Sold for:Sold May 21, 2026
$594,800

228 Ruttan Terrace

Cobourg, ON K9A 5X6

Semi-Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 228 Ruttan Terrace, Cobourg

2026-05-04
2026-05-21
Sold
Price
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MLS#
x13076416

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 228 Ruttan Terrace, Cobourg

Summarized Description

  • Bright, spacious freehold bungalow with 1,642 sq. ft.
  • Custom fireplace and quartz countertops in kitchen.
  • Spa-inspired lower level shower with glass doors.
  • Flexible layout with potential for third bedroom.
  • Move-in ready with updated flooring and shingles.
  • Close to shopping and Cobourg's waterfront.
  • Ideal for first-time buyers or downsizers.

Bright, move-in ready freehold bungalow offering approximately 1,642 sq. ft. of finished living space with thoughtful updates throughout. Carpet-free living features fresh neutral décor, a skylight-filled living room with custom fireplace feature. The eat-in kitchen showcases quartz countertops and a walkout to a covered deck with a natural gas BBQ hookup - perfect for easy outdoor entertaining. Spacious primary bedroom features his & hers closets with custom shelving, plus beautifully renovated bathrooms including the spa-inspired lower level shower with glass doors. The lower level was intentionally designed by the builder to maximize living space and features huge above-grade windows that make the space feel bright and inviting. Offering approximately 738 sq. ft. of finished additional living space, it includes a spacious second bedroom, large family room, and separate recreation room with closet and window offering excellent flexibility for a potential third bedroom, guest space, office, or gym. Updated waterproof luxury vinyl plank flooring and finished trim throughout complete the space. Additional highlights include main floor laundry, automatic garage door opener, updated 25-year shingles (2021), and well-maintained mechanics. An excellent affordable option for first-time buyers, downsizers, or anyone seeking low-maintenance living close to shopping, amenities, and Cobourg's beautiful waterfront.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,981
Land Transfer Tax Fee
$8,371

Rental Items

Rental Equipment
Hot Water Tank

Basement Type
Finished, Full

Interior Features

Laundry Level
Main Level
Interior Extras
Auto Garage Door Remote, Carpet Free, In-Law Capability, Primary Bedroom - Main Floor, Water Heater
Fireplace/Stove
Yes
Fireplace Features
Fireplace Insert, Electric
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Patio, Privacy
Pool
None

Building

Building Type
Semi-Detached
Building Style
Bungalow-Raised

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
27.00 ft
Lot Depth
124.50 ft

Inclusions

Inclusions
Kitchen Appliances: Stove, built-in microwave, Fridge, Dishwasher, Clothes washer and dryer, Fireplace insert, Mounted Coat rack at front door, Basement window coverings, All electrical light features, Gas Furnace, A/C, Garage Door Remote

Exclusions

Exclusions
Small fridge in basement, TV wall mounts, Ground floor window coverings, all decorative items

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
1 + 1
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level, Laminate, Large Window, Fireplace Insert
  • Primary Bedroom—
    Main level, Large Window, His and Hers Closets, B/I Shelves
  • Kitchen—
    Main level, Overlooks Dining, Quartz Counter, B/I Microwave
  • Dining Room—
    Main level, W/O To Terrace, Glass Doors, Laminate
  • Family Room—
    Lower level, Above Grade Window, Carpet Free, Vinyl Floor
  • Bedroom 2—
    Lower level, Large Window, Large Closet, Vinyl Floor
  • Recreation—
    Lower level, Large Window, Closet, Vinyl Floor
  • Utility Room—
    Lower level

Washrooms

  • 4-piece, Ground
  • 3-piece, Basement

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
King St. & Willmot St.
Directions
South on Willmott, right on Carroll Cres and right again at Carroll Cres to Ruttan Terr, make a right

MLS® number
X13076416
Data source
Toronto Regional Real Estate Board
Status change
2026-05-21
Listed on
2026-05-04
Days on market
17 days
Possession date
2026-08-04
Possession type
30-59 days
Co-op commission
2.5%
Seller
Listed by
RE/MAX ROUGE RIVER REALTY LTD.

Home Market Value

Current home valuation for 228 Ruttan Terrace, Cobourg, Cobourg, ON. Listed for $594,800

HOMEH Estimate

?

$488,000

Estimated Sales Range

?

$361,080 - $614,920

HOMEH Estimate for 228 Ruttan Terrace, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$488,000Low confidence
Based on 4 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Cobourg, ON
Minimum Down Payment Required:5.8%

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Minimum down payment

$34,480

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=Total mortgage
$582,714$551,915$519,736$475,840
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$2,845monthly$2,695monthly$2,538monthly$2,323monthly
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Land Transfer Tax

Provincial

$8,371

Total Land Transfer Tax

$8,371

Around this home

1/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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5.6 /10

Cobourg

Public·secondary·1.2km

5.2 /10

C R Gummow

Public·elementary·1.5km

4.8 /10

St. Joseph

Private·elementary·2.5km

6.7 /10

St Michael's

Private·elementary·2.6km

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