
98 Waterloo Street
Waterloo, ON N2J 1X9
- 3+2Bedrooms
- 3Bathrooms
- 4Parking
- 1500–2000Sq Ft
- $3,932Tax
- 42×123 ftLot Size
- Free EstimateSee Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 98 Waterloo Street, Waterloo
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About 98 Waterloo Street, Waterloo
Discover a fantastic investment opportunity with this deceptively spacious triplex, ideally situated near Mary Allen Park, just steps from Uptown Waterloo and minutes from downtown Kitchener. This property combines location, functionality, and strong rental income potential, making it an ideal choice for savvy investors. The triplex features two separate driveways with paved parking for up to four vehicles, ensuring convenience for tenants. A fully fenced yard provides privacy and outdoor space, while the shared coin-operated laundry adds to tenant amenities and offers additional income potential. Each unit is equipped with its own hydro meter, allowing for separate utility management. The property has been thoughtfully maintained, with an updated electrical system in 2004, a newer water heater, and a recently serviced furnace ensuring reliable operation. With two units currently tenanted and one vacant, this property provides immediate income and the flexibility to attract a new tenant or explore other opportunities. Its prime location near parks, shopping, and public transit makes it a highly desirable rental property with long-term growth potential.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,932
- Land Transfer Tax Fee
- $13,473
Rental Items
- Rental Equipment
- Hot Water Heater, Other
- Basement Type
- Finished, Apartment
Interior Features
- Interior Extras
- Separate Hydro Meter
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Hospital, Place Of Worship, School, School Bus Route, Park, Public Transit
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 41.57 ft
- Lot Depth
- 122.59 ft
Inclusions
- Inclusions
- All appliances - fridge x3, stove x3, washing machine and dryer
Exclusions
- Exclusions
- Tenants belongings
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Radiant
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 2
- Washrooms
- 3
- Kitchens
- 3
- Family / bonus room
- Yes
Washrooms
- 4-piece, Second
- 4-piece, Main
- Municipality
- Waterloo
- Main cross streets
- Moore Ave
- Zoning
- R4
- Directions
- Waterloo St, between Moore Ave and Roger
- MLS® number
- X12162723
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-08-15
- Listed on
- 2025-05-16
- Days on market
- 91 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD
Home Market Value
Current home valuation for 98 Waterloo Street, Waterloo, , . Listed for $849,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 98 Waterloo Street, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $349,900 over $500K
$59,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $31,582 | $23,712 | $20,228 | $0 |
=Total mortgage | $821,139 | $788,622 | $742,643 | $679,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,009monthly | $3,850monthly | $3,626monthly | $3,320monthly |
Land Transfer Tax
$13,473
$13,473
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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