Sold for:Sold Sep 24, 2025
$599,000

244 Ruttan Terrace

Cobourg, ON K9A 5X6

Semi-Detached House SoldNot available

This home has sold. It is no longer available.

Property not available for sale or for rent.

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Sale & Price History for 244 Ruttan Terrace, Cobourg

2025-06-06
2025-09-24
Sold
Price
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MLS#
x12202268

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 244 Ruttan Terrace, Cobourg

This welcoming 2+1 bedroom semi-detached home is a fantastic opportunity for first-time buyers, downsizers, or anyone looking for comfortable, easy living. The main floor features a great living and dining area, a functional kitchen, and two well-sized bedrooms, with the second bedroom offering convenient access to the backyard and covered deck, making outdoor living a breeze. The fully finished basement adds even more space with a bonus bedroom or office, a spacious rec room, and plenty of room to relax, work, or host guests. Step outside to enjoy your private backyard retreat, perfect for morning coffee or evening BBQs. Located just minutes from Lake Ontario, parks and shopping, this home delivers space, comfort, and convenience. Move in, settle down, and enjoy everything this home has to offer!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,169
Land Transfer Tax Fee
$8,455

Rental Items

Under Contract
Hot Water Heater

Basement Type
Full, Finished

Interior Features

Interior Extras
Primary Bedroom - Main Floor
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Semi-Detached
Building Style
Bungalow-Raised

Construction

Exterior Finish
Vinyl Siding, Brick Front
Roof
Shingles
Foundation Details
Unknown
Special Designation
Unknown

Lot

Lot Front
48.72 ft
Lot Depth
96.36 ft

Inclusions

Inclusions
Washer, Dryer, Fridge, Stove, All Existing Light Fixtures, All Existing Window Coverings, Upright Freezer, Garage Door Remote, Microwave

Parking & Garages

Garage Type
Built-In
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 1
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Washrooms

  • 4-piece, Main
  • 4-piece, Lower

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Ruttan Terrace & Carroll Cres
Directions
East on Carroll Cres, Turn North onto Ruttan Terrace

MLS® number
X12202268
Data source
Toronto Regional Real Estate Board
Status change
2025-09-24
Listed on
2025-06-06
Days on market
110 days
Possession type
Immediate
Co-op commission
2%+hst
Seller
Listed by
RE/MAX IMPACT REALTY

Home Market Value

Current home valuation for 244 Ruttan Terrace, Cobourg, Cobourg, ON. Listed for $599,000

HOMEH Estimate

?

$553,000

Estimated Sales Range

?

$436,870 - $669,130

HOMEH Estimate for 244 Ruttan Terrace, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$553,000Medium confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $99,000 over $500K

Minimum down payment

$34,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,546$16,712$14,256$0
=Total mortgage
$586,205$555,812$523,406$479,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,862monthly$2,714monthly$2,556monthly$2,340monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$8,455

Total Land Transfer Tax

$8,455

Around this home

1/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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5.6 /10

Cobourg

Public·secondary·1.2km

5.2 /10

C R Gummow

Public·elementary·1.5km

4.8 /10

St. Joseph

Private·elementary·2.5km

6.7 /10

St Michael's

Private·elementary·2.6km

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