Sold for:Sold Apr 21, 2026
$669,990

690 Elgin Street E

Cambridge, ON N1R 7W5

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 690 Elgin Street E, Cambridge

2026-04-07
2026-04-21
Sold
Price
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MLS#
x12967246
2025-12-02
2026-02-02
Terminated
Price
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2025-07-23
2025-11-30
Expired
Price
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2025-07-22
2025-08-18
Rented
Price
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2024-08-30
2025-02-21
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 690 Elgin Street E, Cambridge

Summarized Description

  • Three spacious bedrooms with ample natural light.
  • Fully finished basement with separate entrance.
  • Ideal for in-law suite or rental income.
  • Open-concept layout perfect for families.
  • Full-sized backyard for outdoor entertaining.
  • Located in a high-demand neighborhood.
  • Close to schools, parks, and shopping.
  • Great opportunity for first-time buyers or investors.

Welcome to 690 Elgin St N in Cambridge, located in the highly sought-after North Galt neighbourhood. This well-maintained home features 3 spacious bedrooms and a fully finished basement with separate entrance, kitchen, and full washroom-ideal for an in-law suite or excellent rental income potential.Enjoy a bright, open-concept layout with large windows that bring in plenty of natural light, creating a warm and inviting living space. The home also offers an extended driveway with ample parking and a full-sized backyard, perfect for families and outdoor entertaining.Conveniently located close to top-rated schools, parks, shopping plazas along Franklin Blvd, public transit, and major commuter routes, this property offers both comfort and long-term value.A great opportunity for first-time buyers, families, or investors looking for a move-in ready home with income potential in a high-demand location.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$0
Land Transfer Tax Fee
$9,875

Basement Type
Finished

Interior Features

Interior Extras
None, Other
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick Front
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
35.49 ft
Lot Depth
119.11 ft

Inclusions

Inclusions
All existing appliances during the time of sale, All ELF's

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Electric
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
None

Bedrooms
3 + 1
Washrooms
2
Kitchens
2

Room sizes

  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Den—
    Main level
  • Bathroom—
    Main level

Washrooms

  • 3-piece, Main
  • 3-piece, Lower

Municipality
Cambridge
Main cross streets
Elgin Street N & Franklin Blvd
Directions
Elgin Street N & Franklin Blvd

MLS® number
X12967246
Data source
Toronto Regional Real Estate Board
Status change
2026-04-21
Listed on
2026-04-07
Days on market
14 days
Possession date
2026-04-15
Possession type
Immediate
Co-op commission
2.5% + Hst
Seller
Listed by
CENTURY 21 INNOVATIVE REALTY INC.

Home Market Value

Current home valuation for 690 Elgin Street E, Cambridge, , . Listed for $669,990

HOMEH Estimate

?

$669,500

Estimated Sales Range

?

$588,160 - $750,840

HOMEH Estimate for 690 Elgin Street E, Cambridge

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$669,500High confidence
Based on 12 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Minimum Down Payment Required:6.3%

5% on first $500K + 10% on $169,990 over $500K

Minimum down payment

$41,999

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$25,111$18,693$15,946$0
=Total mortgage
$652,892$621,684$585,437$535,992
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,188monthly$3,035monthly$2,858monthly$2,617monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$9,875

Total Land Transfer Tax

$9,875

Around this home

10/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
Loading map...
4.8 /10

Elgin Street

Public·elementary·120m

4.2 /10

Avenue Road

Public·elementary·520m

4.5 /10

Christ The King

Private·elementary·540m

1.5 /10

St Peter

Private·elementary·750m

10.0 /10

Islamic School of Cambridge

Private·elementary·760m

6.8 /10

St. Benedict

Private·secondary·1.3km

6.3 /10

St Margaret

Private·elementary·1.4km

3.8 /10

Manchester

Public·elementary·1.5km

5.4 /10

Clemens Mill

Public·elementary·1.8km

5.9 /10

Galt

Public·secondary·1.8km

6.3 /10

Blair Road

Public·elementary·1.9km

5.9 /10

Blue Heron

Public·elementary·2.0km

4.4 /10

St Anne

Private·elementary·2.4km

5.9 /10

Mother Theresa

Private·elementary·2.4km

7.2 /10

St Augustine

Private·elementary·2.5km

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