120 Elgin Crescent
Waterloo (Downtown Waterloo), ON N2J 2S4
- 2+2Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $4,766Tax
- 60×125 ftLot Size
Estimated Value:$758,000See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 120 Elgin Crescent, Waterloo, Downtown Waterloo
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About 120 Elgin Crescent, Waterloo, Downtown Waterloo
Summarized Description
- Located in desirable Waterloo neighbourhood.
- 4-bedroom, 2-bathroom well-kept bungalow.
- Fully renovated basement with rec room.
- Dedicated den for office or playroom.
- Oversized backyard ideal for entertaining.
- Solid maple cabinetry in kitchen.
- Detached garage with ample parking.
- Close to local amenities and parks.
Situated in one of Waterloo's most desirable and walkable neighbourhoods, 120 Elgin Crescent presents a well-kept 4-bedroom, 2-bathroom bungalow with a layout designed for both everyday living and flexibility. The main floor features a dedicated den, offering the perfect space for a home office, playroom, or quiet retreat. The kitchen is thoughtfully laid out with solid maple cabinetry and a gas stove, providing both charm and practicality for cooking and entertaining. The fully renovated basement (2025) adds an impressive extension of living space, complete with a large rec room and a modern dry bar, ideal for hosting or relaxing. Outdoors, the oversized backyard offers a private setting perfect for entertaining, gardening, or enjoying quiet time. A garden shed adds extra convenience, while the detached one-car garage and total of five parking spaces ensure plenty of room for vehicles and guests. A great opportunity for those looking to enjoy a peaceful residential setting while staying close to local amenities, this home offers space, comfort, and functionality throughout.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,766
- Land Transfer Tax Fee
- $11,455
Rental Items
- Rental Equipment
- Water Heater
- Basement Type
- Full, Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Water Softener, Water Heater, Primary Bedroom - Main Floor
- Security Features
- Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch, Privacy
- Pool
- None
- Property Features
- School, Public Transit, Place Of Worship, Park, Fenced Yard
- Other Structures
- Garden Shed, Fence - Full
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick
- Roof
- Shingles
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 60.00 ft
- Lot Depth
- 125.08 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Dishwasher, Dryer, Garage Door Opener, Gas Stove, Refrigerator, Washer, Window Coverings
Exclusions
- Exclusions
- Coastal paddle in main bathroom, Basement standup freezer, Chest freezer, Surveillance cameras, Outside string lights, Water feature, all TV's, all mirrors, all art work
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2 + 2
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Den—Main level
- Recreation—Basement level
- Bedroom—Main level
- Bedroom 2—Main level
- Kitchen—Main level
- Bedroom 4—Basement level
- Cold Room/Cantina—Basement level
- Bedroom 3—Basement level
- Bathroom—Basement level
- Bathroom—Main level
- Utility Room—Basement level
- Living Room—Main level
- Dining Room—Main level
Washrooms
- 4-piece, Main
- 3-piece, Basement
- Municipality
- Waterloo
- Neighbourhood
- Downtown Waterloo
- Main cross streets
- Noecker/Brighton
- Zoning
- SR1
- Directions
- Turn off Weber onto Noecker then onto Elgin
- Waterfront
- None
- MLS® number
- X13591704
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-02
- Listed on
- 2026-07-22
- Days on market
- 42 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST. If LA shows property reduced to 1%
- Seller
- Listed by
- eXp Realty
Home Market Value
Current home valuation for 120 Elgin Crescent, Waterloo, Downtown Waterloo, Waterloo, ON. Listed for $749,000
HOMEH Estimate
$758,000
Estimated Sales Range
$668,964 - $847,036
HOMEH Estimate for 120 Elgin Crescent, Waterloo, Downtown Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $249,000 over $500K
$49,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $27,953 | $20,897 | $17,826 | $0 |
=Total mortgage | $726,770 | $694,997 | $654,476 | $599,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,548monthly | $3,393monthly | $3,195monthly | $2,926monthly |
Land Transfer Tax
$11,455
$11,455
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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