
430 Kelso Drive
Waterloo, ON N2V 2S1
- 4+1Bedrooms
- 4Bathrooms
- 2Garage
- 2000–2500Sq Ft
- $6,672Tax
- 45×140 ftLot Size
- Estimated Value:$1,002,500See Free Estimate Report

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About 430 Kelso Drive, Waterloo
Summarized Description
- Beautifully maintained family home in Lakeshore North community.
- Open-concept layout with abundant natural light.
- Fully finished basement with recreation room and extra bedroom.
- New heat pump and efficient insulation for lower utility costs.
- Huge fenced backyard, perfect for gatherings and relaxation.
- Close to schools, parks, and shopping amenities.
- Parking for up to 4 vehicles, including a 2-car garage.
Welcome to 430 Kelso Drive, Waterloo: a beautifully maintained family home nestled in the highly sought-after Lakeshore North community. Situated on an impressive 44 x 139 ft. lot and just steps from the scenic Laurel Creek Conservation Area, this exceptional property offers fantastic curb appeal and parking for up to 4 vehicles, including a 2-car garage and 2-car private driveway. Step inside to a bright, carpet-free interior featuring soaring 9-foot ceilings, an open-concept layout and abundant natural light throughout. The kitchen comes complete with updated appliances, ample cabinetry, and generous counter space, making meal preparation effortless. The adjoining dining and living areas, anchored by a cozy electric fireplace create a warm, inviting atmosphere. Main floor laundry adds everyday convenience. Upstairs, you'll find 4 generously sized bedrooms and two full bathrooms, including a primary retreat with a walk-in closet and private ensuite. Designed with growing families in mind, the upper level offers both comfort and functionality. The fully finished basement adds tremendous versatility with a large recreation room, an additional bedroom and 3pc bathroom, ideal for extended family, guests, an in-law suite or mortgage-helper potential. This home has been thoughtfully upgraded for comfort and efficiency: a new heat pump (2024, doubling as central air), a two-stage furnace and refreshed R-60 attic insulation (2022) keep utility costs down year-round. Step outside to a huge, fully fenced, pool-sized backyard with a concrete patio, perfect for summer bbq's, family gatherings or simply relaxing. Set on a quiet street in one of Waterloo's most desirable neighbourhoods, this home is close to top-rated schools, parks, trails, universities, the YMCA, Conestoga Mall, shopping, restaurants, public transit, and major highways. A premium lot in an outstanding location, this house truly checks all the boxes. Don't miss your chance, book your private showing today!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $6,672
- Land Transfer Tax Fee
- $13,473
Rental Items
- Rental Equipment
- Hot Water Heater
- Basement Type
- Full, Finished
Interior Features
- Interior Extras
- Auto Garage Door Remote, Water Heater, Water Softener
- Fireplace/Stove
- Yes
- Fireplace Features
- Living Room, Electric
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Greenbelt/Conservation, Lake/Pond, Library, Park, Rec./Commun.Centre, School
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 44.82 ft
- Lot Depth
- 139.67 ft
Inclusions
- Inclusions
- Dishwasher, Dryer, Garage Door Opener, Gas Stove, Range Hood, Refrigerator, Smoke Detector, Washer
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4 + 1
- Washrooms
- 4
- Kitchens
- 1
Room sizes
- Bathroom—Basement level
- Bedroom—Second level
- Dining Room—Main level
- Bedroom—Basement level
- Bathroom—Main level
- Laundry—Main level
- Living Room—Main level
- Primary Bedroom—Second level
- Bathroom—Second level, 4 Pc Ensuite
- Bedroom—Second level
- Recreation—Basement level
- Bathroom—Second level, 4 Pc Bath
- Bedroom—Second level
- Kitchen—Main level
Washrooms
- 4-piece, Second
- 4-piece, Second
- 2-piece, Main
- 3-piece, Basement
- Municipality
- Waterloo
- Main cross streets
- LakeLouise Blvd
- Directions
- Kelso Dr To LakeLouise Blvd
- MLS® number
- X13513406
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-08
- Listed on
- 2026-07-02
- Days on market
- 6 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- RE/MAX TWIN CITY REALTY INC.
Home Market Value
Current home valuation for 430 Kelso Drive, Waterloo, , . Listed for $849,900
HOMEH Estimate
$1,002,500
Estimated Sales Range
$791,975 - $1,213,025
HOMEH Estimate for 430 Kelso Drive, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $349,900 over $500K
$59,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $31,582 | $23,712 | $20,228 | $0 |
=Total mortgage | $821,139 | $788,622 | $742,643 | $679,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,009monthly | $3,850monthly | $3,626monthly | $3,320monthly |
Land Transfer Tax
$13,473
$13,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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