Sold for:Sold Jul 14, 2026
$619,900

22 Cathay Street

Cambridge (East Galt), ON N1R 4V2

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 22 Cathay Street, Cambridge, East Galt

2026-07-03
2026-07-14
Sold
Price
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MLS#
x13518234
2026-04-09
2026-07-02
Terminated
Price
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2026-02-23
2026-04-08
Terminated
Price
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2025-11-27
2026-02-23
Terminated
Price
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2025-11-04
2025-11-26
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 22 Cathay Street, Cambridge, East Galt

Summarized Description

  • Beautifully refreshed century home with historic charm.
  • Fully renovated with modern upgrades throughout.
  • Located on a premium corner lot.
  • Separate upper-level apartment with private access.
  • Features Brazilian hardwood floors and gas range.
  • Open-concept living/dining area for versatility.
  • Ample parking with triple-wide driveway.
  • Minutes away from downtown shops and restaurants.

Discover the perfect blend of historic charm and modern upgrades in this beautifully refreshed century home, ideally situated on a premium corner lot near downtown Cambridge. Recently updated from top to bottom-inside and out-with fresh paint, new flooring, modern lighting, and upgraded bathrooms, this property offers exceptional versatility for a variety of lifestyles. The main floor features 2 separate entrances, 10' ceilings, and 3 spacious rooms, along with a 3-piece bath and a kitchen, providing an expansive layout with possibilities for a home office. The upper-level apartment (completely separate unit) showcases stunning Brazilian hardwood floors, a marble-accented 3-piece bath, a spacious bedroom, an open-concept living/dining area, and an eat-in kitchen with a gas range and a built-in island-additional 2pc bath, separate laundry and its own driveway. From the kitchen, step out to a freshly painted deck with a gazebo, perfect for relaxing or hosting BBQs. Outside, you'll find ample parking with a triple-wide paved driveway on one side and an extra-deep single driveway on the other. Located just minutes fromCambridge's downtown core, shops, and restaurants, this unique property is a rare find.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$6,408
Land Transfer Tax Fee
$8,873

Rental Items

Rental Equipment
Hot Water Tank

Basement Type
Partial Basement, Unfinished

Interior Features

Interior Extras
Carpet Free
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
70.00 ft
Lot Depth
120.00 ft
Lot Size
70.00 x 120.00 Feet
Lot Size Code
70.00 x 120.00 Feet

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
6
Total Garage And Parking Spaces
10

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
3
Kitchens
2
Family / bonus room
Yes

Room sizes

  • Living Room3.96 x 4.39
    Second level
  • Kitchen4.25 x 2.37
    Second level
  • Bedroom4.97 x 2.42
    Main level
  • Kitchen4.21 x 2.35
    Main level
  • Bathroom0.75 x 1.52
    Main level, 2 Pc Bath
  • Bedroom3.73 x 3.32
    Second level
  • Bathroom1.85 x 1.86
    Main level, 3 Pc Bath
  • Dining Room4.25 x 2.66
    Second level
  • Dining Room3.94 x 3.20
    Main level
  • Bathroom1.89 x 2.17
    Second level, 3 Pc Bath
  • Living Room3.92 x 5.43
    Main level
  • Bedroom3.13 x 2.45
    Main level

Washrooms

  • 2-piece, Main
  • 3-piece, Main
  • 3-piece, Second

Area
Cambridge
Municipality
Cambridge
Neighbourhood
East Galt
Main cross streets
Main St/Cathay/Pollock
Zoning
R4
Directions
Main St/Cathay/Pollock

MLS® number
X13518234
Data source
Toronto Regional Real Estate Board
Status change
2026-07-14
Listed on
2026-07-03
Days on market
11 days
Possession type
Immediate
Co-op commission
2 %
Seller
Listed by
RE/MAX REALTY SPECIALISTS INC.

Home Market Value

Current home valuation for 22 Cathay Street, Cambridge, East Galt, Cambridge, ON. Listed for $619,900

HOMEH Estimate

?

$673,000

Estimated Sales Range

?

$555,966 - $790,034

HOMEH Estimate for 22 Cathay Street, Cambridge, East Galt

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$673,000Low confidence
Based on 9 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cambridge, ON
Minimum Down Payment Required:6.0%

5% on first $500K + 10% on $119,900 over $500K

Minimum down payment

$36,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$23,308$17,295$14,754$0
=Total mortgage
$606,014$575,205$541,669$495,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,959monthly$2,808monthly$2,645monthly$2,421monthly
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Land Transfer Tax

Provincial

$8,873

Total Land Transfer Tax

$8,873

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8/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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