Listed for:Listed Aug 26, 2026
$549,900

21 Cedar Street

Cambridge (Downtown Cambridge), ON N1S 1T8

Semi-Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 21 Cedar Street, Cambridge, Downtown Cambridge

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 21 Cedar Street, Cambridge, Downtown Cambridge

Summarized Description

  • Extensively renovated semi-detached bungalow
  • Move-in ready with modern updates
  • Open-concept living space with hardwood flooring
  • Private ensuite in primary bedroom
  • Oversized detached garage with hydro
  • Parking for five vehicles available
  • Close to Grand River and walking trails
  • Located near vibrant Gaslight District

Welcome to 21 Cedar Street, a beautifully renovated semi-detached bungalow offering the perfect blend of modern updates, functionality, and walkable urban living. Extensively renovated in 2018 with updated electrical and plumbing, this move-in ready home features hardwood flooring throughout, soaring 10-foot ceilings, and a thoughtfully designed layout ideal for first-time buyers, downsizers, or investors. The bright open-concept living space flows seamlessly into the stunning kitchen, complete with butcher block countertops, stainless steel appliances, an oversized centre island, and exceptional cabinet and drawer storage. The main floor offers two spacious bedrooms, including a primary retreat with a private 3-piece ensuite. The partially finished basement provides additional storage space along with a versatile finished room perfect for a home office, hobby room, or potential third bedroom. Situated on a fully fenced lot, the private backyard is complemented by an oversized detached two-car garage with hydro, making it ideal as a workshop, hobby space, or additional storage. Parking for up to five vehicles between the garage and driveway adds exceptional convenience rarely found in this price range. Enjoy an unbeatable location less than a 5-minute walk to the Grand River, scenic walking trails, and Cambridge's vibrant Gaslight District, offering restaurants, entertainment, events, and waterfront amenities right at your doorstep. With updated windows (2017), extensive renovations, and an exceptional combination of charm, convenience, and versatility, this turnkey property is ready to welcome its next owner.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,357
Land Transfer Tax Fee
$7,473

Basement Type
Full, Partially Finished

Interior Features

Interior Extras
Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Fenced Yard, Park, River/Stream

Building

Building Type
Semi-Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
40.80 ft
Lot Depth
66.12 ft

Inclusions

Inclusions
Built-in Microwave, Dishwasher, Dryer, Garage Door Opener, Refrigerator, Stove, Washer, Water Softener

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
3
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
2
Kitchens
1

Washrooms

  • 3-piece, Main
  • 4-piece, Main

Municipality
Cambridge
Neighbourhood
Downtown Cambridge
Main cross streets
CEDAR AND GRAND
Directions
Google Maps

MLS® number
X13719334
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-26
Updated on
2026-09-25
Days on market
50 days
Possession type
Immediate
Co-op commission
2.0
Seller
Listed by
RE/MAX ESCARPMENT REALTY INC.

Home Market Value

Current home valuation for 21 Cedar Street, Cambridge, Downtown Cambridge, Cambridge, ON. Listed for $549,900

HOMEH Estimate

?

$544,563

Estimated Sales Range

?

$326,738 - $762,388

HOMEH Estimate for 21 Cedar Street, Cambridge, Downtown Cambridge

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$544,563Low confidence
Based on 4 comparable properties
+ $5,337 (1%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cambridge, ON
Minimum Down Payment Required:5.5%

5% on first $500K + 10% on $49,900 over $500K

Minimum down payment

$29,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,786$15,342$13,088$0
=Total mortgage
$540,441$510,252$480,503$439,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,639monthly$2,491monthly$2,346monthly$2,148monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,473

Total Land Transfer Tax

$7,473

Around this home

5/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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