Sold for:Sold Aug 9, 2026
$549,000

433 Rayner Road

Cobourg, ON K9A 5M8

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 433 Rayner Road, Cobourg

2026-08-04
2026-08-09
Sold
Price
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MLS#
x13634498
2026-03-03
2026-08-03
Expired
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 433 Rayner Road, Cobourg

Summarized Description

  • Beautifully maintained all-brick bungalow in Cobourg.
  • Ideal for first-time buyers or investors.
  • Potential for additional living space in basement.
  • Family-friendly neighborhood with top-rated schools.
  • Quick access to Highway 401 for commuters.
  • Fully fenced backyard perfect for gatherings.
  • Move-in ready with modern conveniences.

Location, Location, Location! Move-In Ready in a family-friendly neighbourhood in Cobourg.Welcome to this beautifully maintained all-brick bungalow in the highly desirable Terry Fox subdivision an exceptional opportunity for first-time buyers, downsizers, or savvy investors. Offering 2 bedrooms, 2 bathrooms, and an attached 1-car garage, this home combines comfort, convenience, and outstanding potential. Looking for more space? The basement is already framed and wired, providing an excellent head start to create additional bedrooms, a recreation room, or a home office to suit your lifestyle. Outside, enjoy a fully fenced backyard complete with storage sheds, offering plenty of room for children, pets, gardening, or summer gatherings. Ideally located in a top-rated school district with parks, shopping, and amenities nearby, this home also offers quick and convenient access to Highway 401, making it perfect for commuters. Whether you're searching for your first home, looking to simplify your lifestyle, or expanding your investment portfolio, this move-in-ready bungalow offers exceptional value in one of Cobourg's most desirable locations. Don't miss your chance to make it yours!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,999
Land Transfer Tax Fee
$7,455

Rental Items

Rental Equipment
None

Basement Type
Partially Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Carpet Free, Central Vacuum, Primary Bedroom - Main Floor, Water Heater Owned
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
16-30

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
42.65 ft
Lot Depth
109.91 ft

Inclusions

Inclusions
Fridge, Stove, New Washing Machine & Dryer. All electric light fixtures, Window Coverings. New Furnace and New Air Conditioning

Exclusions

Exclusions
All personal items

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Other
Natural Gas
Yes
Hydro
Yes

Bedrooms
2
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bathroom—
    Main level
  • Laundry—
    Basement level
  • Bathroom—
    Basement level
  • Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Living Room—
    Main level
  • Kitchen—
    Main level

Washrooms

  • 4-piece, Main
  • 3-piece, Basement

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Riddell Ave
Directions
Burnham St and Rayner Rd.

MLS® number
X13634498
Data source
Toronto Regional Real Estate Board
Status change
2026-08-09
Listed on
2026-08-04
Days on market
5 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
HOUSESIGMA INC.

Home Market Value

Current home valuation for 433 Rayner Road, Cobourg, Cobourg, ON. Listed for $549,000

HOMEH Estimate

?

$557,500

Estimated Sales Range

?

$440,425 - $674,575

HOMEH Estimate for 433 Rayner Road, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$557,500Medium confidence
Based on 5 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Cobourg, ON
Minimum Down Payment Required:5.4%

5% on first $500K + 10% on $49,000 over $500K

Minimum down payment

$29,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
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%
$
%
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%
$
+CMHC insurance
$20,752$15,317$13,066$0
=Total mortgage
$539,557$509,417$479,716$439,200
Amortization
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%
%
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Payment frequency
=Mortgage payment
$2,634monthly$2,487monthly$2,342monthly$2,144monthly
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Land Transfer Tax

Provincial

$7,455

Total Land Transfer Tax

$7,455

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