Sold for:Sold Apr 13, 2026
$435,000

5 Oak Street

Bancroft (Bancroft Ward), ON K0L 1C0

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 5 Oak Street, Bancroft, Bancroft Ward

2026-03-10
2026-04-13
Sold
Price
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MLS#
x12865748
2025-10-01
2025-12-01
Expired
Price
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2025-07-28
2025-09-13
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 5 Oak Street, Bancroft, Bancroft Ward

Summarized Description

  • Spacious home with over 2400 sq ft of living space.
  • Open concept layout ideal for family living.
  • Private backyard with large deck for entertaining.
  • Fully finished lower level with in-law suite potential.
  • Recent updates including new appliances and furnace.
  • Walking distance to hospital, shopping, and schools.
  • Quick closing available for immediate occupancy.
  • Exceptional value in a desirable small town.

Located in the heart of Bancroft, this spacious and well maintained home offers the perfect blend of comfort, convenience and value. With over 2400 sq ft of finished living space, it is within walking distance to the hospital, shopping, schools and all of Bancroft's amenities, making it an ideal choice for families, retirees or those seeking an income opportunity. The main floor features an open concept layout with a bright living, dining, and kitchen area. Three generous bedrooms and a four-piece bathroom provide plenty of space for family living, while the added convenience of main floor laundry makes everyday life easier. A large deck overlooks the private backyard, perfect for relaxing or entertaining guests. The fully finished lower level with walkout offers incredible flexibility, featuring a fourth bedroom, second bathroom and tons of storage space. This level is ideal for extended family or as an in-law suite, with its own private entrance. Recent updates provide peace of mind, including all new appliances (2023), propane furnace (2023), shingles (2019). The attached carport adds sheltered parking, while highspeed internet and full cell service ensure you stay connected. Garbage and recycling pickup at the end of the driveway. With a quick closing available and a fantastic list price, this property offers exceptional value in one of Ontario's most desirable small towns. Whether you're looking for a family home, retirement retreat, or multi-generational living solution, this home is ready to welcome you.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,496
Land Transfer Tax Fee
$5,175

Rental Items

Rental Equipment
Propane tank(s)

Basement Type
Finished with Walk-Out

Interior Features

Laundry Level
Main Level
Interior Extras
In-Law Capability, Primary Bedroom - Main Floor, Storage, Water Heater Owned
View
Clear, Trees/Woods
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Patio, Year Round Living
Pool
None
Property Features
Arts Centre, Clear View, Golf, Hospital, Library, School
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
Bungalow-Raised
Approx Age
16-30

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
75.00 ft
Lot Depth
221.20 ft
Lot Size
0.39
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, stove, washer, dryer, dishwasher, built in microwave, light fixtures and ceiling fans.

Exclusions

Exclusions
Hot tub, personal items.

Parking & Garages

Garage Type
Carport
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
No
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
4
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Foyer—
    Main level
  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Primary Bedroom—
    Main level
  • Bedroom—
    Main level
  • Bedroom—
    Main level
  • Bathroom—
    Main level
  • Laundry—
    Main level
  • Bedroom—
    Lower level
  • Bathroom—
    Lower level
  • Family Room—
    Lower level
  • Utility Room—
    Lower level
  • Other—
    Lower level

Washrooms

  • 4-piece, Main
  • 3-piece, Lower

Municipality
Bancroft
Neighbourhood
Bancroft Ward
Main cross streets
Bridge Street West and Oak Street
Directions
#5 Oak Street - Town of Bancroft
Waterfront
None

MLS® number
X12865748
Data source
Toronto Regional Real Estate Board
Status change
2026-04-13
Listed on
2026-03-10
Days on market
34 days
Possession type
Flexible
Co-op commission
2.5%
Seller
Listed by
BALL REAL ESTATE INC.

Home Market Value

Current home valuation for 5 Oak Street, Bancroft, Bancroft Ward, Bancroft, ON. Listed for $435,000

HOMEH Estimate

?

$276,554

Estimated Sales Range

?

$193,588 - $359,520

HOMEH Estimate for 5 Oak Street, Bancroft, Bancroft Ward

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$276,554Low confidence
Based on 3 comparable properties
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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Bancroft, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$21,750

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$16,530$12,137$10,353$0
=Total mortgage
$429,780$403,637$380,103$348,000
Amortization
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%
%
%
Payment frequency
=Mortgage payment
$2,098monthly$1,971monthly$1,856monthly$1,699monthly
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Land Transfer Tax

Provincial

$5,175

Total Land Transfer Tax

$5,175

Around this home

2/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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North Hastings

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3.5 /10

North Hastings

Public·secondary·2.0km

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