Open house
Sun, Oct 18·1:00 p.m.–3:00 p.m.(Public)
Listed for:Listed Mar 6, 2026
$619,000

42420 John Wise Line

Central Elgin (Rural Central Elgin), ON N5R 5T5

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 42420 John Wise Line, Central Elgin, Rural Central Elgin

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 42420 John Wise Line, Central Elgin, Rural Central Elgin

Summarized Description

  • Spacious 3600 sq ft home in Central Elgin
  • 1.5 storey layout with upper apartment
  • Includes 3 bedrooms and family room upstairs
  • Finished lower level for additional space
  • High efficiency gas furnace and central air
  • Huge rear deck with gazebo for outdoor living
  • New windows, paint, flooring, trim, and doors
  • Attached double garage with storage

Nicely located just south of St. Thomas in a rural Central Elgin setting. This 3600 sq ft, 1.5 storey solid home was built in the 70's and has an apartment on the upper level with 3 bedrooms plus kitchen and family room and separate side entrance. Finished lower level. 2 bedrooms on main level. Main house has 400 amp service with all electric heat back up. House does have high efficiency gas furnace with ductwork and central air. Huge rear deck and gazebo. Spacious rooms, spiral staircase, large closets, attached double garage with 2 piece bath and storage under garage. All windows new, paint, flooring, trim and doors.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$0
Land Transfer Tax Fee
$8,855

Basement Type
Finished, Apartment

Interior Features

Interior Extras
Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
31-50

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
29.55 m
Lot Depth
45.60 m
Lot Shape
Rectangular

Inclusions

Inclusions
Hot water heater

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
10
Total Garage And Parking Spaces
12

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic

Bedrooms
5
Washrooms
4
Kitchens
3
Family / bonus room
Yes

Room sizes

  • Primary Bedroom—
    Main level
  • Bedroom—
    Main level
  • Kitchen—
    Main level
  • Living Room—
    Second level
  • Kitchen—
    Second level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Family Room—
    Second level
  • Recreation—
    Lower level
  • Family Room—
    Lower level
  • Kitchen—
    Lower level
  • Laundry—
    Lower level

Washrooms

  • 4-piece, Second
  • 4-piece, Second
  • 4-piece, Main
  • 2-piece, Main

Municipality
Central Elgin
Neighbourhood
Rural Central Elgin
Main cross streets
SUNSET DRIVE
Zoning
R1
Directions
SUNSET DR SUTH OF ST. THOMAS THURN WEST ON JOHN WISE LINE

MLS® number
X12856292
Data source
Toronto Regional Real Estate Board
Listed on
2026-03-06
Updated on
2026-10-13
Days on market
224 days
Possession type
Flexible
Co-op commission
2%+HST
Seller
Listed by
RE/MAX CENTRE CITY REALTY INC.

Home Market Value

Current home valuation for 42420 John Wise Line, Central Elgin, Rural Central Elgin, Central Elgin, ON. Listed for $619,000

HOMEH Estimate

?

$680,900

Estimated Sales Range

?

$408,540 - $953,260

HOMEH Estimate for 42420 John Wise Line, Central Elgin, Rural Central Elgin

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$680,900Low confidence
Based on 14 comparable properties
− $61,900 (9%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Central Elgin, ON
Minimum Down Payment Required:6.0%

5% on first $500K + 10% on $119,000 over $500K

Minimum down payment

$36,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$23,274$17,270$14,732$0
=Total mortgage
$605,134$574,370$540,882$495,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,955monthly$2,804monthly$2,641monthly$2,418monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$8,855

Total Land Transfer Tax

$8,855

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