Listed for:Listed Aug 1, 2026
$669,900

45 Main Street S

Bluewater (Bayfield), ON N0M 1G0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 45 Main Street S, Bluewater, Bayfield

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 45 Main Street S, Bluewater, Bayfield

Summarized Description

  • Distinctive split-level bungalow with character
  • Impressive living room with soaring ceiling
  • Renovated kitchen with spacious deck access
  • Cozy family room with patio doors
  • Large backyard surrounded by mature trees
  • Comfortable den and generous storage space
  • Striking stone and wood exterior
  • Convenient powder room on main level

This distinctive split-level bungalow offers a warm and inviting layout with plenty of character throughout. The cozy main-level family room features sliding patio doors leading to the backyard, along with a convenient powder room. A half-level up, the impressive living room showcases a soaring ceiling and a beautiful floor-to-ceiling stone fireplace. The next level features a loft-style dining room overlooking the living room and fireplace, as well as a recently renovated kitchen with direct access to the spacious 16' x 18' deck. The upper level includes a primary bedroom with private access to the main bathroom, along with two additional bedrooms. The lower level provides a comfortable den, laundry area and generous storage space. Outside, the large, lush backyard is surrounded by mature trees and includes a 10' x 18' storage shed with a newer roof and cement floor. A striking stone and wood exterior and paved driveway complete this charming property.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,900
Land Transfer Tax Fee
$9,873

Basement Type
Finished with Walk-Out

Interior Features

Laundry Level
Lower Level
Interior Extras
Storage
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Pool
None
Property Features
Golf, Marina, Rec./Commun.Centre, Wooded/Treed
Other Structures
Shed

Building

Building Type
Detached
Building Style
Sidesplit

Construction

Exterior Finish
Stone, Wood
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
74.87 ft
Lot Depth
132.00 ft

Inclusions

Inclusions
Fridge, stove, dishwasher, washer, dryer, window coverings

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    In Between level, Gas Fireplace
  • Family Room—
    Main level, Gas Fireplace
  • Laundry—
    Lower level
  • Bedroom 3—
    Second level
  • Kitchen—
    Upper level
  • Other—
    Lower level
  • Dining Room—
    Upper level
  • Bedroom 2—
    Second level
  • Recreation—
    Lower level
  • Primary Bedroom—
    Second level

Washrooms

  • 4-piece, Upper
  • 2-piece, Main

Municipality
Bluewater
Neighbourhood
Bayfield
Main cross streets
Bluewater Hwy and Cameron St.
Zoning
R1
Directions
Property is on Bluewater Highway (also called Main St. South)

MLS® number
X13629066
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-01
Updated on
2026-09-01
Days on market
75 days
Possession type
30-59 days
Co-op commission
2%
Seller
Listed by
RE/MAX Reliable Realty Inc

Home Market Value

Current home valuation for 45 Main Street S, Bluewater, Bayfield, Bluewater, ON. Listed for $669,900

HOMEH Estimate

?

$663,678

Estimated Sales Range

?

$524,306 - $803,050

HOMEH Estimate for 45 Main Street S, Bluewater, Bayfield

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$663,678Medium confidence
Based on 3 comparable properties
+ $6,222 (1%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Bluewater, ON
Minimum Down Payment Required:6.3%

5% on first $500K + 10% on $169,900 over $500K

Minimum down payment

$41,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$25,108$18,690$15,944$0
=Total mortgage
$652,804$621,600$585,359$535,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,187monthly$3,035monthly$2,858monthly$2,617monthly
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Land Transfer Tax

Provincial

$9,873

Total Land Transfer Tax

$9,873

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