Sold for:Sold Feb 21, 2026
$575,000

1041 Stewart 12th Line

Cavan Monaghan (Cavan Twp), ON L0A 1C0

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 1041 Stewart 12th Line, Cavan Monaghan, Cavan Twp

2026-02-17
2026-02-21
Sold
Price
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MLS#
x12792588

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1041 Stewart 12th Line, Cavan Monaghan, Cavan Twp

Summarized Description

  • Chalet-style home on a half-acre lot
  • Stunning rolling valley views from decks
  • Updated eat-in kitchen with French doors
  • Cozy living room with gas fireplace
  • Main floor bedroom and four-piece bath
  • Two spacious bedrooms with private balcony
  • Partially finished lower level for recreation
  • Large detached garage for storage or hobbies

Chalet-style, storey-and-a-half getaway not to be missed. Set on a beautiful treed half-acre lot, this home offers rolling valley views from the front decks and a peaceful, private setting - perfect for downsizers or first-time buyers. The main floor features a bright, updated eat-in kitchen with French doors leading to a private back deck overlooking the wooded lot and fields beyond. A cozy living room with gas fireplace provides stunning front-facing views, along with a convenient main floor bedroom and four-piece bath. Upstairs are two spacious bedrooms, including one with access to a private front balcony for that true cottage feel. The partially finished lower level offers a generous rec space, room for a home office, and an updated laundry area. The large detached garage is ideal for hobbyists or extra storage. Located just 15 minutes from Peterborough with easy access to Highway 115, this property offers quiet country living with city convenience.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,465
Land Transfer Tax Fee
$7,975

Rental Items

Rental Equipment
None
Under Contract
None

Basement Type
Development Potential, Partially Finished, Separate Entrance

Interior Features

Laundry Level
Lower Level
Interior Extras
Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Sewage Pump, Storage, Water Heater
View
Forest, Pasture, Valley
Security Features
Carbon Monoxide Detectors
Fireplace/Stove
Yes
Fireplace Features
Natural Gas, Family Room, Rec Room, Roughed In
Elevator
No

Exterior Features

Exterior Extras
Deck, Privacy, Year Round Living
Pool
None
Property Features
Clear View, School, School Bus Route, Wooded/Treed

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
51-99

Construction

Exterior Finish
Wood
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
100.00 ft
Lot Depth
225.00 ft
Lot Size
0.517
Lot Shape
Irregular

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Microwave, Washer, Dryer, All existing window coverings, Portable tarp shed/garage, Work bench in garage, Items on rear deck - Natural gas BBQ, Patio table and chairs. All appliances/chattels in "as is" condition.

Exclusions

Exclusions
Personal items.

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
6
Total Garage And Parking Spaces
7

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
2 + 1
Washrooms
1
Kitchens
1

Room sizes

  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Bedroom—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Primary Bedroom—
    Upper level
  • Bedroom—
    Upper level
  • Recreation—
    Basement level
  • Utility Room—
    Basement level
  • Other—
    Basement level
  • Laundry—
    Basement level
  • Other—
    Basement level

Washrooms

  • 4-piece, Main

Municipality
Cavan Monaghan
Neighbourhood
Cavan Twp
Main cross streets
County Rd 10 and Hwy 7
Zoning
RES
Directions
County Rd 10 and Hwy 7
Waterfront
None

MLS® number
X12792588
Data source
Toronto Regional Real Estate Board
Status change
2026-02-21
Listed on
2026-02-17
Days on market
4 days
Possession date
2026-03-20
Possession type
Immediate
Co-op commission
2.25%
Seller
Listed by
STONEGUIDE REALTY LIMITED

Home Market Value

Current home valuation for 1041 Stewart 12th Line, Cavan Monaghan, Cavan Twp, Cavan Monaghan, ON. Listed for $575,000

HOMEH Estimate

?

$582,779

Estimated Sales Range

?

$407,945 - $757,613

HOMEH Estimate for 1041 Stewart 12th Line, Cavan Monaghan, Cavan Twp

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$582,779Low confidence
Based on 14 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Cavan Monaghan, ON
Minimum Down Payment Required:5.7%

5% on first $500K + 10% on $75,000 over $500K

Minimum down payment

$32,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
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%
$
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$
%
$
+CMHC insurance
$21,689$16,043$13,685$0
=Total mortgage
$563,914$533,543$502,435$460,000
Amortization
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%
%
%
Payment frequency
=Mortgage payment
$2,753monthly$2,605monthly$2,453monthly$2,246monthly
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Land Transfer Tax

Provincial

$7,975

Total Land Transfer Tax

$7,975

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