Listed for:Listed today
$342,000

Unit 106, 26 Spencer Street E

Cobourg, ON K9A 1C2

Condo Apartment For Sale
26 Spencer Street exterior26 Spencer StreetSee every listing here
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for Unit 106, 26 Spencer Street E, Cobourg

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit 106, 26 Spencer Street E, Cobourg

Summarized Description

  • Modern 1-bedroom plus den condo with 748 sq. ft.
  • Turnkey condition, ready for immediate move-in.
  • Private terrace for relaxation and entertaining.
  • Spacious layout with versatile den for office or guests.
  • In-suite laundry with ample storage space.
  • Close to Cobourg Beach and local amenities.
  • Dedicated parking space included.
  • Ideal for first-time buyers or investors.

Welcome to this modern, turnkey 1-bedroom plus den condo offering 748 sq. ft. of stylish, open-concept living. Thoughtfully designed for both comfort and functionality, the spacious layout features a versatile den, perfect for a home office, guest space or additional living area. The fully equipped kitchen comes with stainless steel appliances and ample storage for all of your kitchen needs. Step outside and enjoy access to your own private terrace, creating the perfect spot to relax or entertain. The unit also offers the convenience of a large in-suite laundry room with a ton of storage space and one dedicated surface parking space. Maintenance fees include building insurance, common elements, and water, providing added value and peace of mind. Ideally located close to Cobourg Beach, local amenities, the Conservation area, Cobourg Hospital and with easy access to Highway 401, this beautiful and bright condo is perfect for first-time buyers, downsizers, investors or anyone looking to enjoy a low-maintenance lifestyle in a fantastic location.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,724
Land Transfer Tax Fee
$3,605

Condo/Maintenance Fee

Maintenance Fee
$370 /month

Included In Maintenance Fee

  • Common Elements Included
  • Building Insurance Included
  • Water Included
  • Parking Included

Rental Items

Rental Equipment
None

Basement Type
None

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
In-Suite Laundry
Laundry Level
Main Level
Interior Extras
Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
Fireplace/Stove
No
Elevator
No

Exterior Features

Balcony
None

Building

Building Type
Condo Apartment
Building Style
2-Storey
Condo Corp Number
26

Construction

Exposure
West
Exterior Finish
Brick
Special Designation
Unknown

Inclusions

Inclusions
Washer, Dryer, Refrigerator, Stove, Dishwasher, Microwave, All ELFs, HWT, Portable AC Unit.

Exclusions

Exclusions
All tenants personal Belongings

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Type
Exclusive
Parking Spaces
1
Total Garage And Parking Spaces
1

Lockers

Locker Type
None

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
Other

Bedrooms
1 + 1
Washrooms
1
Kitchens
1

Room sizes

  • Kitchen—
    Main level, Quartz Counter, Vinyl Floor, Backsplash
  • Primary Bedroom—
    Main level, Vinyl Floor, Large Window, Closet
  • Living Room—
    Main level, Vinyl Floor, Combined w/Dining, Large Window
  • Dining Room—
    Main level, Vinyl Floor, Combined w/Living
  • Den—
    Main level, Vinyl Floor
  • Laundry—
    Main level, Tile Floor

Washrooms

  • 4-piece, Main

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Division St/ Spencer St E
Directions
Head south down division, turn left onto Spencer St East
Waterfront
None

MLS® number
X14120122
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-27
Updated on
2026-10-27
Days on market
0 days
Possession type
60-89 days
Co-op commission
2% + HST
Seller
Listed by
RE/MAX JAZZ INC.

Home Market Value

Current home valuation for Unit 106, 26 Spencer Street E, Cobourg, Cobourg, ON. Listed for $342,000

HOMEH Estimate

?

$292,390

Estimated Sales Range

?

$230,988 - $353,792

HOMEH Estimate for Unit 106, 26 Spencer Street E, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$292,390Medium confidence
Based on 4 comparable properties
+ $49,610 (17%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$17,100

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$12,996$9,542$8,140$0
=Total mortgage
$337,896$317,342$298,840$273,600
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,650monthly$1,549monthly$1,459monthly$1,336monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$3,605

Total Land Transfer Tax

$3,605

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