Listed for:Listed Apr 7, 2026
$675,000

42200 McBain Line

Central Elgin (Rural Central Elgin), ON N5P 0E4

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 42200 McBain Line, Central Elgin, Rural Central Elgin

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 42200 McBain Line, Central Elgin, Rural Central Elgin

Summarized Description

  • Ideal for young families or empty nesters
  • 3 bedrooms and 3 bathrooms for convenience
  • Stylish kitchen with quartz countertops
  • Finished basement with potential for 4th bedroom
  • Open-concept layout with 9' ceilings
  • Move-in ready with numerous upgrades
  • Includes a 1.5-car garage and central air
  • Located in a well-designed community

HST Removed! Move-in ready and ideal for young families or empty nesters, The Rumford bungalow by Hayhoe Homes features 3 bedrooms (2+1), 3 bathrooms, and a 1.5-car garage in a well-designed, open-concept layout. The main floor offers 9' ceilings and luxury vinyl plank flooring (as per plan), with a stylish kitchen that includes quartz countertops, a tile backsplash, and central island flowing into the great room with patio door to a rear deck complete with BBQ gas line. The primary suite features a walk-in closet and a 3-piece ensuite with shower. A second bedroom, a full bathroom, and convenient main floor laundry round off the main floor. The finished basement adds a spacious family room, 3rd bedroom, and bathroom with development potential for a future 4th bedroom. Additional highlights include a covered front porch, central air & HRV system, Tarion New Home Warranty, and numerous upgrades throughout. Taxes to be assessed.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$0
Land Transfer Tax Fee
$9,975

Rental Items

Rental Equipment
Hot Water Heater
Under Contract
Hot Water Heater

Basement Type
Finished, Development Potential

Interior Features

Laundry Level
Main Level
Interior Extras
ERV/HRV, Sump Pump
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
New

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Shingles
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
48.40 ft
Lot Depth
103.80 ft
Lot Shape
Irregular

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 1
Washrooms
3
Kitchens
1

Room sizes

  • Great Room—
    Main level

Washrooms

  • 4-piece, Main
  • 3-piece, Main
  • 3-piece, Basement

Municipality
Central Elgin
Neighbourhood
Rural Central Elgin
Main cross streets
Wellington Rd & McBain Line
Zoning
R1-73
Directions
Wellington Rd to McBain Line, right on Watson Cres., left on Freeman Line, left on McBain, house on right side - builder sign on

MLS® number
X12964998
Data source
Toronto Regional Real Estate Board
Listed on
2026-04-07
Updated on
2026-09-21
Days on market
197 days
Possession date
2026-04-01
Possession type
30-59 days
Co-op commission
2% NET HST + HST
Seller
Listed by
ELGIN REALTY LIMITED

Home Market Value

Current home valuation for 42200 McBain Line, Central Elgin, Rural Central Elgin, Central Elgin, ON. Listed for $675,000

HOMEH Estimate

?

$667,701

Estimated Sales Range

?

$527,484 - $807,918

HOMEH Estimate for 42200 McBain Line, Central Elgin, Rural Central Elgin

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$667,701Medium confidence
Based on 11 comparable properties
+ $7,299 (1%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Central Elgin, ON
Minimum Down Payment Required:6.3%

5% on first $500K + 10% on $175,000 over $500K

Minimum down payment

$42,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$25,299$18,833$16,065$0
=Total mortgage
$657,774$626,333$589,815$540,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,212monthly$3,058monthly$2,880monthly$2,637monthly
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Land Transfer Tax

Provincial

$9,975

Total Land Transfer Tax

$9,975

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