Listed for:Listed 23 days ago
$555,000

28 Cambridge Street

Cambridge (East Galt), ON N1R 3R7

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 28 Cambridge Street, Cambridge, East Galt

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 28 Cambridge Street, Cambridge, East Galt

Summarized Description

  • Historic charm with modern renovations throughout.
  • Versatile loft space for various uses.
  • Spa-inspired bathroom adds luxury.
  • Private yard perfect for outdoor living.
  • Commercial zoning offers unique opportunities.
  • Extensive updates for peace of mind.
  • Close to downtown amenities and parks.
  • Inviting living space with soaring ceilings.

Historic charm meets modern living in the heart of Galt! Step inside this beautifully transformed 1880 detached home and discover a unique blend of character, style and functionality. Thoughtfully renovated while preserving its timeless appeal, this home offers an exceptional opportunity for buyers looking for something truly different. The bright, welcoming main level features soaring ceilings, an inviting living space and a modern eat-in kitchen with stainless steel appliances and walkout to the deck and private yard-perfect for morning coffee, entertaining or enjoying summer evenings outdoors. A beautifully updated, spa-inspired bathroom with walk-in shower adds a touch of luxury to everyday living. Upstairs, the versatile loft space provides the flexibility today's buyers are looking for. Use it as a home office, creative studio, guest space, reading retreat or potential additional bedroom, depending on your needs. And the possibilities don't stop there. The property offers commercial and residential zoning, creating exciting potential for those who want to combine their home and business lifestyle, subject to buyer verification and applicable approvals. Extensive improvements were completed, including updated plumbing, electrical, furnace, ductwork, central air, insulation, framing, drywall, exterior finishes, fencing, soffits, eaves, water heater and water softener, with the deck subsequently updated as well. Located just minutes from downtown Galt, you'll have easy access to local shops, restaurants, the farmers' market, parks, trails, transit and other amenities. A distinctive home. A flexible lifestyle. A location with character. Come experience the possibilities at 28 Cambridge Street.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,218
Land Transfer Tax Fee
$7,575

Rental Items

Rental Equipment
Hot Water Heater
Under Contract
Hot Water Heater

Basement Type
Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Public Transit, School Bus Route, River/Stream

Building

Building Type
Detached
Building Style
Bungaloft
Approx Age
100+

Construction

Exterior Finish
Concrete Poured, Stucco (Plaster)
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
52.08 ft
Lot Depth
79.26 ft
Lot Size
0.086

Inclusions

Inclusions
Dishwasher, Dryer, Range Hood, Refrigerator, Stove, Washer

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
2
Kitchens
1

Room sizes

  • Bedroom—
    Main level, Hardwood Floor
  • Loft—
    Second level, Open Concept
  • Living Room—
    Main level, Hardwood Floor, Open Concept
  • Primary Bedroom—
    Main level, Hardwood Floor
  • Bathroom—
    Main level, 3 Pc Bath
  • Bathroom—
    Main level, 2 Pc Bath
  • Dining Room—
    Main level, Hardwood Floor, Open Concept
  • Kitchen—
    Main level, Carpet Free, Hardwood Floor, Open Concept

Washrooms

  • 2-piece, Main

Municipality
Cambridge
Neighbourhood
East Galt
Main cross streets
Cambridge St and Colborne St
Zoning
C1RM1
Directions
Cambridge St

MLS® number
X13818930
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-22
Updated on
2026-10-02
Days on market
23 days
Possession type
Immediate
Co-op commission
2% plus HST
Seller
Listed by
HomeLife Power Realty Inc

Home Market Value

Current home valuation for 28 Cambridge Street, Cambridge, East Galt, Cambridge, ON. Listed for $555,000

HOMEH Estimate

?

$450,000

Estimated Sales Range

?

$355,500 - $557,265

HOMEH Estimate for 28 Cambridge Street, Cambridge, East Galt

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$450,000Medium confidence
Based on 15 comparable properties
+ $105,000 (23%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cambridge, ON
Minimum Down Payment Required:5.5%

5% on first $500K + 10% on $55,000 over $500K

Minimum down payment

$30,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,979$15,485$13,209$0
=Total mortgage
$545,454$514,985$484,959$444,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,663monthly$2,514monthly$2,368monthly$2,168monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,575

Total Land Transfer Tax

$7,575

Around this home

7/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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