ft
Inclusions
- Inclusions
- Built-in Microwave, Dishwasher, Dryer, Garage Door Opener, Gas Stove, Refrigerator, Washer, Window Coverings, 2 mounted TV brackets, garage shelves, 2 basement shelving units, bedroom fireplace, queen bed in primary bedroom, natural gas barbeque
Exclusions
- Exclusions
- 2 TV's
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 4
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Dining Room—Main level
- Family Room—Main level, Gas Fireplace
- Breakfast—Main level, W/O To Deck
- Kitchen—Main level, Quartz Counter, Pantry, Undermount Sink
- Laundry—Main level
- Primary Bedroom—Second level, Vaulted Ceiling(s), 4 Pc Ensuite, Walk-In Closet(s)
- Bedroom—Second level
- Bedroom—Second level
- Recreation—Basement level, Walk-Out, Fireplace
- Office—Basement level
- Other—Basement level
Washrooms
- 2-piece, Main
- 4-piece, Second
- 3-piece, Basement
- Municipality
- Waterloo
- Main cross streets
- Munich Crossing/Winterburg Walk
- Zoning
- R4
- Directions
- Columbia St W, right onto Salzburg Drive, left onto Munich Crossing right onto Munich Circle
- MLS® number
- X12905934
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-03-23
- Listed on
- 2026-03-20
- Days on market
- 3 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- RE/MAX TWIN CITY REALTY INC.
Home Market Value
Current home valuation for 640 Munich Circle, Waterloo, , . Listed for $924,900
HOMEH Estimate
$909,000
Estimated Sales Range
$718,110 - $1,099,890
HOMEH Estimate for 640 Munich Circle, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $424,900 over $500K
$67,490
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $34,295 | $25,805 | $22,013 | $0 |
=Total mortgage | $891,677 | $858,215 | $808,178 | $739,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,354monthly | $4,190monthly | $3,946monthly | $3,613monthly |
Land Transfer Tax
$14,973
$14,973
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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