Sold for:Sold Jul 10, 2026
$799,900

1072 Ontario Street

Cobourg, ON K9A 3C7

Detached House SoldNot available

This home has sold. It is no longer available.

Property not available for sale or for rent.

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Sale & Price History for 1072 Ontario Street, Cobourg

2026-06-16
2026-07-10
Sold
Price
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MLS#
x13450928
2026-05-25
2026-06-16
Terminated
Price
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2026-03-31
2026-05-25
Terminated
Price
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About 1072 Ontario Street, Cobourg

Summarized Description

  • Turnkey bungalow with classic charm and modern luxury.
  • Rare backyard oasis backing onto The Mill Golf Course.
  • Gourmet kitchen with quartz countertops and ample prep space.
  • Primary suite features walk-in glass shower and heated towel racks.
  • Versatile lower level with family room and kitchenette.
  • Fully fenced yard ideal for kids and pets.
  • Unique man-cave/she-shack for hobbies or relaxation.
  • Minutes from Cobourg's beach and historic downtown.

Discover the perfect blend of classic charm and modern luxury in this meticulously maintained, turnkey bungalow. Situated on a premium, deep lot in a mature central Cobourg neighborhood, this home offers a rare backyard oasis backing onto The Mill Golf Course. Inside, the sun-drenched main floor features a spacious L-shaped living and dining area, anchored by a cozy gas fireplace and elegant oak hardwood flooring. The gourmet kitchen is a true showpiece, boasting sleek quartz countertops and ample prep space. Retreat to the primary suite, a private sanctuary complete with a stunning walk-in glass shower and the added luxury of heated towel racks. The fully finished lower level offers incredible versatility, featuring a large family room with a convenient kitchenette, a luxury 3-piece bath, and a flexible third bedroom currently utilized as a home office-ideal for multi-generational living or a premium guest suite. Enjoy barbeques and evenings on your raised back deck or ground level patio and a fully fenced area ensures peace of mind for kids and pets alike. A dedicated man-cave/she-shack at the back of the lot provides the ultimate getaway for hobbies or relaxation. The attached single-car garage features a rare drive-thru door to the backyard, making the storage of seasonal items, lawn equipment, or patio furniture an absolute breeze. Located just minutes from Cobourg's famous white-sand beach and historic downtown, this home isn't just a move-it's an upgrade to your lifestyle.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,878
Land Transfer Tax Fee
$12,473

Rental Items

Rental Equipment
Hot Water Tank
Under Contract
Hot Water Tank-Gas

Basement Type
Full, Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Auto Garage Door Remote, Carpet Free, Floor Drain, In-Law Capability, Primary Bedroom - Main Floor, Storage, Upgraded Insulation, Workbench
View
Golf Course, Hills, Trees/Woods
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Fireplace Insert, Living Room, Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Patio, Privacy, Porch
Pool
None
Property Features
Golf, Hospital, Public Transit, Rec./Commun.Centre, School
Other Structures
Garden Shed, Shed

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
80.75 ft
Lot Depth
194.96 ft
Lot Size
0.352
Lot Shape
Rectangular

Inclusions

Inclusions
All window coverings, Refrigerators (2), Stove, Dishwasher, Washer, Dryer, Stand up Freezer(bsmt), All ELF's, 4 bar stools in kitchen, shelving in garage, mirror in 2nd bedroom, wall speakers for sound system, weather station, metal BBQ Gazebo, workbench, extension ladder, desk in bedroom (bsmt), LazyBoy couch and chair (bsmt), Tall black planters

Exclusions

Exclusions
Gas fireplace on deck, BBQ on deck, wine cabinet in dining room, all personal items, all artwork, 2 bar stools in basement, wooden desk in bsmt rec room, green portable shed and all contents, all contents of "man cave/she shack", air compressor and all personal items in garage.

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
6
Total Garage And Parking Spaces
7

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Available

Bedrooms
2 + 1
Washrooms
3
Kitchens
1

Room sizes

  • Kitchen—
    Ground level, Ceramic Floor, Pot Lights, Open Concept
  • Dining Room—
    Ground level, Hardwood Floor, W/O To Deck, Combined w/Kitchen
  • Living Room—
    Ground level, Hardwood Floor, Gas Fireplace, Built-in Speakers
  • Primary Bedroom—
    Ground level, Hardwood Floor, 3 Pc Ensuite, Ceiling Fan(s)
  • Bedroom 2—
    Ground level, Hardwood Floor, Ceiling Fan(s)
  • Bathroom—
    Ground level, Ceramic Floor, 2 Pc Bath
  • Recreation—
    Basement level, Plank
  • Bathroom—
    Basement level, 3 Pc Bath, Ceramic Floor
  • Bedroom 3—
    Basement level, Plank, Closet
  • Laundry—
    Basement level
  • Workshop—
    Basement level

Washrooms

  • 2-piece, Ground
  • 3-piece, Ground
  • 3-piece, Basement

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Elgin St & Ontario St
Directions
From Hwy 401, S. on Burnham St., E. on Elgin St., N. on Ontario Street
Waterfront
None

MLS® number
X13450928
Data source
Toronto Regional Real Estate Board
Status change
2026-07-10
Listed on
2026-06-16
Days on market
24 days
Possession type
1-29 days
Co-op commission
2% + HST
Seller
Listed by
ROYAL LEPAGE PROALLIANCE REALTY

Home Market Value

Current home valuation for 1072 Ontario Street, Cobourg, Cobourg, ON. Listed for $799,900

HOMEH Estimate

?

$816,500

Estimated Sales Range

?

$645,035 - $987,965

HOMEH Estimate for 1072 Ontario Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$816,500Medium confidence
Based on 4 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:6.9%

5% on first $500K + 10% on $299,900 over $500K

Minimum down payment

$54,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$29,788$22,317$19,038$0
=Total mortgage
$774,495$742,227$698,953$639,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,781monthly$3,624monthly$3,413monthly$3,124monthly
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Land Transfer Tax

Provincial

$12,473

Total Land Transfer Tax

$12,473

Around this home

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