Sold for:Sold Nov 13, 2025
$439,999

Unit J, 651 Albert Street

Waterloo, ON N2L 3V5

Condo Townhouse SoldNot available
Willow Creek Condominium exteriorWillow Creek CondominiumSee every listing here
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for Unit J, 651 Albert Street, Waterloo

2025-08-07
2025-11-13
Sold
Price
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MLS#
x12331116

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit J, 651 Albert Street, Waterloo

Perfect for investors, first-time home buyers, or young families, this spacious 4-bedroom home offers tremendous potential. Enjoy the convenience of two parking spots directly in front of the unit, visitor parking available as well as a bus stop located directly in front of the complex. The home is in good shape but awaits your cosmetic upgrades to become your perfect haven. An unfinished basement provides the opportunity to potentially add more bedrooms and a bathroom or expand the living area. The main floor bedroom can be converted into an additional living room for extra versatility. Located close to Wilfrid Laurier University, Waterloo University, and Conestoga College, but also in a neighbourhood that suits the needs of families of all sizes. Don't miss out on this fantastic property with great potential! Roof shingles upgraded 7 years ago, Water Heater and AC unit upgraded in 2023, furnace upgraded in May of 2024

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,595
Land Transfer Tax Fee
$5,275

Condo/Maintenance Fee

Maintenance Fee
$491 /month

Included In Maintenance Fee

  • Building Insurance Included
  • Water Included
  • Parking Included

Rental Items

Rental Equipment
Hot Water Tank

Basement Type
Unfinished

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
In Basement
Interior Extras
Water Heater, Storage
Fireplace/Stove
No
Elevator
No

Exterior Features

Balcony
None

Building

Building Type
Condo Townhouse
Building Style
2-Storey
Approx Age
51-99
Condo Corp Number
83

Construction

Exposure
South East
Exterior Finish
Brick
Special Designation
Unknown

Inclusions

Inclusions
Fridge, Stove, Dishwasher (being sold as-is), Washer, Dryer, All ELF's

Exclusions

Exclusions
All Tenant Belongings

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Type
Owned
Parking Spaces
2
Total Garage And Parking Spaces
2

Lockers

Locker Type
None

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air

Bedrooms
4
Washrooms
2
Kitchens
1

Washrooms

  • 4-piece, Second
  • 2-piece, Main

Municipality
Waterloo
Main cross streets
Albert St/Weber St
Directions
Albert St/Weber St

MLS® number
X12331116
Data source
Toronto Regional Real Estate Board
Status change
2025-11-13
Listed on
2025-08-07
Days on market
98 days
Possession date
2025-10-20
Possession type
60-89 days
Co-op commission
2.5% + HST
Seller
Listed by
REMAX YOUR COMMUNITY REALTY

Home Market Value

Current home valuation for Unit J, 651 Albert Street, Waterloo, , . Listed for $439,999

HOMEH Estimate

?

$414,500

Estimated Sales Range

?

$327,455 - $501,545

HOMEH Estimate for Unit J, 651 Albert Street, Waterloo

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$414,500Medium confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$22,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$16,720$12,276$10,472$0
=Total mortgage
$434,719$408,275$384,471$351,999
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,123monthly$1,993monthly$1,877monthly$1,719monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$5,275

Total Land Transfer Tax

$5,275

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