Sold for:Sold Aug 1, 2026
$1,499,900

85 Albert Street

Waterloo (Beechwood/University), ON N2L 3S6

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 85 Albert Street, Waterloo, Beechwood/University

2026-07-21
2026-08-01
Sold
Price
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MLS#
x13591512

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 85 Albert Street, Waterloo, Beechwood/University

Summarized Description

  • Beautifully updated executive century home
  • Private backyard with saltwater pool
  • Dream kitchen with Thermador appliances
  • Open-concept layout with hardwood flooring
  • Flexible third floor for various uses
  • Breathtaking views of Waterloo Park
  • Steps from Uptown and community amenities
  • Historic charm meets modern luxury

Incredible opportunity to own a beautifully updated executive century home in one of Waterloo's most coveted locations, backing directly onto Waterloo Park and just steps from Uptown. The perfect blend of timeless character, modern luxury, and an unbeatable lifestyle. Spend summers in your own private backyard retreat, featuring a low-maintenance saltwater pool, mature trees, professional landscaping, and breathtaking views of Waterloo Park. Inside, this exceptionally bright three-storey home offers a spacious open-concept layout, elegant finishes, & sophisticated design throughout. The heart of the home is a dream kitchen designed for serious cooks, complete with professional built-in Thermador appliances, striking six-burner gas range, custom range hood, convenient pot filler, honed Carrara marble countertops, stainless apron-front sink, oversized island with built-in microwave drawer, and abundant custom cabinetry. The sun-filled main floor showcases hardwood flooring, beautiful gas fireplace with marble surround, generous dining space, and large new sliding door opening to the backyard deck perfect for seamless indoor-outdoor entertaining. Second level features three spacious bedrooms, convenient upper-level laundry, and a luxurious main bathroom with a whirlpool tub, separate glass shower, and exceptional storage. The third floor offers outstanding flexibility with bright family room overlooking the park, private office, additional bedroom, and beautifully appointed bathroom with marble finishes. Ideal as a guest retreat, teen hideaway, home office, or potential in-law suite. Walk to everything that makes Uptown Waterloo so desirable, including boutique shopping, exceptional restaurants, Waterloo Park, LRT, both universities, Perimeter Institute, CIGI, Clay & Glass Gallery, trails, and countless community amenities. A rare opportunity to own a truly exceptional home where historic charm, contemporary luxury, and one of Waterloo's finest settings come together.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$7,920
Land Transfer Tax Fee
$26,473

Rental Items

Rental Equipment
None

Basement Type
Full, Partially Finished

Interior Features

Laundry Level
Upper Level
Interior Extras
Separate Heating Controls, Water Softener
View
Park/Greenbelt
Fireplace/Stove
Yes
Fireplace Features
Living Room, Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Backs On Green Belt, Deck, Landscaped, Patio, Privacy, Year Round Living, Porch
Pool
Inground, Salt
Property Features
Greenbelt/Conservation, Library, Park, Public Transit, Rec./Commun.Centre, Fenced Yard
Other Structures
Fence - Full, Shed

Building

Building Type
Detached
Building Style
3-Storey
Approx Age
100+

Construction

Exterior Finish
Brick, Stucco (Plaster)
Roof
Metal
Foundation Details
Concrete Block
Special Designation
Heritage

Lot

Lot Front
45.94 ft
Lot Depth
132.66 ft

Inclusions

Inclusions
Built-in Microwave, Dishwasher, Dryer, Gas Stove, Pool Equipment, Range Hood, Refrigerator, Smoke Detector, Washer, All window coverings, kitchen stools, main floor television

Exclusions

Exclusions
Third floor television, steel shelving in basement, Dyson vaccuum

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Electric
Heat Type
Radiant
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Kitchen—
    Main level, B/I Appliances, Centre Island
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Dining Room—
    Main level, Walk-Out
  • Primary Bedroom—
    Second level
  • Recreation—
    Basement level
  • Bedroom—
    Third level
  • Family Room—
    Third level
  • Office—
    Third level
  • Living Room—
    Main level, Gas Fireplace

Washrooms

  • 2-piece, Main
  • 4-piece, Second
  • 3-piece, Third

Municipality
Waterloo
Neighbourhood
Beechwood/University
Main cross streets
Young Street
Zoning
RC1
Directions
University Ave to Albert Street
Waterfront
None

MLS® number
X13591512
Data source
Toronto Regional Real Estate Board
Status change
2026-08-01
Listed on
2026-07-21
Days on market
11 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
RE/MAX TWIN CITY REALTY INC.

Home Market Value

Current home valuation for 85 Albert Street, Waterloo, Beechwood/University, Waterloo, ON. Listed for $1,499,900

HOMEH Estimate

?

$1,315,654

Estimated Sales Range

?

$920,958 - $1,710,350

HOMEH Estimate for 85 Albert Street, Waterloo, Beechwood/University

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,315,654Low confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Waterloo, ON
Minimum Down Payment Required:8.3%

5% on first $500K + 10% on $999,900 over $500K

Minimum down payment

$124,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$54,956$41,847$35,698$0
=Total mortgage
$1,428,864$1,391,757$1,310,613$1,199,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$6,976monthly$6,795monthly$6,399monthly$5,859monthly
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Land Transfer Tax

Provincial

$26,473

Total Land Transfer Tax

$26,473

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