Listed for:Listed 7 days ago
$595,000

442 Joseph Street

Wilmot (New Hamburg), ON N3A 1G3

Semi-Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 442 Joseph Street, Wilmot, New Hamburg

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 442 Joseph Street, Wilmot, New Hamburg

Summarized Description

  • Spacious semi-detached home with 3 bedrooms and 2 bathrooms.
  • Open main floor design with abundant natural light.
  • Updated kitchen with modern finishes.
  • Large 160-foot-deep lot, perfect for outdoor activities.
  • Full basement ready for customization.
  • Located in family-friendly New Hamburg.
  • Convenient access to expressway and local amenities.
  • Only 20 minutes from Kitchener-Waterloo.

Welcome to this semi-detached home in New Hamburg, offering 3 bedrooms, 2 bathrooms and a single-car garage. A great floorplan with an open main floor and lots of natural light makes the home feel bright and functional. The main floor features carpet-free flooring throughout and an updated kitchen. The living room provides direct access to the backyard, with an impressive almost 160-foot-deep lot offering plenty of outdoor space. The full basement offers additional space and is ready for someone to finish and make it their own. Located in charming and family friendly New Hamburg, enjoy a sweet downtown with great local shops, dining and everyday amenities. With direct access to the expressway, Kitchener-Waterloo is approximately 20 minutes away, making this a convenient location for commuters.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,345
Land Transfer Tax Fee
$8,375

Rental Items

Rental Equipment
none
Under Contract
None

Basement Type
Unfinished

Interior Features

Interior Extras
Auto Garage Door Remote, Carpet Free, Water Heater Owned, Water Softener
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Semi-Detached
Building Style
2-Storey

Construction

Exterior Finish
Brick, Aluminum Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
29.53 ft
Lot Depth
157.00 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer, Dryer

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Living Room—
    Main level
  • Primary Bedroom—
    Second level

Washrooms

  • 2-piece, Main
  • 4-piece, Second

Municipality
Wilmot
Neighbourhood
New Hamburg
Main cross streets
Peel St and Bleams RdW
Zoning
z3
Directions
Peel St to Bleams Rd to Joseph St

MLS® number
X14081316
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-15
Updated on
2026-10-22
Days on market
7 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE WOLLE REALTY

Home Market Value

Current home valuation for 442 Joseph Street, Wilmot, New Hamburg, Wilmot, ON. Listed for $595,000

HOMEH Estimate

?

$680,357

Estimated Sales Range

?

$537,482 - $823,232

HOMEH Estimate for 442 Joseph Street, Wilmot, New Hamburg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$680,357Medium confidence
Based on 7 comparable properties
− $85,357 (13%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Wilmot, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $95,000 over $500K

Minimum down payment

$34,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,420$16,601$14,161$0
=Total mortgage
$582,910$552,101$519,911$476,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,846monthly$2,696monthly$2,538monthly$2,324monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$8,375

Total Land Transfer Tax

$8,375

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