
191 Stuart Street
Cobourg, ON K9A 2Y1
- 4Bedrooms
- 2Bathrooms
- 2Garage
- 2500–3000Sq Ft
- $6,769Tax
- 66×160 ftLot Size
- Estimated Value:$1,154,794See Free Estimate Report

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About 191 Stuart Street, Cobourg
Summarized Description
- Spacious home with nearly 3,000 sq.ft. of living space.
- Private lot measuring 66' x 160'.
- Features a renovated kitchen and updated bathroom.
- Includes a large office and sun-filled primary bedroom.
- Potential for self-contained in-law suite.
- Oversized two-car garage with drive-through access.
- Located near lake and hiking trails.
- R3 zoning allows for investment opportunities.
Modern living in a well maintained Circa1866 home offers nearly 3,000 sq.ft. of living space, on a mature, private 66' x 160' lot. Situated on a quiet street, (only one block), just steps to the lake and hiking trails nearby, and close to downtown. With 4 bedrooms, large office, eat-in kitchen and family room with walkout to the patio and backyard, there's lots of room to roam or find a private corner. The home features 9' ceilings on main floor, 9.5' on 2nd floor. Many original hardwood floors, handcrafted staircase, spacious upstairs landing, stained-glass transom, wood-burning fireplace, large walk-in pantry, a sun-filled primary bedroom with skylights and cathedral ceiling, and windows on all sides of the house.. Car, hobby and sports enthusiasts, take note! Completing the package is an oversized two-car garage with convenient drive-through access to the backyard. Extensive updates include a renovated kitchen, updated bathroom with heated floors, 200-amp electrical service, Fujitsu ductless heating and cooling units, a waterproofed basement system with battery backup, a high-efficiency Rheem furnace, and significant roof improvements. Complete list of improvements available. Built-in income, investment and/or multigenerational potential.The rear of the home is suited to a self-contained, above-grade in-law or rental suite. With its own rear and side entrances and secondary staircase already in place, the conversion is easy: add a kitchen and bath within an already-generous footprint to create a private suite. (R3 zoning.)
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $6,769
- Land Transfer Tax Fee
- $16,275
- Basement Type
- Partial Basement, Unfinished
Interior Features
- Interior Extras
- Water Heater
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood, Family Room
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Fenced Yard
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Stone, Block
- Special Designation
- Unknown
Lot
- Lot Front
- 66.00 ft
- Lot Depth
- 160.00 ft
- Lot Size
- 10182.65
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, stove, dishwasher, freezer, washer, all existing window coverings, all existing light fixtures, carpet where laid, all in "as-is" condition. All other permanent items on the property, belonging to the owner and deemed free of encumbrances.
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Wall Unit(s)
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Bedroom 3—Second level, Large Closet, Overlooks Frontyard
- Living Room—Ground level, Overlooks Garden, Hardwood Floor
- Kitchen—Ground level, B/I Dishwasher, Breakfast Area, Hardwood Floor
- Bedroom 4—Second level, Overlooks Backyard, Double Closet, Large Window
- Primary Bedroom—Second level, Cathedral Ceiling(s), Large Closet, Skylight
- Family Room—Ground level, Fireplace, Walk-Out, B/I Shelves
- Bedroom 2—Second level, Closet
- Dining Room—Ground level, Overlooks Backyard, Hardwood Floor, Hardwood Floor
- Other—Second level, Overlooks Backyard
- Office—Second level, Overlooks Backyard
Washrooms
- 2-piece, Ground
- 4-piece, Second
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- King/Burnham
- Zoning
- R3
- Directions
- Road closed near Stuart. Detour signage in place. (Use Westwood to King and turn left.)
- Waterfront
- Indirect
- MLS® number
- X13627504
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-17
- Listed on
- 2026-07-31
- Days on market
- 17 days
- Possession date
- 2026-10-01
- Possession type
- Flexible
- Co-op commission
- 2
- Seller
- Listed by
- KELLER WILLIAMS PORTFOLIO REALTY
Home Market Value
Current home valuation for 191 Stuart Street, Cobourg, Cobourg, ON. Listed for $990,000
HOMEH Estimate
$1,154,794
Estimated Sales Range
$808,356 - $1,501,232
HOMEH Estimate for 191 Stuart Street, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $490,000 over $500K
$74,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $36,630 | $27,621 | $23,562 | $0 |
=Total mortgage | $952,380 | $918,621 | $865,062 | $792,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,650monthly | $4,485monthly | $4,224monthly | $3,867monthly |
Land Transfer Tax
$16,275
$16,275
Around this home
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