Sold for:Sold May 11, 2026
$999,000

91 Albert Street

Waterloo, ON N2L 3S6

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 91 Albert Street, Waterloo

2026-05-05
2026-05-11
Sold
Price
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MLS#
x13087328

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 91 Albert Street, Waterloo

Summarized Description

  • Custom-built luxury home in Waterloo.
  • Open-concept kitchen perfect for entertaining.
  • Unique third-storey loft with bar.
  • Two private balconies for relaxation.
  • Picturesque views of Waterloo Park.
  • Luxurious ensuite with walk-in closet.
  • High ceilings and elegant finishes throughout.
  • Prime location near restaurants and shops.

Welcome to 91 Albert Street, a truly exceptional custom-built 3-bedroom luxury home offering the perfect blend of style, convenience, and craftsmanship in the heart of Waterloo. Just a short 5-minute walk to the vibrant core of Uptown, you'll enjoy effortless access to an array of restaurants, boutique cafés, shops, and nightlife, while being only minutes from the Expressway for easy commuting. Expertly crafted by Distinct Homes, this stunning residence seamlessly merges the timeless charm of a heritage-inspired exterior with the sophistication of modern design and premium finishes throughout. From the moment you step inside, you'll appreciate the attention to detail-featuring 9-foot ceilings on both the main level and in the unfinished basement, upgraded flooring and lighting, elegant barn doors, and a striking gas fireplace that anchors the living space. At the heart of the home is an impressive open-concept kitchen complete with all appliances, flowing effortlessly into the main living and dining areas-perfect for both everyday living and entertaining. The home's thoughtful design continues upward, highlighted by a breathtaking staircase with integrated foot lighting that leads to a spectacular third-storey loft. This unique space is an entertainer's dream, complete with its own bar, dishwasher, and refrigerator. Step outside to not one, but two private west-facing balconies-ideal for morning coffee or relaxing evenings, soaking in summer sunsets. The crown jewel is the third-storey covered balcony offering picturesque views overlooking Waterloo Park-a rare and tranquil urban escape. Additional highlights include a luxurious ensuite and walk-in closet with built-ins, second floor laundry and an unfinished basement ready for your personal touch. With an unbeatable location, exceptional build quality, and design that balances elegance with function, this is a home that truly stands apart -you won't want to live anywhere else!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$8,139
Land Transfer Tax Fee
$16,455

Rental Items

Rental Equipment
Hot Water Heater
Under Contract
Hot Water Heater

Basement Type
Unfinished

Interior Features

Laundry Level
Upper Level
Interior Extras
Air Exchanger, Bar Fridge, Countertop Range, Carpet Free, Sump Pump, Water Heater
Fireplace/Stove
Yes
Fireplace Features
Family Room
Elevator
No

Exterior Features

Pool
None
Property Features
Cul de Sac/Dead End, Park, Library, Place Of Worship, School, Rec./Commun.Centre

Building

Building Type
Detached
Building Style
3-Storey

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
38.30 ft
Lot Depth
93.46 ft

Inclusions

Inclusions
Built-in Microwave, Dishwasher, Dryer, Garage Door Opener, Refrigerator, Stove, Washer, Window Coverings Dishwasher and bar fridge on 3rd floor. All furniture is negotiable.

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Washrooms

  • 2-piece, Main
  • 4-piece, Second

Municipality
Waterloo
Main cross streets
University St and Albert St
Directions
Between University St and Bridgeport Rd W

MLS® number
X13087328
Data source
Toronto Regional Real Estate Board
Status change
2026-05-11
Listed on
2026-05-05
Days on market
6 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD

Home Market Value

Current home valuation for 91 Albert Street, Waterloo, , . Listed for $999,000

HOMEH Estimate

?

$1,076,253

Estimated Sales Range

?

$753,377 - $1,399,129

HOMEH Estimate for 91 Albert Street, Waterloo

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,076,253Low confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

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5% on first $500K + 10% on $499,000 over $500K

Minimum down payment

$74,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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+CMHC insurance
$36,963$27,872$23,776$0
=Total mortgage
$961,038$926,972$872,926$799,200
Amortization
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Payment frequency
=Mortgage payment
$4,692monthly$4,526monthly$4,262monthly$3,902monthly
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Land Transfer Tax

Provincial

$16,455

Total Land Transfer Tax

$16,455

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4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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