
483 Ephraim Street
Waterloo, ON N2B 2C5
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 1500–2000Sq Ft
- $3,717Tax
- 50×125 ftLot Size
- Estimated Value:$1,007,478See Free Estimate Report

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About 483 Ephraim Street, Waterloo
Summarized Description
- Potential for duplex with separate entrance.
- Fully refreshed basement ready for use.
- Bright kitchen with modern updates.
- Large lot with room for gardens.
- Convenient location near shopping and transit.
- In-floor heating in family room addition.
- Updated bathrooms for modern convenience.
- Ideal for multigenerational living.
OPEN HOUSE - Sat Mar 14 & Sun Mar 15, 2-4. Welcome to 483 Ephraim Street - Where Pride of Ownership Meets Fabulous Opportunity! Located in the highly desirable & mature neighbourhood of Rosemount, this freshly painted family home sits on a surprisingly spacious lot & offers incredible potential for both homeowners & investors. Already set up with key features for future duplex consideration, you can practically smell the return on your investment! A separate, 200-amp electrical service with two separate panels & two sets of laundry make this home ideally suited for creating a secondary unit or accommodating multigenerational living. The main floor family room/mudroom addition, featuring cozy in-floor heating, provides exceptional functional space. The main level also includes a bright kitchen, convenient 3-piece bath & welcoming living room highlighted by a picturesque bay window that fills the space with natural light. Upstairs, you'll find 3 comfortable bedrooms & an additional 3-piece bathroom, offering plenty of space for family living. The fully refreshed basement (2026) provides a generous area, fully ready for duplexing, or perfect as a recreation/games room for movie nights or children's play area. The large lot could accommodate your own ADU (additional dwelling unit) and has a covered patio, shed & ample space for gardens, entertaining or outdoor activities. Recent updates provide peace of mind & modern convenience including: Driveway (2016), Roof (2019), Furnace (2020), Skylight (2019), Bath Fitter bathroom update (2019), Main floor bathroom updated (2025), family room flooring (2025), Plumbing (2025), New carpet (2024), Separate basement entrance (2025). Location is ideal, with plenty of shopping, restaurants, public transit options & quick and easy access to Highway 7/8 making this home perfect for commuters. Whether you're looking for a wonderful family home with room to grow or an investment opportunity with built-in potential, this home has it all!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,717
- Land Transfer Tax Fee
- $8,455
Rental Items
- Rental Equipment
- Hot water heater - City of Kitchener
- Basement Type
- Full, Separate Entrance
Interior Features
- Interior Extras
- Auto Garage Door Remote, Water Softener
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Exterior Extras
- Patio
- Pool
- None
- Property Features
- Park, Public Transit
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Aluminum Siding, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 50.00 ft
- Lot Depth
- 125.00 ft
Inclusions
- Inclusions
- 2 washers, 2 dryers, fridge, stove, dishwasher, central vac rough-in
Exclusions
- Exclusions
- None
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Bathroom—Main level, 3 Pc Bath
- Breakfast—Main level
- Kitchen—Main level
- Living Room—Main level
- Family Room—Main level
- Sunroom—Main level
- Bathroom—Second level, 3 Pc Bath
- Bedroom—Second level
- Bedroom—Second level
- Primary Bedroom—Second level
- Laundry—Second level
- Recreation—Basement level
- Laundry—Basement level
Washrooms
- 3-piece, Main
- 3-piece, Second
- Municipality
- Waterloo
- Main cross streets
- Bruce Street
- Zoning
- R2A
- Directions
- FREDERICK STREET - RIVER RD. E - EPHRAIM ST or BRUCE STREET TO EPHRAIM ST
- MLS® number
- X12876594
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-03-19
- Listed on
- 2026-03-12
- Days on market
- 7 days
- Possession type
- Immediate
- Co-op commission
- 2% + HST
- Seller
- Listed by
- RE/MAX TWIN CITY REALTY INC.
Home Market Value
Current home valuation for 483 Ephraim Street, Waterloo, , . Listed for $599,000
HOMEH Estimate
$1,007,478
Estimated Sales Range
$705,235 - $1,309,721
HOMEH Estimate for 483 Ephraim Street, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $99,000 over $500K
$34,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,546 | $16,712 | $14,256 | $0 |
=Total mortgage | $586,205 | $555,812 | $523,406 | $479,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,862monthly | $2,714monthly | $2,556monthly | $2,340monthly |
Land Transfer Tax
$8,455
$8,455
Around this home
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