
495 Tower Street N
Centre Wellington (Fergus), ON N1M 2N8
- 2Bedrooms
- 3Bathrooms
- 1Garage
- 2500–3000Sq Ft
- $5,513Tax
- 107×80 ftLot Size
- Estimated Value:$872,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 495 Tower Street N, Centre Wellington, Fergus
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-01 | 2026-07-02 | Login to See Prices | Sold | x13073340 |
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About 495 Tower Street N, Centre Wellington, Fergus
Summarized Description
- Stately century home with timeless character.
- Custom cabinetry in redesigned kitchen.
- Post-and-beam addition enhances space.
- Refinished flooring adds warmth and charm.
- Finished attic space for flexible use.
- Mature landscaping creates a private retreat.
- Located steps from downtown Fergus.
- Extensive renovations for modern comfort.
Welcome to one of Fergus' most admired century homes - a stately, beautifully cared-for property that blends timeless character with thoughtful, high-quality updates. Set just steps from downtown, this home offers the charm, walkability, and peaceful surroundings that make this neighbourhood so special. Inside, you'll find warm, inviting spaces filled with natural light, original details, and the craftsmanship you expect in a home of this era. Over the years, the owners have completed extensive renovations and improvements: a post-and-beam addition, redesigned kitchen with custom cabinetry, refinished maple and pine flooring, updated bathrooms, insulated basement, newer windows, a Daikin heat pump system, tankless water heater, upgraded electrical, and a long list of careful maintenance that preserves the integrity of the home while enhancing comfort. The layout is ideal for the buyer who wants character without sacrificing function - generous principal rooms, a serene primary suite, flexible spaces for hobbies or guests, and a finished third level attic space with additional room to spread out. The HEATED cobblestone walkway, custom storm doors, and restored Tower Street entrance add to the home's charm and ease of living. Outside, the property truly shines. The front porch offers a quiet place to watch the world go by, while the backyard feels like a private garden retreat with mature landscaping, drip irrigation, and beautifully manicured beds. It's the perfect setting for morning coffee, family visits, or peaceful afternoons at home. With its blend of history, quality updates, and an unbeatable location, this is a rare opportunity to own a landmark Fergus home that has been loved, maintained, and ready for its next chapter.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,513
- Land Transfer Tax Fee
- $18,455
Rental Items
- Rental Equipment
- None
- Under Contract
- None
- Basement Type
- Partial Basement
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Auto Garage Door Remote, Water Heater Owned, Water Softener, On Demand Water Heater, Sump Pump, Water Treatment
- Fireplace/Stove
- Yes
- Fireplace Features
- Family Room, Living Room, Natural Gas
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Porch
- Pool
- None
- Property Features
- Arts Centre, Hospital, Library, Park, River/Stream
- Other Structures
- Fence - Full, Shed
Building
- Building Type
- Detached
- Building Style
- 2 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Board & Batten , Stone
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 107.00 ft
- Lot Depth
- 80.00 ft
Inclusions
- Inclusions
- Dishwasher, Gas Stove, Fridge, Washer, Dryer, Garage Door Opener, All Window Coverings, Brass Chandeliers in Dining Room and Foyer, Furniture and shelving located in the basement.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air, Other
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Foyer—Main level, Heated Floor
- Dining Room—Main level, Beamed Ceilings, Leaded Glass
- Family Room—Main level, Fireplace, Beamed Ceilings, W/O To Deck
- Kitchen—Main level, Stone Counters, Stone Floor, Centre Island
- Sitting—Main level, Fireplace, Hardwood Floor, Wood Trim
- Living Room—Main level, Pocket Doors, Hardwood Floor, Wood Trim
- Den—Main level, Hardwood Floor, Wood Trim, Pocket Doors
- Bedroom 2—Second level
- Primary Bedroom—Second level, 4 Pc Ensuite, His and Hers Closets, Hardwood Floor
- Loft—Third level
Washrooms
- 2-piece, Main
- 3-piece, Second
- 4-piece, Second
- Municipality
- Centre Wellington
- Neighbourhood
- Fergus
- Main cross streets
- Garafraxa
- Zoning
- R2
- Directions
- Corner of Garafraxa St and Tower St N. Street parking on Tower St N. Driveway is off of Garafraxa St.
- MLS® number
- X13073340
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-02
- Listed on
- 2026-05-01
- Days on market
- 62 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- Keller Williams Home Group Realty
Home Market Value
Current home valuation for 495 Tower Street N, Centre Wellington, Fergus, Centre Wellington, ON. Listed for $1,099,000
HOMEH Estimate
$872,500
Estimated Sales Range
$689,275 - $1,055,725
HOMEH Estimate for 495 Tower Street N, Centre Wellington, Fergus
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $599,000 over $500K
$84,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $40,531 | $30,662 | $26,156 | $0 |
=Total mortgage | $1,053,809 | $1,019,762 | $960,306 | $879,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $5,145monthly | $4,979monthly | $4,689monthly | $4,293monthly |
Land Transfer Tax
$18,455
$18,455
Around this home
No schools found nearby
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