Sold for:Sold 24 days ago
$499,900

949 Elgin Street N

Cambridge (Greenway-Chaplin), ON N1R 8C6

Semi-Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 949 Elgin Street N, Cambridge, Greenway-Chaplin

2026-09-17
2026-09-23
Sold
Price
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MLS#
x13795596

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 949 Elgin Street N, Cambridge, Greenway-Chaplin

Summarized Description

  • Bright 3-bedroom, 2-bathroom home in North Galt.
  • Updated kitchen with stainless steel appliances.
  • Finished basement with recreation room and bathroom.
  • Private, fully fenced backyard with concrete patio.
  • Open concept layout with modern finishes.
  • Convenient access to schools, parks, and transit.
  • Ideal for first-time buyers or investors.
  • Long driveway accommodates up to three vehicles.

Welcome to this bright and inviting 3-bedroom, 2-bathroom home in North Galt! The main floor offers a fresh, modern feel with stylish flooring, updated lighting and an open, functional layout. Tons of natural light throughout. The newly updated kitchen features stainless steel appliances, ample cabinetry and a bright eat-in area, creating a great space for everyday living and entertaining. Upstairs, you'll find three comfortable bedrooms and an updated bathroom featuring beautiful lighting and modern fixtures. The finished basement extends the living space with a spacious recreation room, pot lights and a convenient 3-piece bathroom, ideal for a family room, home office, gym or guest space. Step outside to enjoy a private, fully fenced backyard surrounded by mature trees, with a concrete patio offering the perfect spot for outdoor dining and relaxing. A garden shed provides additional storage, while the long concrete driveway accommodates up to three vehicles. Situated in family-friendly North Galt, you're within walking distance of schools, parks, shopping, public transit, the YMCA and the ice park. With easy access to Highway 401 via Can-Amera Parkway, this is a convenient location for commuters and families alike. A fantastic opportunity for first-time buyers or investors!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,080
Land Transfer Tax Fee
$6,473

Basement Type
Full, Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
School, Park, Public Transit

Building

Building Type
Semi-Detached
Building Style
2-Storey
Approx Age
31-50

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
31.17 ft
Lot Depth
111.55 ft
Lot Size
3477

Inclusions

Inclusions
Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Room—
    Second level
  • Kitchen—
    Main level
  • Room—
  • Other—
    Basement level, B/I Bar
  • Dining Room—
    Main level
  • Bedroom 2—
    Second level
  • Living Room—
    Main level
  • Primary Bedroom—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath
  • Utility Room—
    Basement level
  • Recreation—
    Basement level
  • Bathroom—
    Basement level, 3 Pc Bath
  • Other—
    Basement level
  • Bedroom—
    Second level

Washrooms

  • 4-piece, Second
  • 3-piece, Basement

Municipality
Cambridge
Neighbourhood
Greenway-Chaplin
Main cross streets
Can-Amera Pkwy & Franklin Blvd
Zoning
RS1
Directions
Can-Amera Pkwy & Franklin Blvd to Elgin St N

MLS® number
X13795596
Data source
Toronto Regional Real Estate Board
Status change
2026-09-23
Listed on
2026-09-17
Days on market
6 days
Possession type
Flexible
Co-op commission
2.5% + HST
Seller
Listed by
eXp Realty

Home Market Value

Current home valuation for 949 Elgin Street N, Cambridge, Greenway-Chaplin, Cambridge, ON. Listed for $499,900

HOMEH Estimate

?

$622,000

Estimated Sales Range

?

$491,380 - $752,620

HOMEH Estimate for 949 Elgin Street N, Cambridge, Greenway-Chaplin

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$622,000Medium confidence
Based on 8 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cambridge, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,996$13,947$11,898$0
=Total mortgage
$493,901$463,857$436,813$399,920
Amortization
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%
%
%
Payment frequency
=Mortgage payment
$2,411monthly$2,265monthly$2,133monthly$1,953monthly
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Land Transfer Tax

Provincial

$6,473

Total Land Transfer Tax

$6,473

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