234 Ruttan Terrace
Cobourg, ON K9A 5X6
- 1+1Bedrooms
- 2Bathrooms
- 1Garage
- 700–1100Sq Ft
- $4,160Tax
- 27×124 ftLot Size
Estimated Value:$584,000See Free Estimate Report
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About 234 Ruttan Terrace, Cobourg
Summarized Description
- Charming semi-detached bungalow in a quiet location.
- In-law suite potential with separate entrance.
- Finished lower level with full kitchen and bathroom.
- Private backyard with deck for entertaining.
- Convenient main floor laundry and spacious primary bedroom.
- Minutes away from parks and amenities.
WELL-MAINTAINED SEMI-DETACHED BUNGALOW WITH IN-LAW SUITE POTENTIAL. Welcome to this charming 1+1 bedroom, 2 bathroom semi-detached bungalow, perfectly situated on a quiet cul-de-sac just minutes away from Lake Ontario, parks, and all amenities. Enjoy easy main floor living with a spacious primary bedroom, convenient main floor laundry, a bright living area, and a dining room walk-out to a private backyard with deck- ideal for relaxing or entertaining. The finished lower level offers incredible flexibility with a second bedroom, full kitchen, bathroom, and separate entrance, making it perfect for an in-law suite or extended family living. This home combines comfort, convenience, and opportunity in a desirable location. **Lower level photos have been virtually staged**
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,160
- Land Transfer Tax Fee
- $6,473
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- Separate Entrance, Finished
Interior Features
- Interior Extras
- In-Law Capability
- Security Features
- Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Beach, Cul de Sac/Dead End, Hospital, Lake/Pond, Library
- Accessibility Features
- Ramps
- Other Structures
- Shed
Building
- Building Type
- Semi-Detached
- Building Style
- Bungalow-Raised
- Approx Age
- 16-30
Construction
- Exterior Finish
- Brick Front, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Unknown
- Special Designation
- Unknown
Lot
- Lot Front
- 27.00 ft
- Lot Depth
- 123.62 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Refrigerator x2, Stove x2, Washer, Dryer, Over the Range Microwave (as is), ELF's, Window Coverings, Shed
Exclusions
- Exclusions
- Personal Belongings, Portable Dishwasher, Lawn mower
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 1 + 1
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Living Room—Main level
- Kitchen—Main level
- Dining Room—Main level
- Primary Bedroom—Main level
- Bathroom—Main level, 4 Pc Bath
- Recreation—Basement level
- Bedroom—Basement level
- Bathroom—Basement level
- Kitchen—Basement level
- Utility Room—Basement level
- Other—Basement level
Washrooms
- 4-piece, Main
- 4-piece, Basement
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Ruttan Terrace & Carroll Cres.
- Zoning
- R4-13
- Directions
- Ruttan Terrace & Carroll Cres.
- Waterfront
- None
- MLS® number
- X13130258
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-31
- Listed on
- 2026-05-14
- Days on market
- 78 days
- Possession type
- 60-89 days
- Co-op commission
- 2.5%
- Seller
- Listed by
- CENTURY 21 UNITED REALTY INC.
Home Market Value
Current home valuation for 234 Ruttan Terrace, Cobourg, Cobourg, ON. Listed for $499,900
HOMEH Estimate
$584,000
Estimated Sales Range
$461,360 - $706,640
HOMEH Estimate for 234 Ruttan Terrace, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,996 | $13,947 | $11,898 | $0 |
=Total mortgage | $493,901 | $463,857 | $436,813 | $399,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,411monthly | $2,265monthly | $2,133monthly | $1,953monthly |
Land Transfer Tax
$6,473
$6,473
Around this home
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