560 Penny Lane
Waterloo, ON N2T 2L3
- 3Bedrooms
- 3Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $4,597Tax
- 34×120 ftLot Size
Estimated Value:$665,000See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 560 Penny Lane, Waterloo
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-06-23 | 2026-07-07 | Login to See Prices | Sold | x13477594 |
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About 560 Penny Lane, Waterloo
Summarized Description
- Beautiful two-storey home in Westvale neighbourhood
- Move-in ready with numerous updates throughout
- Spacious kitchen and bright living room
- Private fenced backyard with elevated deck
- Three large bedrooms with natural light
- Fully finished basement with second bathroom
- Recent updates include HVAC and windows
- Close to schools, parks, and amenities
Welcome to this beautiful two-storey home in the highly sought-after Westvale neighbourhood of Waterloo! Offering a functional traditional layout and numerous updates throughout, this move-in ready home is perfect for families and professionals alike. The main floor features a spacious kitchen, a bright and inviting living room with a stunning vaulted ceiling, and patio doors leading to your private, fully fenced backyard complete with an elevated deck-ideal for relaxing or entertaining. Upstairs, you'll find three generously sized bedrooms filled with natural light, including a primary bedroom with convenient built-in cabinetry. The fully finished basement provides additional living space, a second bathroom, and a large laundry room. Recent updates include an owned hot water heater (2025), water softener (2023), air conditioner (2024), many updated windows (2017), and more. Conveniently located close to schools, parks, groceries, shopping, restaurants, cafés, and everyday amenities, this is an exceptional opportunity to own a well-maintained home in one of Waterloo's most desirable communities. Book your private showing today!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,597
- Land Transfer Tax Fee
- $9,073
Rental Items
- Rental Equipment
- None
- Under Contract
- None
- Basement Type
- Full, Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Auto Garage Door Remote, Water Softener, Water Heater Owned, Sump Pump
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
- Property Features
- Fenced Yard, Place Of Worship, Public Transit, Rec./Commun.Centre, School, Park
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 31-50
Construction
- Exterior Finish
- Brick Front, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 33.52 ft
- Lot Depth
- 119.55 ft
Inclusions
- Inclusions
- Dishwasher, Dryer, Refrigerator, Stove, Washer
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 3
- Kitchens
- 1
Room sizes
- Laundry—Basement level
- Breakfast—Main level
- Dining Room—Main level
- Kitchen—Main level
- Living Room—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Recreation—Basement level
Washrooms
- 2-piece
- 4-piece
- 2-piece
- Municipality
- Waterloo
- Main cross streets
- Baker
- Directions
- University to Baker to Penny Lane
- MLS® number
- X13477594
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-07
- Listed on
- 2026-06-23
- Days on market
- 14 days
- Possession type
- Flexible
- Co-op commission
- 2%+hst
- Seller
- Listed by
- McIntyre Real Estate Services Inc.
Home Market Value
Current home valuation for 560 Penny Lane, Waterloo, , . Listed for $629,900
HOMEH Estimate
$665,000
Estimated Sales Range
$525,350 - $804,650
HOMEH Estimate for 560 Penny Lane, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $129,900 over $500K
$37,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $23,659 | $17,574 | $14,992 | $0 |
=Total mortgage | $615,135 | $584,484 | $550,407 | $503,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,003monthly | $2,854monthly | $2,687monthly | $2,460monthly |
Land Transfer Tax
$9,073
$9,073
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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