
Unit 201, 26 Spencer Street E
Cobourg, ON K9A 1C2
26 Spencer StreetSee every listing here- 1Bedroom
- 1Bathroom
- 1Parking
- 700–799Sq Ft
- $1,476Tax
- $320/moCondo Fee
- Estimated Value:$306,750See Free Estimate Report

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About Unit 201, 26 Spencer Street E, Cobourg
Summarized Description
- Bright south-facing corner unit with natural light.
- Recently renovated with modern finishes.
- Oversized bedroom fits a king-size bed.
- Low maintenance living near downtown amenities.
- Secure living with convenient laundry facilities.
- Shared outdoor space for community connection.
- Affordable property taxes and low condo fees.
- Minutes from waterfront and local parks.
This bright and beautifully updated south facing corner unit offers exceptional value in one of Cobourg's most convenient locations. Perfectly positioned on the second floor, this spacious one-bedroom condo is filled with natural light, creating a warm and inviting atmoshere from the moment you step inside. This home offers the ideal balance of affordability and low maintenance living, just minutes from downtown Cobourg's charming boutiques, local cafes, restaurants, and everyday amenities. Spend your mornings strolling to the waterfront, afternoons relaxing at Victoria Park, and summer days soaking up the sun at Cobourg Beach, all minutes from your door. This is a lifestyle where everything you need is within easy reach, and an ideal opportunity for those seeking a low-maintenance lifestyle and convenience. Freshly painted and recently renovated, this well maintained unit offers more space than expected, featuring a thoughtfully designed kitchen complete is both stylish and functional, featuring stainless steel appliances, generous prep space, and inviting layout perfect for cooking, entertaining, or simply enjoying a quiet night at home. The oversized bedroom easily accommodates a king size bed, offering a peaceful retreat at the end of the day, while the beautifully updated bathroom showcases sleek, contemporary finishes. Residents enjoy secure, energy efficient living with convenient laundry facilities located just steps away on the same floor. A shared outdoor space provides the perfect spot to unwind, enjoy fresh air, or connect with neighbours in this welcoming community. With low condo fees, affordable property taxes, low utility costs, and one dedicated parking space conveniently located near the front door (additional $35.00/month), this is a rare opportunity to embrace a simplified, maintenance-free lifestyle in one of Cobourg's most central and walkable locations.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $1,476
- Land Transfer Tax Fee
- $3,410
Condo/Maintenance Fee
- Maintenance Fee
- $320 /month
Included In Maintenance Fee
- Common Elements Included
- Building Insurance Included
- Water Included
Rental Items
- Under Contract
- None
- Basement Type
- None
Interior Features
- Pets Permitted
- Yes-with Restrictions
- Laundry Features
- Coin Operated
- Interior Extras
- Carpet Free, Intercom, Separate Heating Controls
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Balcony
- None
- Exterior Extras
- Controlled Entry, Patio
Building
- Building Type
- Condo Apartment
- Building Style
- Apartment
- Condo Corp Number
- 26
Construction
- Exposure
- South
- Exterior Finish
- Brick
- Special Designation
- Unknown
Inclusions
- Inclusions
- S/S Fridge, S/S Stove, S/S Dishwasher, S/S Microwave, A/C Unit, Cabinet in bathroom, & Window Coverings.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Type
- Exclusive
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Lockers
- Locker Type
- None
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- Window Unit(s)
- Bedrooms
- 1
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Foyer—Main level
- Kitchen—Main level, Laminate
- Dining Room—Main level, Combined w/Living
- Living Room—Main level, Combined w/Dining
- Primary Bedroom—Main level
Washrooms
- 4-piece, Main
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Division St. & Spencer St.
- Directions
- Division St. to Spencer St.
- MLS® number
- X13132868
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-18
- Listed on
- 2026-05-14
- Days on market
- 127 days
- Possession type
- Flexible
- Co-op commission
- 2.0% + HST
- Seller
- Listed by
- COLDWELL BANKER - R.M.R. REAL ESTATE
Home Market Value
Current home valuation for Unit 201, 26 Spencer Street E, Cobourg, Cobourg, ON. Listed for $329,000
HOMEH Estimate
$306,750
Estimated Sales Range
$251,825 - $361,675
HOMEH Estimate for Unit 201, 26 Spencer Street E, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$16,450
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $12,502 | $9,179 | $7,830 | $0 |
=Total mortgage | $325,052 | $305,279 | $287,480 | $263,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,587monthly | $1,491monthly | $1,404monthly | $1,285monthly |
Land Transfer Tax
$3,410
$3,410
Around this home
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