463 Division Street
Cobourg, ON K9A 3S1
- 3Bedrooms
- 2Bathrooms
- 3Parking
- 1500–2000Sq Ft
- $4,256Tax
- 47×124 ftLot Size
Free EstimateSee Free Estimate Report
Sale & Price History for 463 Division Street, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 463 Division Street, Cobourg
Summarized Description
- Versatile property with two separate living spaces.
- Updated kitchens in both units enhance value.
- In-unit laundry adds convenience for residents.
- Large backyard offers outdoor relaxation space.
- Ideal for investors or multi-generational living.
- Located near Cobourg Beach and downtown amenities.
- Great income potential from renting one unit.
- Highly walkable location with everyday conveniences.
A versatile opportunity in the heart of Cobourg, offering two separate living spaces just a short walk from the beach, historic downtown, and everyday amenities. The lower unit features two bedrooms, an updated kitchen, in-unit laundry, and comfortable living space, while the upper unit offers one bedroom, its own updated kitchen, and a spacious living area. With separate upper and lower accommodations, the property provides plenty of flexibility for investors, multi-generational living, or buyers looking to occupy one unit while generating income from the other. Outside, a large backyard provides additional space to relax and enjoy the property, a valuable feature in such a central location. Within walking distance of Cobourg Beach, the waterfront, downtown shops and restaurants, and everyday conveniences, this property combines location with exciting income and future potential. Whether you're looking to expand your investment portfolio or find a home that can adapt to your lifestyle, this unique Cobourg property offers plenty of possibilities in a highly walkable location.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,256
- Land Transfer Tax Fee
- $9,255
Rental Items
- Rental Equipment
- HWT.
- Under Contract
- Hot Water Heater
- Basement Type
- Unfinished, Partial Basement
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Carpet Free, In-Law Suite, Primary Bedroom - Main Floor, Storage
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch
- Pool
- None
- Property Features
- Beach, Fenced Yard, Park, Place Of Worship, School
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Shingles
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 47.00 ft
- Lot Depth
- 124.00 ft
- Lot Size
- 0.13
Inclusions
- Inclusions
- Fridge x2, stove x2, microwave, porch chairs, patio table and chairs, bathroom shelf.
Exclusions
- Exclusions
- Staging items.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- No
- Telephone
- No
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Kitchen—Second level
- Bathroom—Second level
- Bedroom 2—Main level
- Kitchen—Main level
- Living Room—Main level
- Living Room—Second level
- Bathroom—Main level
- Bedroom 3—Second level
- Primary Bedroom—Main level
Washrooms
- 4-piece, Main
- 4-piece, Second
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Spencer St. W
- Zoning
- R3
- Directions
- From Hwy. 401, exit south onto Division St. Follow until your reach the property. (Located between Park St. & Spencer St. W.)
- MLS® number
- X13770432
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-11
- Updated on
- 2026-09-11
- Days on market
- 36 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- EXP REALTY, BROKERAGE
Home Market Value
Current home valuation for 463 Division Street, Cobourg, Cobourg, ON. Listed for $639,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 463 Division Street, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $139,000 over $500K
$38,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,001 | $17,828 | $15,208 | $0 |
=Total mortgage | $624,022 | $592,928 | $558,358 | $511,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,047monthly | $2,895monthly | $2,726monthly | $2,496monthly |
Land Transfer Tax
$9,255
$9,255
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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