Listed for:Listed 16 days ago
$219,000

Unit 425, 240 Chapel Street

Cobourg, ON K9A 0E3

Condo Apartment For Sale
Palisade Gardens exteriorPalisade Gardens3 storeys
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for Unit 425, 240 Chapel Street, Cobourg

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit 425, 240 Chapel Street, Cobourg

Summarized Description

  • Premier independent living retirement residence in Northumberland County.
  • Steps from Cobourg's historic downtown and waterfront.
  • Easy access to communal areas and unit via elevator.
  • Spacious unit with wood cabinetry kitchen and in-unit laundry.
  • Flexible service packages for personalized living experience.
  • Access to social, recreational, and health amenities.
  • Welcoming entrance with convenient drop-off access.

Welcome to Palisade Gardens - This Condominium is noted as one of Northumberland County's Premier Independent Living Retirement Residences. Just steps from Cobourg's historic downtown shopping and amenities which include a range of coffee shops, restaurants, boutiques and Banks. If weather accommodates enjoy an amble around Cobourg's heritage Waterfront Park and marina. This condo has a welcoming entrance with ramp and in and out driveway making it easy for family, friends or taxi's to pick you up or drop off. The main floor provides access to many of the communal areas including front reception, meeting room, relaxing seating area with access to the inner landscaped courtyard, main dining room and library to name a few. Easy access to the unit floor via elevator and wide hallways lead to your Unit. The Unit itself benefits from its own kitchen with warm wood cabinetry. The kitchen is combined with the dining area and living room so easy to chat with family and guests as you cook or brew a drink. The bedroom is spacious and benefits from a well sized closet. Close to the bedroom is the bathroom which has step in shower benefiting from grab bar and there is also undersink storage cabinetry. The convenient washer and storage is in unit as well. Flooring in the Unit is easy maintenace and hard surface whether that be laminate or tile. Don't miss this opportunity to enjoy worry-free living. Palisdade offers flexible service packages which allow you to live independently and choose only the services you want (Min service cost per month for owners in addition to the Condo fee). You can prepare your own meals or book a package to have dinners served in the dining room. In addition there are housekeeping and care services for an additional fee. Palisade offer a variety of social, recreational and health & wellness amenities with an easy and convenient monthly payment plan. They also have a shuttle bus and the schedule/sign up sheet is at reception.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,389
Land Transfer Tax Fee
$1,915

Condo/Maintenance Fee

Maintenance Fee
$570 /month

Included In Maintenance Fee

  • Water Included
  • Building Insurance Included
  • Parking Included
  • Common Elements Included
  • Heat Included
  • CAC Included

Basement Type
None

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
In-Suite Laundry
Interior Extras
Countertop Range, Water Heater Owned, Wheelchair Access, Carpet Free
Fireplace/Stove
No
Elevator
No

Exterior Features

Balcony
None
Accessibility Features
Shower Stall, Wheelchair Access, Bath Grab Bars, Elevator, Level Within Dwelling

Building Amenities

  • Elevator
  • Media Room

Building

Building Type
Condo Apartment
Building Style
Apartment
Condo Corp Number
61

Construction

Exposure
East
Exterior Finish
Brick, Stucco (Plaster)
Special Designation
Unknown

Inclusions

Inclusions
Existing counter stove top, over counter stove microwave, BI dishwasher and fridge. Existing washer and light fixtures.

Exclusions

Exclusions
Stager's furniture and accessories.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Type
Common
Parking Spaces
1
Total Garage And Parking Spaces
1

Lockers

Locker Type
None

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air

Bedrooms
1
Washrooms
1
Kitchens
1

Room sizes

  • Living Room—
    Main level, Laminate
  • Bedroom—
    Main level, Laminate
  • Kitchen—
    Main level, Combined w/Dining, Tile Floor
  • Dining Room—
    Main level, Combined w/Kitchen, Tile Floor

Washrooms

  • 3-piece

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Chapel St & D'Arcy St
Directions
D'Arcy Street & Chapel
Waterfront
None

MLS® number
X13877180
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-08
Updated on
2026-10-21
Days on market
16 days
Possession type
Flexible
Co-op commission
2.5%+hst
Seller
Listed by
Royal LePage Our Neighbourhood Realty

Home Market Value

Current home valuation for Unit 425, 240 Chapel Street, Cobourg, Cobourg, ON. Listed for $219,000

HOMEH Estimate

?

$215,030

Estimated Sales Range

?

$169,874 - $260,186

HOMEH Estimate for Unit 425, 240 Chapel Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$215,030Medium confidence
Based on 4 comparable properties
+ $3,970 (2%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$10,950

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$8,322$6,110$5,212$0
=Total mortgage
$216,372$203,210$191,362$175,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,056monthly$992monthly$934monthly$855monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$1,915

Total Land Transfer Tax

$1,915

Around this home

5/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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