19 & 21 Railway Terrace
Belleville (Belleville Ward), ON K8N 2R8
- 6Bedrooms
- 4Bathrooms
- 4Parking
- 2000–2500Sq Ft
- $2,608Tax
- 47×104 ftLot Size
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About 19 & 21 Railway Terrace, Belleville, Belleville Ward
Incredible investment or live-in opportunity! This stunning fully renovated side-by-side duplex features two completely separate 3-bed 2-bath units - each with its own private entrance, separate driveway, laundry, and separately metered utilities. Every inch of this property has been redone from top to bottom: updated plumbing, electrical panels, hot water tanks, appliances, kitchens, bathrooms, and flooring throughout. The efficient heat pump systems provide heating and cooling year-round, while the massive windows and soaring ceilings flood both units with natural light. This duplex offers exceptional cash flow for investors or an incredible "house hack" option where you can live in one unit and have the other pay your entire mortgage. This property is a true cash-flow machine with virtually zero shared expenses. Located just steps from the VIA Rail station, it's perfect for commuters and hybrid workers seeking a direct line to Toronto's Union Station. Whether you're a seasoned investor or a savvy buyer looking for financial freedom, opportunities like this don't come often - fully turnkey, fully separated, and fully income-ready. Don't miss your chance to own one of Belleville's best-performing duplexes. Book your showing today before it's gone!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,608
- Land Transfer Tax Fee
- $6,875
Rental Items
- Rental Equipment
- None
- Basement Type
- Crawl Space, Unfinished
Interior Features
- Interior Extras
- Separate Heating Controls, Separate Hydro Meter
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- School, Rec./Commun.Centre, Public Transit, Place Of Worship, Park, Hospital
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 47.33 ft
- Lot Depth
- 103.98 ft
Inclusions
- Inclusions
- Fridge (2), Stove (2), Dishwasher (2), OTR Microwave (2), Washer, Dryer.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 4
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- Other
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 6
- Washrooms
- 4
- Kitchens
- 2
Room sizes
- Kitchen—Main level
- Living Room—Main level
- Dining Room—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Kitchen—Main level
- Living Room—Main level
- Dining Room—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
Washrooms
- 2-piece
- 4-piece
- Municipality
- Belleville
- Neighbourhood
- Belleville Ward
- Main cross streets
- Starling St / Railway Terrace
- Directions
- Starling St / Railway Terrace
- MLS® number
- X12506892
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-12-22
- Listed on
- 2025-11-04
- Days on market
- 48 days
- Possession type
- Immediate
- Co-op commission
- 2% + HST
- Seller
- Listed by
- eXp Realty
Home Market Value
Current home valuation for 19 & 21 Railway Terrace, Belleville, Belleville Ward, Belleville, ON. Listed for $520,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 19 & 21 Railway Terrace, Belleville, Belleville Ward
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $20,000 over $500K
$27,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $19,718 | $14,508 | $12,376 | $0 |
=Total mortgage | $512,678 | $482,508 | $454,376 | $416,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,503monthly | $2,356monthly | $2,218monthly | $2,031monthly |
Land Transfer Tax
$6,875
$6,875
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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