Sold for:Sold May 5, 2026
$499,900

828 Elgin Street N

Cambridge, ON N1R 8C2

Semi-Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 828 Elgin Street N, Cambridge

2026-04-06
2026-05-05
Sold
Price
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MLS#
x12959688

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 828 Elgin Street N, Cambridge

Summarized Description

  • Charming semi-detached home in North Galt.
  • Move-in ready with fresh paint and new windows.
  • Three bedrooms and full bathroom on upper level.
  • Located in a family-friendly neighbourhood.
  • Close to schools, parks, shopping, and transit.
  • Ideal for first-time buyers and investors.
  • Comfortable living space across two levels.

Welcome to this charming semi-detached 2-storey home in nestled in a great North Galt neighbourhood. This well-maintained 3-bedroom home offers a fantastic opportunity for first-time buyers, downsizers, and investors alike. Freshly painted throughout and featuring new windows, the home feels bright, clean, and move-in ready. The functional layout provides comfortable living space across two levels, with three bedrooms and a full bathroom upstairs. Situated in a family-friendly neighbourhood close to great schools, parks, shopping, transit, and everyday amenities, this location makes daily living easy and convenient. Whether you're entering the market, simplifying your lifestyle, or adding to your investment portfolio, this property checks all the boxes. Updates include new windows (except for front bow window), new side door, freshly painted, brand new smoke detectors

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,198
Land Transfer Tax Fee
$6,473

Rental Items

Rental Equipment
Hot water heater, water softener
Under Contract
Water Softener, Hot Water Heater

Basement Type
Partially Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Softener
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Fenced Yard, Park, School, School Bus Route, Public Transit

Building

Building Type
Semi-Detached
Building Style
2-Storey
Approx Age
31-50

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
48.20 ft
Lot Depth
98.60 ft
Lot Shape
Irregular

Inclusions

Inclusions
Dryer, Range Hood, Refrigerator, Smoke Detector, Stove, Washer, Window Coverings, Mirror on stair wall

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
5
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Primary Bedroom—
    Second level
  • Recreation—
    Basement level
  • Utility Room—
    Basement level, Combined w/Laundry

Washrooms

  • 4-piece, Second

Municipality
Cambridge
Main cross streets
Steeles Cres/Acorn Way
Zoning
RS1
Directions
Franklin Blvd to Elgin St N

MLS® number
X12959688
Data source
Toronto Regional Real Estate Board
Status change
2026-05-05
Listed on
2026-04-06
Days on market
29 days
Possession type
Other
Co-op commission
2
Seller
Listed by
ROYAL LEPAGE CROWN REALTY SERVICES

Home Market Value

Current home valuation for 828 Elgin Street N, Cambridge, , . Listed for $499,900

HOMEH Estimate

?

$488,500

Estimated Sales Range

?

$385,915 - $591,085

HOMEH Estimate for 828 Elgin Street N, Cambridge

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$488,500Medium confidence
Based on 5 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,996$13,947$11,898$0
=Total mortgage
$493,901$463,857$436,813$399,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,411monthly$2,265monthly$2,133monthly$1,953monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,473

Total Land Transfer Tax

$6,473

Around this home

9/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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