Sold for:Sold Aug 24, 2026
$654,000

1271 Ontario Street

Cobourg, ON K9A 3E1

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 1271 Ontario Street, Cobourg

2026-05-27
2026-08-24
Sold
Price
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MLS#
x13196130

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1271 Ontario Street, Cobourg

Summarized Description

  • Well maintained family home on a large lot
  • 5 spacious bedrooms ideal for families
  • Formal living and dining rooms for entertaining
  • Bright eat-in kitchen for everyday use
  • Cozy family room with gas fireplace
  • Finished basement with additional living space
  • Private backyard with covered patio
  • Close to golf course and waterfront

This well maintained family home is perfectly situated on a generously sized lot in a desirable location, just a short drive to The Mill Golf Course, the YMCA, and the beautiful Cobourg Waterfront. Offering 5 bedrooms and an abundance of living space, this home is ideal for growing families and those who love to entertain. The formal living and dining rooms provide elegant spaces for hosting family gatherings and special occasions, while the bright and cheerful eat in kitchen is perfect for everyday living. The inviting family room features a cozy gas fireplace and walkout to the private backyard and covered patio, creating the perfect setting for relaxing evenings and quality family time. Upstairs, you'll find 4 generously sized bedrooms, including a spacious primary retreat complete with a 3-piece ensuite. The finished basement adds even more functional living space with an additional bedroom, a comfortable rec room ideal for unwinding, a laundry room, and a large workshop for hobbies or storage. Spend your summer evenings enjoying beautiful sunsets from the deck and patio in the peaceful backyard oasis.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,357
Land Transfer Tax Fee
$9,555

Rental Items

Rental Equipment
nil

Basement Type
Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
None
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
66.00 ft
Lot Depth
160.00 ft

Inclusions

Inclusions
fridge, stove, BI dishwasher, washer, dryer, hot water heater, all electrical light fixtures, all window coverings, all in as is condition

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
8
Total Garage And Parking Spaces
10

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Septic

Bedrooms
4 + 1
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Washrooms

  • 3-piece, Second
  • 4-piece, Second
  • 2-piece, Main

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Ontario St & June Ave
Directions
Go north on Ontario st.

MLS® number
X13196130
Data source
Toronto Regional Real Estate Board
Status change
2026-08-24
Listed on
2026-05-27
Days on market
89 days
Possession type
Immediate
Co-op commission
2% plus hst
Seller
Listed by
RE/MAX ROUGE RIVER REALTY LTD.

Home Market Value

Current home valuation for 1271 Ontario Street, Cobourg, Cobourg, ON. Listed for $654,000

HOMEH Estimate

?

$681,000

Estimated Sales Range

?

$537,990 - $824,010

HOMEH Estimate for 1271 Ontario Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$681,000Medium confidence
Based on 4 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:6.2%

5% on first $500K + 10% on $154,000 over $500K

Minimum down payment

$40,400

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,538$18,247$15,565$0
=Total mortgage
$637,990$606,847$571,465$523,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,115monthly$2,963monthly$2,790monthly$2,555monthly
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Land Transfer Tax

Provincial

$9,555

Total Land Transfer Tax

$9,555

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