Sold for:Sold Mar 27, 2026
$649,888

78 Stirling Avenue S

Waterloo, ON N2G 3N9

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 78 Stirling Avenue S, Waterloo

2026-03-04
2026-03-27
Sold
Price
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MLS#
x12845640

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 78 Stirling Avenue S, Waterloo

Summarized Description

  • Timeless character meets modern comfort in this home.
  • Bright main floor with rich hardwood flooring.
  • Refreshed kitchen with tumbled marble backsplash.
  • Private primary suite with luxurious hydrotherapy tub.
  • Finished lower level enhances livability.
  • Beautifully landscaped yard with spacious deck.
  • Detached garage ideal for hobbies or parking.
  • Move-in ready in a central Kitchener location.

This beautifully updated home PERFECTLY BLENDS TIMELESS CHARACTER WITH MODERN COMFORT, all set in one of Kitchener's most convenient and established neighborhoods. Enter into the BRIGHT AND INVITING MAIN FLOOR WHERE RICH HARDWOOD FLOORING FLOWS THROUGH the living and dining areas, complemented by elegant crown molding for a touch of classic charm. The REFRESHED KITCHEN featuring newer flooring, a gas stove, built-in microwave, dishwasher, and a stunning tumbled marble backsplash creates a warm and sophisticated focal point. The MAIN FLOOR ALSO FEATURES A VERSATILE BEDROOM w/rear access to the backyard, ideal for guests, a home office, or flexible family living. A well-appointed 4-piece bathroom finished with ultra ceramic tile completes the level. Upstairs, retreat to the private primary suite - w/4-PIECE ENSUITE FEATURING A SEPARATE SHOWER AND A LUXURIOUS AIR-JET HYDROTHERAPY TUB, creating a spa-inspired setting. The FINISHED LOWER LEVEL FURTHER ENHANCES THE HOME'S LIVABILITY, w/a separate den currently used as a 3rd bedroom, a dedicated laundry area & ample storage space. A thoughtfully added SIDE ENTRANCE PROVIDES ADDED FUNCTIONALITY AND FUTURE FLEXIBILITY. Step outside to a BEAUTIFULLY LANDSCAPED YARD DESIGNED FOR BOTH RELAXATION AND ENTERTAINING, complete with a spacious deck perfect for summer gatherings and a newly constructed retaining wall completed in 2025. The DETACHED SINGLE GARAGE IS A STANDOUT FEATURE, equipped with exterior dimmable pot lights and bright interior LED lighting - ideal for hobbyists, additional workspace, or secure parking. Ideally located just minutes from Downtown Kitchener, the ION LRT, parks, schools, Kitchener Market, shopping, and major commuter routes, this home offers the PERFECT COMBINATION OF LIFESTYLE, CHARM, AND EVERYDAY CONVENIENCE. Whether you're a first-time buyer, downsizer, or investor, 78 Stirling Avenue South presents an exceptional opportunity to own a move-in ready home in a truly central location.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,568
Land Transfer Tax Fee
$9,473

Rental Items

Rental Equipment
Hot Water Heater,
Under Contract
Hot Water Heater

Basement Type
Finished, Full

Interior Features

Interior Extras
Auto Garage Door Remote, In-Law Capability, Water Softener
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
63.30 ft
Lot Depth
105.17 ft
Lot Size
0.205

Inclusions

Inclusions
Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer, Refrigerator in the basement.

Exclusions

Exclusions
Decorative items from the garden (Marble bench, gargoyle, urn), two cast iron urns on the front porch; Tineco vacuum and mounting bracket which is screwed to the laundry room wall

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
3
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 1
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom 2—
    Main level
  • Primary Bedroom—
    Second level
  • Recreation—
    Lower level
  • Bedroom 3—
    Lower level
  • Laundry—
    Lower level

Washrooms

  • 3-piece, Main
  • 4-piece, Second

Municipality
Waterloo
Main cross streets
Charles Street
Directions
Charles Street to Stirling

MLS® number
X12845640
Data source
Toronto Regional Real Estate Board
Status change
2026-03-27
Listed on
2026-03-04
Days on market
23 days
Possession type
Flexible
Co-op commission
2.5%+HST reduced if shown by LA
Seller
Listed by
ROYAL LEPAGE WOLLE REALTY

Home Market Value

Current home valuation for 78 Stirling Avenue S, Waterloo, , . Listed for $649,888

HOMEH Estimate

?

$574,500

Estimated Sales Range

?

$442,928 - $706,072

HOMEH Estimate for 78 Stirling Avenue S, Waterloo

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$574,500Medium confidence
Based on 9 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Minimum Down Payment Required:6.2%

5% on first $500K + 10% on $149,888 over $500K

Minimum down payment

$39,989

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,384$18,132$15,467$0
=Total mortgage
$633,979$603,031$567,872$519,910
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,095monthly$2,944monthly$2,773monthly$2,538monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$9,473

Total Land Transfer Tax

$9,473

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