
104 Elgin Crescent
Waterloo, ON N2J 2S2
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 700–1100Sq Ft
- $4,855Tax
- 63×118 ftLot Size
- Estimated Value:$616,400See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 104 Elgin Crescent, Waterloo
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-06-15 | 2026-07-07 | Login to See Prices | Sold | x13444354 |
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About 104 Elgin Crescent, Waterloo
Summarized Description
- Rarely offered bungalow in a family-friendly neighbourhood.
- Three bedrooms and two bathrooms for ample space.
- Professionally-built recreation room with wet bar.
- Large fenced yard with concrete patio for gatherings.
- Major updates including furnace, roof, and windows.
- Walking distance to shopping, parks, and daycare.
- Original hardwood flooring adds character and charm.
- Superb curb appeal and well-maintained by original owner.
Rarely offered bungalow in a mature, family-friendly neighbourhood! This well-maintained one-owner, 3-bedroom, 2-bathroom home offers 1098 square feet of comfortable main floor living space, making it ideal for first-time home buyers, young families, or downsizers. Step inside to find original hardwood flooring in select areas, generous and bright principal rooms with an abundance of natural light. The spacious lower level features a large professionally-built recreation room equipped with a wet bar creating the perfect setting for entertaining family and friends, a second bathroom with walk-in shower, and an impressive amount of storage space. Outside you will find a large fully fenced-in yard with a concrete patio surrounded by mature trees, offering plenty of room for children, pets, gardening, and outdoor gatherings. The spacious carport provides covered parking and includes a built-in storage shed complemented by an additional stand-alone shed for storage of outdoor equipment. This home is conveniently located within walking distance of two plazas, grocery shopping, a pharmacy, a community garden, parks, and a highly regarded daycare just around the corner. Known for its welcoming atmosphere and wonderful neighbours, this is a neighbourhood where people put down roots and stay. Major updates include a furnace (2022), roof (2013), and windows (replaced between 2006 and 2018). Welcome to a home in a desirable Waterloo location with superb curb appeal, which has been respected over the years by the original owner. This is an opportunity not to be missed!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,855
- Land Transfer Tax Fee
- $8,455
Rental Items
- Rental Equipment
- Hot Water Heater
- Under Contract
- Hot Water Tank-Electric
- Basement Type
- Finished, Separate Entrance, Full
Interior Features
- Interior Extras
- Other
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Fenced Yard, Park, Place Of Worship, Public Transit, School
- Other Structures
- Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Aluminum Siding, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 63.00 ft
- Lot Depth
- 118.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Dryer, Refrigerator, Stove, Washer (as is), Wall unit in basement recroom, shelves in cold cellar and furnace room, shed in carport (as is)
Exclusions
- Exclusions
- All artwork, front garden lights, area rug in basement
Parking & Garages
- Garage Type
- Carport
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Bathroom—Main level, 4 Pc Bath
- Bedroom—Main level
- Bedroom 2—Main level
- Dining Room—Main level
- Kitchen—Main level
- Living Room—Main level
- Primary Bedroom—Main level
- Bathroom—Basement level
- Laundry—Basement level
- Recreation—Basement level
Washrooms
- 4-piece, Main
- 3-piece, Basement
- Municipality
- Waterloo
- Main cross streets
- Elgin and Noecker
- Zoning
- R1
- Directions
- Weber to Noecker to Elgin
- MLS® number
- X13444354
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-07
- Listed on
- 2026-06-15
- Days on market
- 22 days
- Possession date
- 2026-06-30
- Possession type
- Flexible
- Co-op commission
- 2
- Seller
- Listed by
- Red And White Realty Inc
Home Market Value
Current home valuation for 104 Elgin Crescent, Waterloo, , . Listed for $599,000
HOMEH Estimate
$616,400
Estimated Sales Range
$486,956 - $745,844
HOMEH Estimate for 104 Elgin Crescent, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $99,000 over $500K
$34,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,546 | $16,712 | $14,256 | $0 |
=Total mortgage | $586,205 | $555,812 | $523,406 | $479,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,862monthly | $2,714monthly | $2,556monthly | $2,340monthly |
Land Transfer Tax
$8,455
$8,455
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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