
91 Albert Street
Waterloo, ON N2L 3S6
- 3Bedrooms
- 3Bathrooms
- 1Garage
- 2000–2500Sq Ft
- $8,139Tax
- 38×93 ftLot Size
- Estimated Value:$1,076,253See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 91 Albert Street, Waterloo
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-05 | 2026-05-11 | Login to See Prices | Sold | x13087328 |
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About 91 Albert Street, Waterloo
Summarized Description
- Custom-built luxury home in Waterloo.
- Open-concept kitchen perfect for entertaining.
- Unique third-storey loft with bar.
- Two private balconies for relaxation.
- Picturesque views of Waterloo Park.
- Luxurious ensuite with walk-in closet.
- High ceilings and elegant finishes throughout.
- Prime location near restaurants and shops.
Welcome to 91 Albert Street, a truly exceptional custom-built 3-bedroom luxury home offering the perfect blend of style, convenience, and craftsmanship in the heart of Waterloo. Just a short 5-minute walk to the vibrant core of Uptown, you'll enjoy effortless access to an array of restaurants, boutique cafés, shops, and nightlife, while being only minutes from the Expressway for easy commuting. Expertly crafted by Distinct Homes, this stunning residence seamlessly merges the timeless charm of a heritage-inspired exterior with the sophistication of modern design and premium finishes throughout. From the moment you step inside, you'll appreciate the attention to detail-featuring 9-foot ceilings on both the main level and in the unfinished basement, upgraded flooring and lighting, elegant barn doors, and a striking gas fireplace that anchors the living space. At the heart of the home is an impressive open-concept kitchen complete with all appliances, flowing effortlessly into the main living and dining areas-perfect for both everyday living and entertaining. The home's thoughtful design continues upward, highlighted by a breathtaking staircase with integrated foot lighting that leads to a spectacular third-storey loft. This unique space is an entertainer's dream, complete with its own bar, dishwasher, and refrigerator. Step outside to not one, but two private west-facing balconies-ideal for morning coffee or relaxing evenings, soaking in summer sunsets. The crown jewel is the third-storey covered balcony offering picturesque views overlooking Waterloo Park-a rare and tranquil urban escape. Additional highlights include a luxurious ensuite and walk-in closet with built-ins, second floor laundry and an unfinished basement ready for your personal touch. With an unbeatable location, exceptional build quality, and design that balances elegance with function, this is a home that truly stands apart -you won't want to live anywhere else!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $8,139
- Land Transfer Tax Fee
- $16,455
Rental Items
- Rental Equipment
- Hot Water Heater
- Under Contract
- Hot Water Heater
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- Air Exchanger, Bar Fridge, Countertop Range, Carpet Free, Sump Pump, Water Heater
- Fireplace/Stove
- Yes
- Fireplace Features
- Family Room
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Cul de Sac/Dead End, Park, Library, Place Of Worship, School, Rec./Commun.Centre
Building
- Building Type
- Detached
- Building Style
- 3-Storey
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 38.30 ft
- Lot Depth
- 93.46 ft
Inclusions
- Inclusions
- Built-in Microwave, Dishwasher, Dryer, Garage Door Opener, Refrigerator, Stove, Washer, Window Coverings Dishwasher and bar fridge on 3rd floor. All furniture is negotiable.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Washrooms
- 2-piece, Main
- 4-piece, Second
- Municipality
- Waterloo
- Main cross streets
- University St and Albert St
- Directions
- Between University St and Bridgeport Rd W
- MLS® number
- X13087328
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-05-11
- Listed on
- 2026-05-05
- Days on market
- 6 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD
Home Market Value
Current home valuation for 91 Albert Street, Waterloo, , . Listed for $999,000
HOMEH Estimate
$1,076,253
Estimated Sales Range
$753,377 - $1,399,129
HOMEH Estimate for 91 Albert Street, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $499,000 over $500K
$74,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $36,963 | $27,872 | $23,776 | $0 |
=Total mortgage | $961,038 | $926,972 | $872,926 | $799,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,692monthly | $4,526monthly | $4,262monthly | $3,902monthly |
Land Transfer Tax
$16,455
$16,455
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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