Sold for:Sold Sep 2, 2026
$699,900

550 Lakeshore Road

Cobourg, ON K9A 1S5

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 550 Lakeshore Road, Cobourg

2026-08-05
2026-09-02
Sold
Price
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MLS#
x13639516

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About 550 Lakeshore Road, Cobourg

Summarized Description

  • Located in a coveted lakeside neighbourhood
  • Breathtaking views of Lake Ontario
  • Lovingly maintained 3 bedroom, 2 bathroom bungalow
  • Private backyard with spacious stone patio
  • Hardwood floors and wood-burning fireplace
  • Close to parks, schools, and sandy beach
  • Exceptional long-term value and potential
  • Investment in a desirable waterfront lifestyle

Welcome to one of Cobourg's most coveted lakeside neighbourhoods, where breathtaking views of Lake Ontario, prestigious multi-million dollar homes, & an unbeatable lifestyle come together. Just steps from Lookout Point Park, enjoy spectacular sunrises & sunsets from the waterfront, while Cobourg's famous sandy beach, tennis courts, pickleball courts, parks,excellent schools, & vibrant downtown are all just minutes away. Lovingly maintained by the same owner since 1972, this solid 3 bedroom, 2 bathroom bungalow offers an exceptional opportunity to own in a location where real estate is always in demand. Whether you're a first-time buyer, downsizer, growing family, or savvy investor, this is a property w incredible long-term value & endless potential. Outstanding curb appeal welcomes you home w beautifully manicured gardens, a charming front porch, & views of the lake. The private backyard is equally impressive, featuring a spacious stone patio perfect for entertaining, a large lawn w plenty of room for a future pool, a detached single-car garage, & a garden shed for extra storage or hobbies. Inside, pride of ownership is evident throughout. The bright living room is highlighted by an oversized picture window that fills the space w natural light & a cozy wood-burning fireplace. The adjoining dining room flows into the kitchen w convenient access to the backyard for effortless summer BBQs. Three generously sized bedrooms w hardwood floors & a 4-piece bathroom complete the main level. The lower level offers a bright family room, a 2-piece bathroom, & a large unfinished area w laundry & outstanding potential to create additional living space or even a fourth bedroom. Homes in neighbourhoods like this rarely become available. Enjoy one of Cobourg's finest waterfront lifestyles. From morning walks along the lake to afternoons at the beach & evenings watching the sunset, this is more than a home. It's an investment in a lifestyle that buyers dream about.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,733
Land Transfer Tax Fee
$10,473

Rental Items

Rental Equipment
Nil

Basement Type
Partially Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Auto Garage Door Remote, Water Heater Owned
View
Garden, Lake
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Privacy, Porch
Pool
None
Property Features
Beach, Hospital, Lake/Pond, Park, School
Other Structures
Fence - Partial, Garden Shed

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Aluminum Siding, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
75.00 ft
Lot Depth
150.15 ft
Lot Shape
Irregular

Inclusions

Inclusions
Refrigerator, stove, dishwasher, microwave, washer, dryer, basement freezer, basement dehumidifier, white basement cabinet and shelving, all existing light fixtures, and all existing window coverings and rods, Work bench in basement, shelving in garage, garden shed, orange carpet in basement, brown cabinet in basement.

Exclusions

Exclusions
Nil

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Electric
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer
Natural Gas
Available
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bathroom—
    Basement level, 2 Pc Bath
  • Primary Bedroom—
    Main level
  • Foyer—
    Main level
  • Family Room—
    Basement level
  • Laundry—
    Basement level
  • Living Room—
    Main level
  • Bedroom 3—
    Main level
  • Bathroom—
    Main level, 4 Pc Ensuite
  • Kitchen—
    Main level
  • Bedroom 2—
    Main level
  • Dining Room—
    Main level

Washrooms

  • 4-piece, Main
  • 2-piece, Basement

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Lakeshore Rd and Coverdale Ave
Directions
Lakeshore Rd & Coverdale Ave

MLS® number
X13639516
Data source
Toronto Regional Real Estate Board
Status change
2026-09-02
Listed on
2026-08-05
Days on market
28 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE PROALLIANCE REALTY

Home Market Value

Current home valuation for 550 Lakeshore Road, Cobourg, Cobourg, ON. Listed for $699,900

HOMEH Estimate

?

$586,500

Estimated Sales Range

?

$460,101 - $712,899

HOMEH Estimate for 550 Lakeshore Road, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$586,500Low confidence
Based on 4 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Cobourg, ON
Minimum Down Payment Required:6.4%

5% on first $500K + 10% on $199,900 over $500K

Minimum down payment

$44,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$26,176$19,527$16,658$0
=Total mortgage
$680,582$649,437$611,573$559,920
Amortization
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%
%
%
Payment frequency
=Mortgage payment
$3,323monthly$3,171monthly$2,986monthly$2,734monthly
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Land Transfer Tax

Provincial

$10,473

Total Land Transfer Tax

$10,473

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