
45 Oak Street
Belleville (Belleville Ward), ON K8N 5Y4
- 2+3Bedrooms
- 2Bathrooms
- 0Garage
- 700–1100Sq Ft
- $3,086Tax
- 30×138 ftLot Size
- Estimated Value:$410,344See Free Estimate Report

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About 45 Oak Street, Belleville, Belleville Ward
Summarized Description
- Spacious semi-detached bungalow with two livable levels.
- Fully finished lower level with additional bedrooms.
- Ideal for multigenerational living or rental income.
- Four private driveway spaces for convenient parking.
- Turnkey opportunity with all major appliances included.
- Located minutes from hospital and daily essentials.
- Carpet-free property, offering modern comfort and style.
Some homes simply live bigger than their footprint - and this Belleville semi-detached bungalow is exactly that kind of find. Set on a generous 29 x 137 ft lot, this completely carpet-free property has been thoughtfully finished top to bottom, offering two fully livable levels, each with its own bedrooms, bathroom, and gathering space - a layout that opens the door to multigenerational living, rental income, or simply room to grow. The main floor welcomes you with 2 bedrooms, a bright living room, a functional kitchen, and a full 3-piece bathroom, while downstairs, the fully finished lower level delivers 3 additional bedrooms, a second full bathroom, and a spacious recreation room - practically a second home under one roof. Day-to-day comfort is fully covered with forced air gas heating, central air conditioning, and an in-place water purifier system, while outside, 4 private driveway spaces mean parking is never a concern - no garage required. Ideally positioned just minutes from the hospital and everyday essentials, with easy access via Station Street East, this home puts convenience right at your doorstep. And with all major appliances included - fridge, stove, dishwasher, washer, and dryer - this is a truly turnkey opportunity, ready for its next chapter. Homes offering this much flexibility, space, and value rarely come along in Belleville - come see for yourself.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,086
- Land Transfer Tax Fee
- $5,455
- Basement Type
- Finished, Full
Interior Features
- Interior Extras
- Carpet Free, Primary Bedroom - Main Floor, Water Purifier, Other, In-Law Capability
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Hospital
Building
- Building Type
- Semi-Detached
- Building Style
- Bungalow
- Approx Age
- 16-30
Construction
- Exterior Finish
- Brick Front, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 29.89 ft
- Lot Depth
- 137.81 ft
- Lot Size
- 137.81 x 29.89
- Lot Size Code
- 137.81 x 29.89
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2 + 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Bathroom—Lower level
- Recreation11 x 11.06Lower level
- Bedroom9.05 x 10.04Main level
- Kitchen9 x 12Main level
- Bedroom9 x 9.06Lower level
- Bedroom9 x 9.06Lower level
- Living Room12 x 18.08Main level
- Bedroom10.04 x 9Lower level
- Bathroom—Main level
- Bedroom9.02 x 10.04Main level
Washrooms
- 3-piece, Main
- 3-piece, Basement
- Municipality
- Belleville
- Neighbourhood
- Belleville Ward
- Main cross streets
- Station Street East to Oak Street South to #45A
- Directions
- Station Street East to Oak Street South to #45A
- Waterfront
- None
- MLS® number
- X13623204
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-22
- Listed on
- 2026-07-30
- Days on market
- 54 days
- Possession type
- 30-59 days
- Co-op commission
- 2.5% & Thank You
- Seller
- Listed by
- THE CANADIAN HOME REALTY INC.
Home Market Value
Current home valuation for 45 Oak Street, Belleville, Belleville Ward, Belleville, ON. Listed for $449,000
HOMEH Estimate
$410,344
Estimated Sales Range
$246,206 - $574,482
HOMEH Estimate for 45 Oak Street, Belleville, Belleville Ward
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$22,450
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $17,062 | $12,527 | $10,686 | $0 |
=Total mortgage | $443,612 | $416,627 | $392,336 | $359,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,166monthly | $2,034monthly | $1,916monthly | $1,754monthly |
Land Transfer Tax
$5,455
$5,455
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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