Unit 112, 26 Spencer Street E
Cobourg, ON K9A 1C2
26 Spencer StreetSee every listing here- 2Bedrooms
- 1Bathroom
- 1Parking
- 700–799Sq Ft
- $1,596Tax
- $308/moCondo Fee
Estimated Value:$328,079See Free Estimate Report
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About Unit 112, 26 Spencer Street E, Cobourg
Summarized Description
- Beautifully updated ground floor condo in Cobourg.
- Renovated in 2020 with modern finishes.
- Spacious open concept layout with stylish kitchen.
- Quartz countertops and stainless steel appliances.
- Walk-in closet in primary bedroom for ample storage.
- Pet friendly with one owned parking space.
- Close to downtown, shopping, and Cobourg Beach.
- Affordable low maintenance living ideal for buyers.
Move right into this beautifully updated ground floor condo offering affordable, low maintenance living in a convenient mid-town Cobourg location. Renovated in 2020, this bright 2 bedroom unit features a spacious open concept layout with modern finishes throughout. The stylish kitchen is complete with quartz countertops, soft close cabinetry, stainless steel appliances, and an adjoining dining area that open to the living room with a large picture window. Luxury vinyl plank flooring extends throughout the unit. The updated 4 piece bathroom is finished with a quartz countertop.The generous primary bedroom offers a walk-in closet and plenty of natural light, while the second bedroom, complete with a double closet, provides flexibility for guests or a home office.Enjoy easy level entry with no elevator required, one owned parking space, and quick access to the shared patio, mature trees, and communal BBQ area. Pet friendly and offering reasonable condo fees and property taxes, this is an exceptional opportunity for first-time buyers, downsizers, or investors. Ideally situated on the transit route and within walking distance to downtown Cobourg, shopping, restaurants, VIA Rail, parks, and the renowned Cobourg Beach, this move-in ready home offers outstanding value.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $1,596
- Land Transfer Tax Fee
- $4,174
Condo/Maintenance Fee
- Maintenance Fee
- $308 /month
Included In Maintenance Fee
- Common Elements Included
- Building Insurance Included
- Parking Included
- Basement Type
- None
Interior Features
- Pets Permitted
- Yes-with Restrictions
- Laundry Features
- In-Suite Laundry
- Interior Extras
- Carpet Free, Intercom, Primary Bedroom - Main Floor
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Balcony
- None
Building
- Building Type
- Condo Apartment
- Building Style
- 2-Storey
- Condo Corp Number
- 26
Construction
- Exposure
- West
- Exterior Finish
- Brick
- Special Designation
- Unknown
Inclusions
- Inclusions
- Fridge, Stove, B/I Dishwasher, ATR Microwave, Washer, Dryer, All ELF's
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 1
- Parking Type
- Owned
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Lockers
- Locker Type
- None
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- None
- Bedrooms
- 2
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Laundry—Main level
- Dining Room—Main level, Vinyl Floor
- Kitchen—Main level, Vinyl Floor, Quartz Counter, B/I Dishwasher
- Bathroom—Main level, 4 Pc Bath, Vinyl Floor, Quartz Counter
- Primary Bedroom—Main level, Vinyl Floor, Walk-In Closet(s), Picture Window
- Bedroom 2—Main level, Vinyl Floor, Double Closet, Picture Window
- Living Room—Main level, Vinyl Floor, Picture Window
Washrooms
- 4-piece, Main
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Division/ Spencer
- Directions
- Division/ Spencer
- MLS® number
- X13632612
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-20
- Listed on
- 2026-08-04
- Days on market
- 16 days
- Possession type
- Flexible
- Co-op commission
- 2.0% with thanks *Note showing fee
- Seller
- Listed by
- COLDWELL BANKER 2M REALTY
Home Market Value
Current home valuation for Unit 112, 26 Spencer Street E, Cobourg, Cobourg, ON. Listed for $379,900
HOMEH Estimate
$328,079
Estimated Sales Range
$259,182 - $396,976
HOMEH Estimate for Unit 112, 26 Spencer Street E, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$18,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $14,436 | $10,599 | $9,042 | $0 |
=Total mortgage | $375,341 | $352,509 | $331,957 | $303,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,833monthly | $1,721monthly | $1,621monthly | $1,484monthly |
Land Transfer Tax
$4,174
$4,174
Around this home
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