Sold for:Sold Jul 2, 2026
$1,099,000

495 Tower Street N

Centre Wellington (Fergus), ON N1M 2N8

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 495 Tower Street N, Centre Wellington, Fergus

2026-05-01
2026-07-02
Sold
Price
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MLS#
x13073340

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 495 Tower Street N, Centre Wellington, Fergus

Summarized Description

  • Stately century home with timeless character.
  • Custom cabinetry in redesigned kitchen.
  • Post-and-beam addition enhances space.
  • Refinished flooring adds warmth and charm.
  • Finished attic space for flexible use.
  • Mature landscaping creates a private retreat.
  • Located steps from downtown Fergus.
  • Extensive renovations for modern comfort.

Welcome to one of Fergus' most admired century homes - a stately, beautifully cared-for property that blends timeless character with thoughtful, high-quality updates. Set just steps from downtown, this home offers the charm, walkability, and peaceful surroundings that make this neighbourhood so special. Inside, you'll find warm, inviting spaces filled with natural light, original details, and the craftsmanship you expect in a home of this era. Over the years, the owners have completed extensive renovations and improvements: a post-and-beam addition, redesigned kitchen with custom cabinetry, refinished maple and pine flooring, updated bathrooms, insulated basement, newer windows, a Daikin heat pump system, tankless water heater, upgraded electrical, and a long list of careful maintenance that preserves the integrity of the home while enhancing comfort. The layout is ideal for the buyer who wants character without sacrificing function - generous principal rooms, a serene primary suite, flexible spaces for hobbies or guests, and a finished third level attic space with additional room to spread out. The HEATED cobblestone walkway, custom storm doors, and restored Tower Street entrance add to the home's charm and ease of living. Outside, the property truly shines. The front porch offers a quiet place to watch the world go by, while the backyard feels like a private garden retreat with mature landscaping, drip irrigation, and beautifully manicured beds. It's the perfect setting for morning coffee, family visits, or peaceful afternoons at home. With its blend of history, quality updates, and an unbeatable location, this is a rare opportunity to own a landmark Fergus home that has been loved, maintained, and ready for its next chapter.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,513
Land Transfer Tax Fee
$18,455

Rental Items

Rental Equipment
None
Under Contract
None

Basement Type
Partial Basement

Interior Features

Laundry Level
Main Level
Interior Extras
Auto Garage Door Remote, Water Heater Owned, Water Softener, On Demand Water Heater, Sump Pump, Water Treatment
Fireplace/Stove
Yes
Fireplace Features
Family Room, Living Room, Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Porch
Pool
None
Property Features
Arts Centre, Hospital, Library, Park, River/Stream
Other Structures
Fence - Full, Shed

Building

Building Type
Detached
Building Style
2 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Board & Batten , Stone
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
107.00 ft
Lot Depth
80.00 ft

Inclusions

Inclusions
Dishwasher, Gas Stove, Fridge, Washer, Dryer, Garage Door Opener, All Window Coverings, Brass Chandeliers in Dining Room and Foyer, Furniture and shelving located in the basement.

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air, Other
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Foyer—
    Main level, Heated Floor
  • Dining Room—
    Main level, Beamed Ceilings, Leaded Glass
  • Family Room—
    Main level, Fireplace, Beamed Ceilings, W/O To Deck
  • Kitchen—
    Main level, Stone Counters, Stone Floor, Centre Island
  • Sitting—
    Main level, Fireplace, Hardwood Floor, Wood Trim
  • Living Room—
    Main level, Pocket Doors, Hardwood Floor, Wood Trim
  • Den—
    Main level, Hardwood Floor, Wood Trim, Pocket Doors
  • Bedroom 2—
    Second level
  • Primary Bedroom—
    Second level, 4 Pc Ensuite, His and Hers Closets, Hardwood Floor
  • Loft—
    Third level

Washrooms

  • 2-piece, Main
  • 3-piece, Second
  • 4-piece, Second

Municipality
Centre Wellington
Neighbourhood
Fergus
Main cross streets
Garafraxa
Zoning
R2
Directions
Corner of Garafraxa St and Tower St N. Street parking on Tower St N. Driveway is off of Garafraxa St.

MLS® number
X13073340
Data source
Toronto Regional Real Estate Board
Status change
2026-07-02
Listed on
2026-05-01
Days on market
62 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
Keller Williams Home Group Realty

Home Market Value

Current home valuation for 495 Tower Street N, Centre Wellington, Fergus, Centre Wellington, ON. Listed for $1,099,000

HOMEH Estimate

?

$872,500

Estimated Sales Range

?

$689,275 - $1,055,725

HOMEH Estimate for 495 Tower Street N, Centre Wellington, Fergus

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$872,500Medium confidence
Based on 8 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Centre Wellington, ON
Minimum Down Payment Required:7.7%

5% on first $500K + 10% on $599,000 over $500K

Minimum down payment

$84,900

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$1,053,809$1,019,762$960,306$879,200
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$5,145monthly$4,979monthly$4,689monthly$4,293monthly
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Land Transfer Tax

Provincial

$18,455

Total Land Transfer Tax

$18,455

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