
20-22 Charlotte Street
Belleville (Belleville Ward), ON K8P 1E2
- 8Bedrooms
- 4Bathrooms
- 8Parking
- 3500–5000Sq Ft
- $4,443Tax
- 94×111 ftLot Size
- Free EstimateSee Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 20-22 Charlotte Street, Belleville, Belleville Ward
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-12 | 2026-07-23 | Login to See Prices | Sold | x13115282 |
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About 20-22 Charlotte Street, Belleville, Belleville Ward
Summarized Description
- Generating over $6,200/month in income
- Turnkey investment with updated finishes
- Separate utilities for each unit
- Flexible zoning for development potential
- Large parking area for tenants
- Central location near amenities
- Ideal for investors and families
- Opportunity for land assembly with adjacent lot
Cash-flowing 4-plex generating over $6,200/month in income with separate hydro and heat meters for each unit, plus additional revenue from coin laundry. All four units offer 2 bedrooms, 1 bathroom, separate entrances, and updated finishes, making this a turnkey opportunity for investors seeking strong returns. Situated on a massive 94 x 111 lot with flexible R2 zoning permitting uses such as 4-unit dwellings, stacked townhouses and low-rise apartments, this property also offers excellent long-term development potential. The large parking area accommodates plenty of tenant vehicles, while the central Belleville location places you just minutes from downtown, Giant Tiger, Shoppers Drug Mart, Albert College, Loyalist College, and Zwick's Park. Ideal for investors, multi-generational families, or buyers looking to offset their mortgage with substantial rental income.***33 Burton St Belleville also for sale (MLS #X13115290) in rear adjoined lot - opportunity to acquire 6 units total for land assembly with dual road frontages for even more development opportunities.***
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,443
- Land Transfer Tax Fee
- $11,473
Rental Items
- Rental Equipment
- NONE
- Basement Type
- Crawl Space, Unfinished
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- Separate Hydro Meter, Primary Bedroom - Main Floor, In-Law Capability, In-Law Suite, Accessory Apartment, Separate Heating Controls
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Public Transit, Place Of Worship, School, School Bus Route, Library
Building
- Building Type
- Multiplex
- Building Style
- 2 1/2 Storey
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 94.00 ft
- Lot Depth
- 111.00 ft
Inclusions
- Inclusions
- Fridge x4, Stove x4. Coin washer & coin dryer. All in as-is condition.
Exclusions
- Exclusions
- Tenant belongings
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 8
- Total Garage And Parking Spaces
- 8
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 8
- Washrooms
- 4
- Kitchens
- 4
Room sizes
- Primary Bedroom—Third level
- Living Room—Second level
- Kitchen—Second level
- Bedroom 2—Second level
- Living Room—Main level
- Kitchen—Main level
- Primary Bedroom—Main level
- Bedroom 2—Main level
Washrooms
- 4-piece, Main
- 4-piece, Second
- Municipality
- Belleville
- Neighbourhood
- Belleville Ward
- Main cross streets
- Charlotte St / Moodie St
- Directions
- Charlotte St / Moodie St
- MLS® number
- X13115282
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-23
- Listed on
- 2026-05-12
- Days on market
- 72 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- eXp Realty
Home Market Value
Current home valuation for 20-22 Charlotte Street, Belleville, Belleville Ward, Belleville, ON. Listed for $749,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 20-22 Charlotte Street, Belleville, Belleville Ward
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $249,900 over $500K
$49,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $27,986 | $20,922 | $17,848 | $0 |
=Total mortgage | $727,643 | $695,832 | $655,263 | $599,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,553monthly | $3,397monthly | $3,199monthly | $2,929monthly |
Land Transfer Tax
$11,473
$11,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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