Listed for:Listed Aug 28, 2026
$525,000

4 Thomas Court

Central Elgin (Rural Central Elgin), ON N5P 0E5

Semi-Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 4 Thomas Court, Central Elgin, Rural Central Elgin

No listing history available

Real estate boards require you to or to see the full details of this property.

*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 4 Thomas Court, Central Elgin, Rural Central Elgin

Summarized Description

  • Beautifully designed semi-detached bungalow by Hayhoe Homes
  • 2 bedrooms and 2 bathrooms for convenience
  • Open-concept layout with 9' ceilings throughout
  • Designer kitchen with quartz countertops and central island
  • Spacious primary suite with walk-in closet and ensuite
  • Unfinished basement offers future development potential
  • Located in desirable Lynhurst community near amenities
  • Move-in ready with numerous upgrades and warranties

HST Removed! Move-in ready, this beautifully designed bungalow semi-detached home by Hayhoe Homes offers 2 bedrooms, 2 bathrooms, and an attached 2-car garage, set on a pie-shaped lot on a cul-de-sac. The open-concept main floor features 9' ceilings and luxury vinyl plank flooring throughout, highlighted by a designer kitchen with quartz countertops, tile backsplash, pantry, and a central island that flows seamlessly into the great room and dining area with a patio door leading to a rear deck overlooking the backyard. The spacious primary suite includes two closets (walk-in & standard) and private 3-piece ensuite with walk-in shower, complemented by an additional bedroom, a full bath, and convenient main floor laundry. The unfinished basement offers development potential for future family room, additional bedrooms & bathroom. Highlights include a covered front porch, central air conditioning, HRV system, Tarion New Home Warranty, and numerous upgrades throughout. Located in the desirable Lynhurst community, just minutes to London and the amenities of St. Thomas. Taxes to be assessed.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$0
Land Transfer Tax Fee
$6,975

Rental Items

Rental Equipment
Hot Water Heater
Under Contract
Hot Water Heater

Basement Type
Development Potential, Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
ERV/HRV, Sump Pump
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None

Building

Building Type
Semi-Detached
Building Style
Bungalow
Approx Age
New

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Shingles
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
29.70 ft
Lot Depth
107.10 ft
Lot Shape
Pie

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
2
Kitchens
1

Room sizes

  • Great Room—
    Main level

Washrooms

  • 4-piece, Main
  • 3-piece, Main

Municipality
Central Elgin
Neighbourhood
Rural Central Elgin
Main cross streets
Wellington Rd & McBain Line
Zoning
R1-84
Directions
Wellington Rd to McBain Line, right on Watson Cres., left on Freeman Line, right on McBain, left on Thomas Court - builder sign on.

MLS® number
X13721766
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-28
Updated on
2026-08-28
Days on market
48 days
Possession date
2026-09-01
Possession type
30-59 days
Co-op commission
2% NET HST + HST
Seller
Listed by
ELGIN REALTY LIMITED

Home Market Value

Current home valuation for 4 Thomas Court, Central Elgin, Rural Central Elgin, Central Elgin, ON. Listed for $525,000

HOMEH Estimate

?

$519,991

Estimated Sales Range

?

$457,592 - $582,390

HOMEH Estimate for 4 Thomas Court, Central Elgin, Rural Central Elgin

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$519,991High confidence
Based on 8 comparable properties
+ $5,009 (1%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

For the owner

Is this your home? Track its value.

Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.

Approximate location — within this block
Get Directions

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Central Elgin, ON
Minimum Down Payment Required:5.2%

5% on first $500K + 10% on $25,000 over $500K

Minimum down payment

$27,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$19,887$14,648$12,495$0
=Total mortgage
$517,062$487,148$458,745$420,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,525monthly$2,378monthly$2,240monthly$2,051monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,975

Total Land Transfer Tax

$6,975

Around this home

0/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
Loading map...
5.1 /10

Monsignor Morrison

Private·elementary·1.9km

5.8 /10

Lockes

Public·elementary·2.1km

2.8 /10

Arthur Voaden

Public·secondary·2.3km

3.6 /10

Edward Street

Public·elementary·2.4km

Ask HOMEH

New!
H

Hi there!

👋

Text or call (416) 301-9001

Recommended for you

Based on homes you've looked at.

No recommended properties found.

Nearby similar homes

No nearby properties found.