321 Centre Street N
Whitby (Downtown Whitby), ON L1N 4T3
- 2+1Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $6,088Tax
- 66×121 ftLot Size
Estimated Value:$955,500See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 321 Centre Street N, Whitby, Downtown Whitby
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-10-17 | 2025-11-04 | Login to See Prices | Sold | e12468681 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 321 Centre Street N, Whitby, Downtown Whitby
Turn-key and move-in ready! Beautifully updated 2+1 bedroom bungalow on a private, fenced 66x120 ft lot in Whitby's sought-after Downtown Heritage District. Enjoy a peaceful setting with mature trees, a 10x40 ft vegetable garden, and an interlocking patio with covered outdoor dining area, pot lights and gas line for BBQ - perfect for entertaining. Main floor features a full kitchen renovation (2021) with custom cabinetry, HanStone quartz counters, double sink, and premium Maytag/GE/Panasonic appliances. Spacious living room with large picture window, wall-to-wall custom built-in bookshelves, and a custom concrete fireplace mantle (2023) by a local artist. 5" white oak hardwood throughout. Updated 4-pc bath (2021) with 6-ft custom tub/shower combo and heated floors. Fully finished basement with separate entrance-ideal for potential rental income / in-law suite / multigenerational living. Includes a second kitchen with stainless steel appliances, large living room with wood-burning fireplace and surround sound, vinyl flooring, 3-pc bath with custom double shower, spacious bedroom with accent wall and built-in speakers, plus a quiet office/potential second bedroom. Wired networking throughout the home. Recent Improvements & Features: Roof (2020), Lennox Furnace & A/C (Oct 2025), Windows & Exterior Doors (2022), Fresh Paint (2025), Garage Door Opener (2025, Chamberlain App-Controlled), Tool Bench (2025). Freshly painted throughout (Oct 2025). Outstanding walkable location - steps to Kinsmen Park with splash pad and playground, close to schools, daycares, and Downtown Whitby's vibrant restaurants, bakeries, cafés, yoga/pilates studios, medical offices, and boutique shops. Minutes to Whitby Recreation Complex, Ability Centre, Thermea Spa, tennis and pickleball courts, library and farmers market. Minutes to Whitby GO Station & Hwy's 401, 412 & 407 for easy commuting. A rare, turn-key property offering comfort, privacy, and modern living in a prime community setting.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $6,088
- Land Transfer Tax Fee
- $18,255
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- Finished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- In-Law Suite, Primary Bedroom - Main Floor
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 66.00 ft
- Lot Depth
- 120.75 ft
Inclusions
- Inclusions
- Stainless Steel: Fridge x2, Dishwasher x2, Stove x2, Hood fan x2 & Built in microwave x2. Furnace & A/C (Oct 2025). Built in speakers.
Exclusions
- Exclusions
- Exterior Security Camera system.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2 + 1
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Living Room—Main level, Fireplace, Hardwood Floor, Pot Lights
- Kitchen—Main level, Stainless Steel Sink, Quartz Counter, Hardwood Floor
- Dining Room—Main level, Hardwood Floor, Combined w/Kitchen, W/O To Patio
- Primary Bedroom—Main level, Hardwood Floor, Window, Closet
- Bedroom 2—Main level, Window, Hardwood Floor, Closet
- Living Room—Basement level, Pot Lights, Vinyl Floor, Fireplace
- Kitchen—Basement level, Stainless Steel Appl, Vinyl Floor, Pot Lights
- Bedroom—Basement level, Vinyl Floor, Window, Built-in Speakers
- Office—Basement level, Vinyl Floor
- Utility Room—Basement level
Washrooms
- 3-piece, Main
- 3-piece, Basement
- Municipality
- Whitby
- Neighbourhood
- Downtown Whitby
- Main cross streets
- Brock St N & Walnut St W
- Directions
- Head north on Brock St, Turn left onto Walnut St W, Turn Left onto Centre St N, Home is on the East side of street.
- MLS® number
- E12468681
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-11-04
- Listed on
- 2025-10-17
- Days on market
- 18 days
- Possession type
- 90+ days
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- ROYAL HERITAGE REALTY LTD.
Home Market Value
Current home valuation for 321 Centre Street N, Whitby, Downtown Whitby, Whitby, ON. Listed for $1,089,000
HOMEH Estimate
$955,500
Estimated Sales Range
$734,353 - $1,176,647
HOMEH Estimate for 321 Centre Street N, Whitby, Downtown Whitby
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $589,000 over $500K
$83,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $40,162 | $30,383 | $25,918 | $0 |
=Total mortgage | $1,044,220 | $1,010,483 | $951,568 | $871,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $5,098monthly | $4,934monthly | $4,646monthly | $4,254monthly |
Land Transfer Tax
$18,255
$18,255
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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