
949 Elgin Street N
Cambridge (Greenway-Chaplin), ON N1R 8C6
- 3Bedrooms
- 2Bathrooms
- 0Garage
- 700–1100Sq Ft
- $3,080Tax
- 31×112 ftLot Size
- Estimated Value:$622,000See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 949 Elgin Street N, Cambridge, Greenway-Chaplin
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-09-17 | 2026-09-23 | Login to See Prices | Sold | x13795596 |
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About 949 Elgin Street N, Cambridge, Greenway-Chaplin
Summarized Description
- Bright 3-bedroom, 2-bathroom home in North Galt.
- Updated kitchen with stainless steel appliances.
- Finished basement with recreation room and bathroom.
- Private, fully fenced backyard with concrete patio.
- Open concept layout with modern finishes.
- Convenient access to schools, parks, and transit.
- Ideal for first-time buyers or investors.
- Long driveway accommodates up to three vehicles.
Welcome to this bright and inviting 3-bedroom, 2-bathroom home in North Galt! The main floor offers a fresh, modern feel with stylish flooring, updated lighting and an open, functional layout. Tons of natural light throughout. The newly updated kitchen features stainless steel appliances, ample cabinetry and a bright eat-in area, creating a great space for everyday living and entertaining. Upstairs, you'll find three comfortable bedrooms and an updated bathroom featuring beautiful lighting and modern fixtures. The finished basement extends the living space with a spacious recreation room, pot lights and a convenient 3-piece bathroom, ideal for a family room, home office, gym or guest space. Step outside to enjoy a private, fully fenced backyard surrounded by mature trees, with a concrete patio offering the perfect spot for outdoor dining and relaxing. A garden shed provides additional storage, while the long concrete driveway accommodates up to three vehicles. Situated in family-friendly North Galt, you're within walking distance of schools, parks, shopping, public transit, the YMCA and the ice park. With easy access to Highway 401 via Can-Amera Parkway, this is a convenient location for commuters and families alike. A fantastic opportunity for first-time buyers or investors!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,080
- Land Transfer Tax Fee
- $6,473
- Basement Type
- Full, Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- School, Park, Public Transit
Building
- Building Type
- Semi-Detached
- Building Style
- 2-Storey
- Approx Age
- 31-50
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 31.17 ft
- Lot Depth
- 111.55 ft
- Lot Size
- 3477
Inclusions
- Inclusions
- Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Room—Second level
- Kitchen—Main level
- Room—
- Other—Basement level, B/I Bar
- Dining Room—Main level
- Bedroom 2—Second level
- Living Room—Main level
- Primary Bedroom—Second level
- Bathroom—Second level, 4 Pc Bath
- Utility Room—Basement level
- Recreation—Basement level
- Bathroom—Basement level, 3 Pc Bath
- Other—Basement level
- Bedroom—Second level
Washrooms
- 4-piece, Second
- 3-piece, Basement
- Municipality
- Cambridge
- Neighbourhood
- Greenway-Chaplin
- Main cross streets
- Can-Amera Pkwy & Franklin Blvd
- Zoning
- RS1
- Directions
- Can-Amera Pkwy & Franklin Blvd to Elgin St N
- MLS® number
- X13795596
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-23
- Listed on
- 2026-09-17
- Days on market
- 6 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- eXp Realty
Home Market Value
Current home valuation for 949 Elgin Street N, Cambridge, Greenway-Chaplin, Cambridge, ON. Listed for $499,900
HOMEH Estimate
$622,000
Estimated Sales Range
$491,380 - $752,620
HOMEH Estimate for 949 Elgin Street N, Cambridge, Greenway-Chaplin
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,996 | $13,947 | $11,898 | $0 |
=Total mortgage | $493,901 | $463,857 | $436,813 | $399,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,411monthly | $2,265monthly | $2,133monthly | $1,953monthly |
Land Transfer Tax
$6,473
$6,473
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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