
78 Stirling Avenue S
Waterloo, ON N2G 3N9
- 2+1Bedrooms
- 2Bathrooms
- 1Garage
- 700–1100Sq Ft
- $3,568Tax
- 63×105 ftLot Size
- Estimated Value:$574,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 78 Stirling Avenue S, Waterloo
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-03-04 | 2026-03-27 | Login to See Prices | Sold | x12845640 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 78 Stirling Avenue S, Waterloo
Summarized Description
- Timeless character meets modern comfort in this home.
- Bright main floor with rich hardwood flooring.
- Refreshed kitchen with tumbled marble backsplash.
- Private primary suite with luxurious hydrotherapy tub.
- Finished lower level enhances livability.
- Beautifully landscaped yard with spacious deck.
- Detached garage ideal for hobbies or parking.
- Move-in ready in a central Kitchener location.
This beautifully updated home PERFECTLY BLENDS TIMELESS CHARACTER WITH MODERN COMFORT, all set in one of Kitchener's most convenient and established neighborhoods. Enter into the BRIGHT AND INVITING MAIN FLOOR WHERE RICH HARDWOOD FLOORING FLOWS THROUGH the living and dining areas, complemented by elegant crown molding for a touch of classic charm. The REFRESHED KITCHEN featuring newer flooring, a gas stove, built-in microwave, dishwasher, and a stunning tumbled marble backsplash creates a warm and sophisticated focal point. The MAIN FLOOR ALSO FEATURES A VERSATILE BEDROOM w/rear access to the backyard, ideal for guests, a home office, or flexible family living. A well-appointed 4-piece bathroom finished with ultra ceramic tile completes the level. Upstairs, retreat to the private primary suite - w/4-PIECE ENSUITE FEATURING A SEPARATE SHOWER AND A LUXURIOUS AIR-JET HYDROTHERAPY TUB, creating a spa-inspired setting. The FINISHED LOWER LEVEL FURTHER ENHANCES THE HOME'S LIVABILITY, w/a separate den currently used as a 3rd bedroom, a dedicated laundry area & ample storage space. A thoughtfully added SIDE ENTRANCE PROVIDES ADDED FUNCTIONALITY AND FUTURE FLEXIBILITY. Step outside to a BEAUTIFULLY LANDSCAPED YARD DESIGNED FOR BOTH RELAXATION AND ENTERTAINING, complete with a spacious deck perfect for summer gatherings and a newly constructed retaining wall completed in 2025. The DETACHED SINGLE GARAGE IS A STANDOUT FEATURE, equipped with exterior dimmable pot lights and bright interior LED lighting - ideal for hobbyists, additional workspace, or secure parking. Ideally located just minutes from Downtown Kitchener, the ION LRT, parks, schools, Kitchener Market, shopping, and major commuter routes, this home offers the PERFECT COMBINATION OF LIFESTYLE, CHARM, AND EVERYDAY CONVENIENCE. Whether you're a first-time buyer, downsizer, or investor, 78 Stirling Avenue South presents an exceptional opportunity to own a move-in ready home in a truly central location.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,568
- Land Transfer Tax Fee
- $9,473
Rental Items
- Rental Equipment
- Hot Water Heater,
- Under Contract
- Hot Water Heater
- Basement Type
- Finished, Full
Interior Features
- Interior Extras
- Auto Garage Door Remote, In-Law Capability, Water Softener
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 63.30 ft
- Lot Depth
- 105.17 ft
- Lot Size
- 0.205
Inclusions
- Inclusions
- Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer, Refrigerator in the basement.
Exclusions
- Exclusions
- Decorative items from the garden (Marble bench, gargoyle, urn), two cast iron urns on the front porch; Tineco vacuum and mounting bracket which is screwed to the laundry room wall
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2 + 1
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bedroom 2—Main level
- Primary Bedroom—Second level
- Recreation—Lower level
- Bedroom 3—Lower level
- Laundry—Lower level
Washrooms
- 3-piece, Main
- 4-piece, Second
- Municipality
- Waterloo
- Main cross streets
- Charles Street
- Directions
- Charles Street to Stirling
- MLS® number
- X12845640
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-03-27
- Listed on
- 2026-03-04
- Days on market
- 23 days
- Possession type
- Flexible
- Co-op commission
- 2.5%+HST reduced if shown by LA
- Seller
- Listed by
- ROYAL LEPAGE WOLLE REALTY
Home Market Value
Current home valuation for 78 Stirling Avenue S, Waterloo, , . Listed for $649,888
HOMEH Estimate
$574,500
Estimated Sales Range
$442,928 - $706,072
HOMEH Estimate for 78 Stirling Avenue S, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $149,888 over $500K
$39,989
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,384 | $18,132 | $15,467 | $0 |
=Total mortgage | $633,979 | $603,031 | $567,872 | $519,910 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,095monthly | $2,944monthly | $2,773monthly | $2,538monthly |
Land Transfer Tax
$9,473
$9,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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