Listed for:Listed Sep 9, 2026
$489,900

Unit 215, 145 Third Street

Cobourg, ON K9A 5X1

Condo Apartment For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for Unit 215, 145 Third Street, Cobourg

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit 215, 145 Third Street, Cobourg

Summarized Description

  • Desirable waterfront lifestyle in Cobourg.
  • Bright, beautifully maintained 2 bed/2 bath condo.
  • Open-concept living area with large windows.
  • Private balcony overlooking Downtown Cobourg.
  • Renovated kitchen with quartz countertops.
  • Convenient in-suite laundry and underground parking.
  • Close to marina, beach, and dining options.
  • Carefree condo living in a vibrant community.

Enjoy the very best of Cobourg's waterfront lifestyle just steps from the lake, marina, beach, and vibrant downtown core. Morning walks along the harbour, afternoons at Victoria Park beach, boating from the nearby marina, and evenings dining at local cafés and restaurants are all right outside your door. This sought-after location offers the perfect blend of scenic lakeside living and everyday convenience with truly low-maintenance condo living. Inside, this bright and beautifully maintained 2 bed/2 bath condo offers a functional layout with spacious principal rooms and an inviting open-concept living area. The living room features large windows and a walkout to a private balcony, offering a comfortable outdoor space to relax, overlooking Downtown Cobourg. The kitchen showcases maple cabinetry, a full appliance package, and ample prep space on the quartz countertops, flowing seamlessly into the formal dining area-ideal for entertaining. The primary bedroom provides generous double closets and an updated 4-piece ensuite, while the secondary bedroom is conveniently located on the other side of the unit, serviced by a 3-piece main bathroom and access to in-suite laundry. Additional highlights include fresh paint, premium laminate flooring, one underground parking space and a storage locker. A wonderful opportunity to enjoy carefree condo living in one of Cobourg's most desirable waterfront communities.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,483
Land Transfer Tax Fee
$6,273

Condo/Maintenance Fee

Maintenance Fee
$974 /month

Included In Maintenance Fee

  • Water Included
  • Building Insurance Included
  • Parking Included

Basement Type
None

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
In Bathroom
Laundry Level
Main Level
Interior Extras
Other
Fireplace/Stove
No
Elevator
No

Exterior Features

Balcony
Terrace

Building Amenities

  • Party Room/Meeting Room

Building

Building Type
Condo Apartment
Building Style
Apartment
Condo Corp Number
44

Construction

Exposure
North
Exterior Finish
Brick, Vinyl Siding
Special Designation
Unknown

Inclusions

Inclusions
All electric light fixtures & fans, all window coverings & blinds, refrigerator, stove, dishwasher, stackable washer dryer, smoke detectors, carbon monoxide detectors (all 'as is')

Parking & Garages

Garage Type
Underground
Garage Spaces
1
Parking Type
Exclusive
Parking Spaces
1
Total Garage And Parking Spaces
1

Lockers

Locker Type
Exclusive

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air

Bedrooms
2
Washrooms
3
Kitchens
1

Room sizes

  • Primary Bedroom—
    Main level
  • Bedroom—
    Main level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Bathroom—
    Main level, 4 Pc Ensuite
  • Bathroom—
    Main level, 3 Pc Bath
  • Primary Bedroom—
    Main level
  • Kitchen—
    Main level

Washrooms

  • 3-piece
  • 4-piece

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Albert St & 3rd St
Directions
Albert St to 3rd St
Waterfront
None

MLS® number
X13761790
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-09
Updated on
2026-10-15
Days on market
36 days
Possession type
Immediate
Co-op commission
2%
Seller
Listed by
RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Home Market Value

Current home valuation for Unit 215, 145 Third Street, Cobourg, Cobourg, ON. Listed for $489,900

HOMEH Estimate

?

$559,758

Estimated Sales Range

?

$335,855 - $783,661

HOMEH Estimate for Unit 215, 145 Third Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$559,758Low confidence
Based on 4 comparable properties
− $69,858 (12%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,495

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,616$13,668$11,660$0
=Total mortgage
$484,021$454,578$428,075$391,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,363monthly$2,219monthly$2,090monthly$1,914monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,273

Total Land Transfer Tax

$6,273

Around this home

3/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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